Credit Union Leaderboards

See who's leading and who's falling behind across the credit union industry

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Viewing: Margin Compression

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Concern

Profitability above 0.75% ROA but margins eroding by at least 0.10%. Something changed - rising costs or falling yields need addressing.

133

CUs in Community

162

CUs Nationally

↑ Growing

+162 YoY

Most At Risk

Margin Compression • Community tier

Rank	Credit Union	Pctl
1	FIRST SOUTH FINANCIAL Community Bartlett, TN	100.0%
2	WHITE EAGLE Community Augusta, KS	99.2%
3	FAMILIES AND SCHOOLS TOGETHER Community Hanford, CA	98.5%
4	NAVIGATOR Community Pascagoula, MS	97.7%
5	HEARTLAND Community Springfield, IL	97.0%
6	MERCO Community Merced, CA	96.2%
7	PEOPLES ADVANTAGE Community Petersburg, VA	95.5%
8	HIBBING COOPERATIVE Community Hibbing, MN	94.7%
9	NAHEOLA Community Pennington, AL	93.9%
10	CITYMARK Community Plains, PA	93.2%
11	FINGER LAKES Community GENEVA, NY	92.4%
12	OTIS Community Jay, ME	91.7%
13	WMCU Community Grand Rapids, MI	90.9%
14	OUR COMMUNITY Community Shelton, WA	90.2%
15	GEORGETOWN KRAFT Community Georgetown, SC	89.4%
16	802 Community Barre, VT	88.6%
17	WEPCO Community BLOOMINGTON, MD	87.9%
18	COMPLEX COMMUNITY Community ODESSA, TX	87.1%
19	ALASKA AIR GROUP Community SEATAC, WA	86.4%
20	IRON MOUNTAIN KINGSFORD COMMUNITY Community KINGSFORD, MI	85.6%
21	ASSOCIATED CREDIT UNION OF TEXAS Community League City, TX	84.8%
22	SAN ANTONIO CITIZENS Community San Antonio, FL	84.1%
23	GENESEE VALLEY Community GENESEO, NY	83.3%
24	CHESSIE Community CUMBERLAND, MD	82.6%
25	ARGENT Community CHESTERFIELD, VA	81.8%

Margin Compression • Community tier

Rank	Credit Union	Pctl
1	NW PREFERRED Community TIGARD, OR	0.0%
2	HARBORLIGHT Community WHITEHALL, MI	0.8%
3	EXPREE Community Frankfort, KY	1.5%
4	INDIANA STATE UNIVERSITY Community Terre Haute, IN	2.3%
5	PENINSULA Community Escanaba, MI	3.0%
6	WINNEBAGO COMMUNITY Community Oshkosh, WI	3.8%
7	ADVENTHEALTH Community Altamonte Sprin, FL	4.5%
8	MEMBERS FIRST CREDIT UNION OF N.H. Community Manchester, NH	5.3%
9	UNITED COMMUNITY Community Quincy, IL	6.1%
10	WELD COMMUNITY Community Greeley, CO	6.8%
11	TRI COUNTY AREA Community POTTSTOWN, PA	7.6%
12	FIRST COMMUNITY CU OF BELOIT Community Beloit, WI	8.3%
13	TEXASGULF Community Wharton, TX	9.1%
14	NUVISTA Community Montrose, CO	9.8%
15	RARITAN BAY Community Sayreville, NJ	10.6%
16	NORTHWOODS Community Cloquet, MN	11.4%
17	PREMIER FINANCIAL Community New Holstein, WI	12.1%
18	SISKIYOU Community Yreka, CA	12.9%
19	HENRICO Community Henrico, VA	13.6%
20	FAMILY TRUST Community Rock Hill, SC	14.4%
21	DUKE UNIVERSITY Community Durham, NC	15.2%
22	INNER LAKES Community WESTFIELD, NY	15.9%
23	KINGS Community Hanford, CA	16.7%
24	AMERICHOICE Community Mechanicsburg, PA	17.4%
25	PALCO FCU Community MUNCY, PA	18.2%