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CU Wrapped 2025

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See who's leading and who's falling behind across the credit union industry

Viewing: Flatlined Growth
Active filters: Community × Clear all
Concern

Asset growth stalled (-2% to +2%) despite healthy profitability (>0.25% ROA). Suggests untapped opportunity or strategic drift worth investigating.

41
CUs in Community
59
CUs Nationally
↑ Growing
+59 YoY

Most At Risk

Flatlined Growth • Community tier

Rank Credit Union Pctl
1
TROPICAL FINANCIAL Community
MIRAMAR, FL
100.0%
2
FOOTHILL Community
Arcadia, CA
97.5%
3
COMMONWEALTH CENTRAL Community
San Jose, CA
95.0%
4
CHAMPION Community
Canton, NC
92.5%
5
FIRST CITIZENS' Community
FAIRHAVEN, MA
90.0%
6
N C P D Community
Plainview, NY
87.5%
7
MEMBERSFIRST Community
Decatur, GA
85.0%
8
OREGONIANS Community
Milwaukie, OR
82.5%
9
SCHLUMBERGER EMPLOYEES Community
Sugar Land, TX
80.0%
10
ST. JEAN'S Community
lynn, MA
77.5%
11
NEBRASKA ENERGY Community
COLUMBUS, NE
75.0%
12
UMASSFIVE COLLEGE Community
Hadley, MA
72.5%
13
TRIANGLE Community
Nashua, NH
70.0%
14
HOUSTON Community
Sugar Land, TX
67.5%
15
LIBERTY BAY Community
Braintree, MA
65.0%
16
ENCOMPASS Community
Tipton, IN
62.5%
17
EMBOLD Community
Oregon City, OR
60.0%
18
POINT BREEZE Community
Hunt Valley, MD
57.5%
19
USX Community
Cranberry Twp, PA
55.0%
20
VELOCITY COMMUNITY Community
PALM BEACH GARD, FL
52.5%
21
CITY OF BOSTON Community
South Boston, MA
50.0%
22
ASHLAND Community
ASHLAND, KY
47.5%
23
ILLIANA FINANCIAL Community
CALUMET CITY, IL
45.0%
24
CONNECTIONS Community
pocatello, ID
42.5%
25
JOLT Community
SAGINAW, MI
40.0%

Least Affected

Flatlined Growth • Community tier

Rank Credit Union Pctl
1
INTREPID Community
Helena, MT
0.0%
2
ST. PAUL Community
Saint Paul, MN
2.5%
3
PEOPLE'S ALLIANCE Community
Hauppauge, NY
5.0%
4
SAG-AFTRA Community
Burbank, CA
7.5%
5
EDUCATION Community
Amarillo, TX
10.0%
6
ONE Community
SPRINGFIELD, VT
12.5%
7
POLISH NATIONAL Community
Chicopee, MA
15.0%
8
TREMONT Community
Boston, MA
17.5%
9
UNITED TEXAS Community
San Antonio, TX
20.0%
10
WEST COMMUNITY Community
O Fallon, MO
22.5%
11
STRATA Community
BAKERSFIELD, CA
25.0%
12
KEYS Community
Key West, FL
27.5%
13
AGRICULTURE Community
MERRIFIELD, VA
30.0%
14
WESTERLY COMMUNITY Community
Wakefield, RI
32.5%
15
GUARDIANS Community
WEST PALM BEACH, FL
35.0%
16
AMERICA'S CREDIT UNION, A Community
DuPont, WA
37.5%
17
JOLT Community
SAGINAW, MI
40.0%
18
CONNECTIONS Community
pocatello, ID
42.5%
19
ILLIANA FINANCIAL Community
CALUMET CITY, IL
45.0%
20
ASHLAND Community
ASHLAND, KY
47.5%
21
CITY OF BOSTON Community
South Boston, MA
50.0%
22
VELOCITY COMMUNITY Community
PALM BEACH GARD, FL
52.5%
23
USX Community
Cranberry Twp, PA
55.0%
24
POINT BREEZE Community
Hunt Valley, MD
57.5%
25
EMBOLD Community
Oregon City, OR
60.0%
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