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CU Wrapped 2025

Credit Union Leaderboards

See who's leading and who's falling behind across the credit union industry

Viewing: Total Delinquency Rate (60+ days) (Absolute)
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Top Performers

Total Delinquency Rate (60+ days) (Absolute) • Community tier

Rank Credit Union Value Pctl
1
1ST NORTHERN CALIFORNIA Community
Martinez, CA
0.05% 100.0%
2
SACRAMENTO Community
Sacramento, CA
0.06% 99.6%
3
BOULDER DAM Community
BOULDER CITY, NV
0.08% 99.3%
4
DUGOOD Community
BEAUMONT, TX
0.10% 98.9%
5
CONSUMER Community
Greeneville, TN
0.10% 98.6%
6
APCI Community
Lehigh Valley, PA
0.12% 98.2%
7
TLC COMMUNITY Community
Adrian, MI
0.13% 97.9%
8
POLISH NATIONAL Community
Chicopee, MA
0.14% 97.5%
9
INNOVATIONS FINANCIAL Community
Panama City, FL
0.14% 97.2%
10
SOVITA Community
Flint, MI
0.14% 96.8%
11
DUTCH POINT Community
Wethersfield, CT
0.17% 96.5%
12
EDUCATORS Community
WACO, TX
0.17% 96.1%
13
U. T. Community
Knoxville, TN
0.18% 95.7%
14
TRANSCEND Community
Louisville, KY
0.18% 95.4%
15
THE SOUTHERN Community
Fayetteville, GA
0.20% 95.0%
16
OKLAHOMA CENTRAL Community
Tulsa, OK
0.21% 94.7%
17
NATIONAL INSTITUTES OF HEALTH Community
Rockville, MD
0.21% 94.3%
18
SOLARITY Community
Yakima, WA
0.21% 94.0%
19
HEARTLAND Community
Springfield, IL
0.22% 93.6%
20
CONSOLIDATED Community
PORTLAND, OR
0.22% 93.3%
21
UNIVERSITY OF HAWAII Community
Honolulu, HI
0.22% 92.9%
22
ATOMIC Community
Piketon, OH
0.24% 92.6%
23
CAMPUS Community
Baton Rouge, LA
0.24% 92.2%
24
WESTERLY COMMUNITY Community
Wakefield, RI
0.24% 91.8%
25
MERCK SHARP & DOHME Community
CHALFONT, PA
0.25% 91.5%

Bottom Performers

Total Delinquency Rate (60+ days) (Absolute) • Community tier

Rank Credit Union Value Pctl
1
CARTER Community
SPRINGHILL, LA
3.92% 0.4%
2
POWER FINANCIAL Community
Pembroke Pines, FL
3.57% 0.7%
3
COMMUNITYWIDE Community
South Bend, IN
3.18% 1.1%
4
FINANCIAL RESOURCES Community
Branchburg, NJ
2.81% 1.4%
5
WESTREET Community
Tulsa, OK
2.66% 1.8%
6
CITY OF BOSTON Community
South Boston, MA
2.59% 2.1%
7
AMERICAN 1 Community
JACKSON, MI
2.46% 2.5%
8
HOPE Community
JACKSON, MS
2.43% 2.8%
9
WESTERN COOPERATIVE Community
Williston, ND
2.28% 3.2%
10
FREEDOM Community
SPRINGFIELD, MA
2.26% 3.5%
11
CPM Community
NORTH CHARLESTO, SC
2.18% 3.9%
12
SECURITYPLUS Community
Baltimore, MD
2.17% 4.3%
13
COMMUNITY FIRST Community
Santa Rosa, CA
2.16% 4.6%
14
PELICAN Community
Baton Rouge, LA
2.13% 5.0%
15
RESOURCE ONE Community
Dallas, TX
2.11% 5.3%
16
SMART FINANCIAL Community
Houston, TX
1.96% 5.7%
17
SOARION Community
SAN ANTONIO, TX
1.94% 6.0%
18
INTOUCH Community
PLANO, TX
1.90% 6.4%
19
ALIGN Community
Lowell, MA
1.89% 6.7%
20
DIVERSIFIED MEMBERS Community
Detroit, MI
1.81% 7.1%
21
ARBOR FINANCIAL Community
KALAMAZOO, MI
1.74% 7.4%
22
PIONEER Community
MOUNTAIN HOME, ID
1.74% 7.8%
23
TRUE COMMUNITY Community
Jackson, MI
1.73% 8.2%
24
COMMONWEALTH ONE Community
ALEXANDRIA, VA
1.73% 8.5%
25
DOVER Community
DOVER, DE
1.71% 8.9%
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