Industry Rankings

CU Wrapped 2025

Credit Union Leaderboards

See who's leading and who's falling behind across the credit union industry

Viewing: Loan-to-Share Ratio (Absolute)
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Top Performers

Loan-to-Share Ratio (Absolute) • Community tier

Rank Credit Union Value Pctl
1
FREEDOM NORTHWEST Community
KAMIAH, ID
115.36% 100.0%
2
INOVA Community
ELKHART, IN
115.36% 99.6%
3
DIRECT Community
Needham, MA
113.85% 99.3%
4
LIBERTY BAY Community
Braintree, MA
112.52% 98.9%
5
MID AMERICAN Community
Wichita, KS
108.77% 98.6%
6
CORDA Community
Cedar Rapids, IA
108.05% 98.2%
7
OCEANAIR Community
Oxnard, CA
107.91% 97.9%
8
THE PEOPLES Community
Middletown, RI
106.26% 97.5%
9
O BEE Community
Lacey, WA
104.28% 97.2%
10
SOLARITY Community
Yakima, WA
103.22% 96.8%
11
POLISH NATIONAL Community
Chicopee, MA
103.04% 96.5%
12
WASATCH PEAKS Community
OGDEN, UT
102.54% 96.1%
13
SOOPER CU DBA CLIMB CU Community
ARVADA, CO
101.95% 95.7%
14
UNIVERSITY Community
Orono, ME
101.77% 95.4%
15
MYPOINT Community
San Diego, CA
101.38% 95.0%
16
HERITAGE FINANCIAL Community
Middletown, NY
100.64% 94.7%
17
HEARTLAND Community
HUTCHINSON, KS
100.13% 94.3%
18
AMERICA'S CREDIT UNION, A Community
DuPont, WA
99.92% 94.0%
19
GREENWOOD Community
Warwick, RI
99.66% 93.6%
20
BRIGHTSTAR Community
Fort Lauderdale, FL
99.64% 93.3%
21
CARTER Community
SPRINGHILL, LA
99.50% 92.9%
22
MEMBERS CHOICE Community
Houston, TX
99.29% 92.6%
23
GOLDEN PLAINS Community
Garden City, KS
99.07% 92.2%
24
HOOSIER HILLS Community
BEDFORD, IN
98.25% 91.8%
25
PELICAN Community
Baton Rouge, LA
98.17% 91.5%

Bottom Performers

Loan-to-Share Ratio (Absolute) • Community tier

Rank Credit Union Value Pctl
1
FIRST CHOICE AMERICA COMMUNITY Community
Weirton, WV
24.54% 0.4%
2
SOVITA Community
Flint, MI
28.27% 0.7%
3
EDUCATORS Community
WACO, TX
30.91% 1.1%
4
HOMELAND Community
CHILLICOTHE, OH
31.53% 1.4%
5
SCHLUMBERGER EMPLOYEES Community
Sugar Land, TX
39.68% 1.8%
6
MERCED SCHOOL EMPLOYEES Community
MERCED, CA
41.03% 2.1%
7
DOVER-PHILA Community
Dover, OH
41.50% 2.5%
8
OUR COMMUNITY Community
Shelton, WA
41.70% 2.8%
9
UNIVERSITY OF HAWAII Community
Honolulu, HI
41.80% 3.2%
10
THE SOUTHERN Community
Fayetteville, GA
43.69% 3.5%
11
N C P D Community
Plainview, NY
45.46% 3.9%
12
APCI Community
Lehigh Valley, PA
46.07% 4.3%
13
BOULDER DAM Community
BOULDER CITY, NV
47.05% 4.6%
14
PEARL HAWAII Community
WAIPAHU, HI
51.51% 5.0%
15
OKLAHOMA CENTRAL Community
Tulsa, OK
52.26% 5.3%
16
MERCK SHARP & DOHME Community
CHALFONT, PA
52.47% 5.7%
17
WESTERN COOPERATIVE Community
Williston, ND
53.93% 6.0%
18
FIRST CITY Community
Pasadena, CA
55.28% 6.4%
19
HOUSTON POLICE Community
Houston, TX
55.80% 6.7%
20 56.14% 7.1%
21
THE FIRST FINANCIAL Community
Pasadena, CA
56.32% 7.4%
22
CALL Community
Richmond, VA
56.66% 7.8%
23
OTERO Community
Alamogordo, NM
56.89% 8.2%
24
HAWAII COMMUNITY Community
Kailua Kona, HI
56.91% 8.5%
25
1ST NORTHERN CALIFORNIA Community
Martinez, CA
56.91% 8.9%
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