Industry Rankings

CU Wrapped 2025

Credit Union Leaderboards

See who's leading and who's falling behind across the credit union industry

Viewing: Return on Assets (ROA) (Absolute)
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Top Performers

Return on Assets (ROA) (Absolute) • Community tier

Rank Credit Union Value Pctl
1
ZEAL Community
Livonia, MI
2.52% 100.0%
2
FREEDOM NORTHWEST Community
KAMIAH, ID
2.33% 99.6%
3
FIRST SOUTH FINANCIAL Community
Bartlett, TN
2.25% 99.3%
4
EDUCATORS Community
WACO, TX
2.02% 98.9%
5
FIRST CHOICE AMERICA COMMUNITY Community
Weirton, WV
1.79% 98.6%
6
HEARTLAND Community
Springfield, IL
1.77% 98.2%
7
CARIBE Community
San Juan, PR
1.75% 97.9%
8
LIBERTY FIRST Community
Lincoln, NE
1.70% 97.5%
9
SCHLUMBERGER EMPLOYEES Community
Sugar Land, TX
1.70% 97.2%
11
ABILENE TEACHERS Community
Abilene, TX
1.65% 96.5%
12
DAY AIR Community
Kettering, OH
1.60% 96.1%
13
OTERO Community
Alamogordo, NM
1.59% 95.7%
14
KINETIC Community
Columbus, GA
1.56% 95.4%
15
DUGOOD Community
BEAUMONT, TX
1.55% 95.0%
16
SEA COMM Community
MASSENA, NY
1.52% 94.7%
17
UNIWYO Community
Laramie, WY
1.52% 94.3%
18
TUCSON Community
TUCSON, AZ
1.47% 94.0%
19
ALPENA-ALCONA AREA Community
Alpena, MI
1.44% 93.6%
20
KELLOGG COMMUNITY Community
BATTLE CREEK, MI
1.43% 93.3%
21
MERIDIAN TRUST Community
Cheyenne, WY
1.42% 92.9%
22
SACRAMENTO Community
Sacramento, CA
1.42% 92.6%
23
ENRICHMENT Community
OAK RIDGE, TN
1.41% 92.2%
24
GATHER Community
Lihue, HI
1.40% 91.8%
25
G.P.O. Community
NEW HARTFORD, NY
1.39% 91.5%

Bottom Performers

Return on Assets (ROA) (Absolute) • Community tier

Rank Credit Union Value Pctl
1
ALIGN Community
Lowell, MA
-0.80% 0.4%
2
VALLEYSTAR Community
Martinsville, VA
-0.54% 0.7%
3
CARTER Community
SPRINGHILL, LA
-0.42% 1.1%
4
I-C Community
FITCHBURG, MA
-0.37% 1.4%
5
THE FIRST FINANCIAL Community
Pasadena, CA
-0.30% 1.8%
6
SKYONE Community
Hawthorne, CA
-0.27% 2.1%
7
DIRECT Community
Needham, MA
-0.25% 2.5%
8
OCEANAIR Community
Oxnard, CA
-0.24% 2.8%
9
DEPARTMENT OF COMMERCE Community
Washington, DC
-0.21% 3.2%
10
VERITY Community
Seattle, WA
-0.19% 3.5%
11
INOVA Community
ELKHART, IN
-0.10% 3.9%
12
INSIGHT Community
WINTER SPRINGS, FL
-0.10% 4.3%
13
CORDA Community
Cedar Rapids, IA
-0.07% 4.6%
14
EXCITE Community
San Jose, CA
-0.04% 5.0%
15
GENERATIONS COMMUNITY Community
San Antonio, TX
-0.04% 5.3%
16
SOARION Community
SAN ANTONIO, TX
-0.03% 5.7%
17
SPECTRA Community
ALEXANDRIA, VA
0.00% 6.0%
18
GFA Community
Gardner, MA
0.01% 6.4%
19
TRUE SKY Community
Oklahoma City, OK
0.02% 6.7%
20
COMMONWEALTH ONE Community
ALEXANDRIA, VA
0.02% 7.1%
21
HOPE Community
JACKSON, MS
0.03% 7.4%
22
CORPORATE AMERICA FAMILY Community
Elgin, IL
0.04% 7.8%
23
PELICAN Community
Baton Rouge, LA
0.04% 8.2%
24
SUNWEST Community
Glendale, AZ
0.07% 8.5%
25
SECURITY Community
GRAND BLANC, MI
0.08% 8.9%
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