Industry Rankings

Q1 2026

Credit Union Leaderboards

See who's leading and who's falling behind across the credit union industry

Viewing: Efficiency Ratio (Absolute)
Active filters: Mid-Market × CA × Clear all

Top Performers

Efficiency Ratio (Absolute) • Mid-Market tier in CA

Rank Credit Union Value Pctl
1
F & A Mid-Market
MONTEREY PARK, CA
44.01% 99.5%
2
SAFE 1 Mid-Market
BAKERSFIELD, CA
53.38% 97.6%
3
STANFORD Mid-Market
Palo Alto, CA
58.90% 91.5%
4
ORANGE COUNTY'S Mid-Market
Santa Ana, CA
59.26% 90.7%
5
OPERATING ENGINEERS LOCAL UNION #3 Mid-Market
LIVERMORE, CA
60.47% 88.3%
6
LBS FINANCIAL Mid-Market
Long Beach, CA
64.17% 81.2%
7 64.19% 80.9%
8
AMERICAN FIRST Mid-Market
BREA, CA
66.24% 76.4%
9
VENTURA COUNTY Mid-Market
Ventura, CA
66.38% 75.9%
10
VALLEY FIRST Mid-Market
Modesto, CA
67.54% 69.2%
11
SIERRA CENTRAL Mid-Market
Yuba City, CA
67.56% 69.0%
12
WATER AND POWER COMMUNITY Mid-Market
LOS ANGELES, CA
68.30% 66.6%
13
SAN FRANCISCO Mid-Market
San Francisco, CA
70.26% 59.7%
14
ARROWHEAD Mid-Market
Rancho Cucamong, CA
70.76% 58.1%
15
VALLEY STRONG Mid-Market
BAKERSFIELD, CA
70.89% 57.8%
16
BAY Mid-Market
Capitola, CA
71.09% 56.8%
17
ALTURA Mid-Market
Riverside, CA
71.70% 53.8%
18
FIREFIGHTERS FIRST Mid-Market
Los Angeles, CA
71.89% 53.3%
19
SAFE Mid-Market
FOLSOM, CA
72.52% 49.9%
20
NUVISION Mid-Market
HUNTINGTON BEAC, CA
72.72% 49.1%
21
MONTERRA Mid-Market
Redwood City, CA
73.03% 48.0%
22
COAST CENTRAL Mid-Market
Eureka, CA
73.28% 46.4%
23
NOBLE Mid-Market
Fresno, CA
73.60% 45.4%
24
LOS ANGELES Mid-Market
Glendale, CA
73.69% 44.6%
25
FINANCIAL PARTNERS Mid-Market
DOWNEY, CA
73.95% 43.5%

Bottom Performers

Efficiency Ratio (Absolute) • Mid-Market tier in CA

Rank Credit Union Value Pctl
1
PREMIER AMERICA Mid-Market
Chatsworth, CA
110.74% 0.5%
2
THE POLICE Mid-Market
SAN BRUNO, CA
91.08% 2.7%
3
HONDA Mid-Market
Torrance, CA
88.97% 3.4%
4
CALTECH EMPLOYEES Mid-Market
La Canada, CA
88.68% 4.0%
5
NORTHROP GRUMMAN Mid-Market
Gardena, CA
86.74% 5.3%
6
FIRST ENTERTAINMENT Mid-Market
Hollywood, CA
86.46% 5.6%
7
LOS ANGELES POLICE Mid-Market
Van Nuys, CA
86.03% 6.4%
8
MERIWEST Mid-Market
SAN JOSE, CA
85.76% 6.9%
9
RIZE Mid-Market
EL MONTE, CA
85.64% 7.4%
10
UNIVERSITY Mid-Market
Los Angeles, CA
85.63% 7.7%
11
SESLOC Mid-Market
SAN LUIS OBISPO, CA
81.07% 17.0%
12
PROVIDENT Mid-Market
REDWOOD CITY, CA
79.60% 19.9%
13
SOUTHLAND Mid-Market
LOS ALAMITOS, CA
79.35% 21.5%
14
MIRASTAR Mid-Market
San Jose, CA
78.38% 26.0%
15
PACIFIC SERVICE Mid-Market
Concord, CA
78.21% 26.8%
16
TECHNOLOGY Mid-Market
SAN JOSE, CA
77.95% 27.6%
17
FARMERS INSURANCE Mid-Market
Burbank, CA
77.83% 28.1%
18
COASTHILLS Mid-Market
Santa Maria, CA
77.58% 28.6%
19
1ST UNITED Mid-Market
Pleasanton, CA
77.16% 30.2%
20
FRONTWAVE Mid-Market
Oceanside, CA
76.36% 33.2%
21
KEYPOINT Mid-Market
San Jose, CA
76.33% 33.7%
22
CALIFORNIA COAST Mid-Market
San Diego, CA
75.05% 38.7%
23
PARTNERS Mid-Market
Burbank, CA
75.03% 39.0%
24
FINANCIAL PARTNERS Mid-Market
DOWNEY, CA
73.95% 43.5%
25
LOS ANGELES Mid-Market
Glendale, CA
73.69% 44.6%
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