Industry Rankings

CU Wrapped 2025

Credit Union Leaderboards

See who's leading and who's falling behind across the credit union industry

Viewing: Capital Constraint
Active filters: Community × Clear all
Concern

Strong balance sheet under pressure - deposits leaving while lending capacity maxed. Need funding solutions before hitting limits.

23
CUs in Community
32
CUs Nationally
↑ Growing
+32 YoY

Most At Risk

Capital Constraint • Community tier

Rank Credit Union Pctl
1
EXCEL Community
Norcross, GA
100.0%
2
BP Community
Houston, TX
95.5%
3
SANTA CRUZ COMMUNITY Community
Santa Cruz, CA
90.9%
4
MAC Community
Fairbanks, AK
86.4%
5
WESTERN SUN Community
Broken Arrow, OK
81.8%
6
POINT WEST Community
Portland, OR
77.3%
7
CENT Community
Mason City, IA
72.7%
8
NAVIGATOR Community
Pascagoula, MS
68.2%
9
SERVICE 1 Community
Muskegon, MI
63.6%
10
AMERICA'S CREDIT UNION, A Community
DuPont, WA
59.1%
11
LONG BEACH FIREMEN S Community
Long Beach, CA
54.5%
12
QUANTUM Community
Wichita, KS
50.0%
13
ENERGY Community
West Roxbury, MA
45.5%
14
VALLEYSTAR Community
Martinsville, VA
40.9%
15
ORLANDO Community
Orlando, FL
36.4%
16
SIGNAL FINANCIAL Community
Kensington, MD
31.8%
17
THE ATLANTIC Community
Kenilworth, NJ
27.3%
18
MONEY ONE Community
LARGO, MD
22.7%
19
KAIPERM Community
Walnut Creek, CA
18.2%
20
THE FOCUS Community
OKLAHOMA CITY, OK
13.6%
21
BENCHMARK Community
West Chester, PA
9.1%
22
GUARDIANS Community
WEST PALM BEACH, FL
4.5%
23
INFIRST Community
Alexandria, VA
0.0%

Least Affected

Capital Constraint • Community tier

Rank Credit Union Pctl
1
INFIRST Community
Alexandria, VA
0.0%
2
GUARDIANS Community
WEST PALM BEACH, FL
4.5%
3
BENCHMARK Community
West Chester, PA
9.1%
4
THE FOCUS Community
OKLAHOMA CITY, OK
13.6%
5
KAIPERM Community
Walnut Creek, CA
18.2%
6
MONEY ONE Community
LARGO, MD
22.7%
7
THE ATLANTIC Community
Kenilworth, NJ
27.3%
8
SIGNAL FINANCIAL Community
Kensington, MD
31.8%
9
ORLANDO Community
Orlando, FL
36.4%
10
VALLEYSTAR Community
Martinsville, VA
40.9%
11
ENERGY Community
West Roxbury, MA
45.5%
12
QUANTUM Community
Wichita, KS
50.0%
13
LONG BEACH FIREMEN S Community
Long Beach, CA
54.5%
14
AMERICA'S CREDIT UNION, A Community
DuPont, WA
59.1%
15
SERVICE 1 Community
Muskegon, MI
63.6%
16
NAVIGATOR Community
Pascagoula, MS
68.2%
17
CENT Community
Mason City, IA
72.7%
18
POINT WEST Community
Portland, OR
77.3%
19
WESTERN SUN Community
Broken Arrow, OK
81.8%
20
MAC Community
Fairbanks, AK
86.4%
21
SANTA CRUZ COMMUNITY Community
Santa Cruz, CA
90.9%
22
BP Community
Houston, TX
95.5%
23
EXCEL Community
Norcross, GA
100.0%
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