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Industry Rankings

Q1 2026

Credit Union Leaderboards

See who's leading and who's falling behind across the credit union industry

Tier:

All Community Mid-Market Large Titans

State:

Viewing: Wealth Migration Risk

Active filters: Community × Clear all

Concern

High-value members moving money elsewhere despite stable membership. Your best customers are consolidating with competitors.

20

CUs in Community

28

CUs Nationally

↑ Growing

+28 YoY

Most At Risk

Wealth Migration Risk • Community tier

Rank	Credit Union	Pctl
1	IDB GLOBAL Community WASHINGTON, DC	100.0%
2	SOUTH METRO Community PRIOR LAKE, MN	94.7%
3	GLENDALE AREA SCHOOLS Community GLENDALE, CA	89.5%
4	DAKOTA WEST Community WATFORD CITY, ND	84.2%
5	PITTSFORD Community PITTSFORD, NY	79.0%
6	SEA WEST COAST GUARD Community OAKLAND, CA	73.7%
7	GRANITE Community Salt Lake City, UT	68.4%
8	LONG BEACH FIREMEN S Community Long Beach, CA	63.2%
9	FIRST PRIORITY Community BOSTON, MA	57.9%
10	POWERNET Community Tampa, FL	52.6%
11	HOUSTON POLICE Community Houston, TX	47.4%
12	PENINSULA Community Escanaba, MI	42.1%
13	INSPIRE Community Newtown, PA	36.8%
14	MASS. INSTITUTE OF TECH. Community Lexington, MA	31.6%
15	LONG BEACH CITY EMPLOYEES Community Signal Hill, CA	26.3%
16	AIR ACADEMY Community Colorado Spring, CO	21.1%
17	ASPEN Community Rapid City, SD	15.8%
18	HIGHMARK Community RAPID CITY, SD	10.5%
19	F R B Community Washington, DC	5.3%
20	VALLEY Community SALEM, OR	0.0%

Least Affected

Wealth Migration Risk • Community tier

Rank	Credit Union	Pctl
1	VALLEY Community SALEM, OR	0.0%
2	F R B Community Washington, DC	5.3%
3	HIGHMARK Community RAPID CITY, SD	10.5%
4	ASPEN Community Rapid City, SD	15.8%
5	AIR ACADEMY Community Colorado Spring, CO	21.1%
6	LONG BEACH CITY EMPLOYEES Community Signal Hill, CA	26.3%
7	MASS. INSTITUTE OF TECH. Community Lexington, MA	31.6%
8	INSPIRE Community Newtown, PA	36.8%
9	PENINSULA Community Escanaba, MI	42.1%
10	HOUSTON POLICE Community Houston, TX	47.4%
11	POWERNET Community Tampa, FL	52.6%
12	FIRST PRIORITY Community BOSTON, MA	57.9%
13	LONG BEACH FIREMEN S Community Long Beach, CA	63.2%
14	GRANITE Community Salt Lake City, UT	68.4%
15	SEA WEST COAST GUARD Community OAKLAND, CA	73.7%
16	PITTSFORD Community PITTSFORD, NY	79.0%
17	DAKOTA WEST Community WATFORD CITY, ND	84.2%
18	GLENDALE AREA SCHOOLS Community GLENDALE, CA	89.5%
19	SOUTH METRO Community PRIOR LAKE, MN	94.7%
20	IDB GLOBAL Community WASHINGTON, DC	100.0%

Explore by Dimension

Signatures

Growth & Performance

Credit Quality Leader Emerging Performer Organic Growth Engine Organic Growth Leader Profitability Leader Relationship Depth Leader Wallet Share Momentum

Risk & Quality

Capital Constraint Cost Spiral Credit Quality Pressure Credit Risk Growth Efficiency Drag Flatlined Growth Indirect Auto Dependency Liquidity Overhang Liquidity Strain Stagnation Risk

Decline Indicators

Accelerating Exit Risk Deposit Outflow Institutional Decline Margin Compression Membership Headwinds Shrinking Wallet Share Wealth Migration Risk

Metrics

Growth

Asset Growth (YoY) (Absolute) Average Member Relationship Growth (YoY) (Absolute) Deposit Growth (YoY) (Absolute) Loan Growth (YoY) (Absolute) Member Growth (YoY) (Absolute)

Profitability

Efficiency Ratio (Absolute) Efficiency Ratio (QoQ Change) Efficiency Ratio (YoY Change) Fee Income Per Member (Absolute) Fee Income Per Member (QoQ Change) Fee Income Per Member (YoY Change) Net Interest Margin (NIM) (Absolute) Net Interest Margin (NIM) (QoQ Change) Net Interest Margin (NIM) (YoY Change) Return on Assets (ROA) (Absolute) Return on Assets (ROA) (QoQ Change) Return on Assets (ROA) (YoY Change)

Member Engagement

Average Member Relationship (AMR) (Absolute) Average Member Relationship (AMR) (QoQ Change) Average Member Relationship (AMR) (YoY Change) Loan-to-Member Ratio (LMR) (Absolute) Loan-to-Member Ratio (LMR) (QoQ Change) Loan-to-Member Ratio (LMR) (YoY Change) Members Per Employee (MPE) (Absolute) Members Per Employee (MPE) (QoQ Change) Members Per Employee (MPE) (YoY Change) Total Members (Absolute) Total Members (QoQ Change) Total Members (YoY Change)

Balance Sheet

First Mortgage Concentration (%) (Absolute) First Mortgage Concentration (%) (QoQ Change) First Mortgage Concentration (%) (YoY Change) Indirect Auto Concentration (%) (Absolute) Indirect Auto Concentration (%) (QoQ Change) Indirect Auto Concentration (%) (YoY Change) Loan-to-Share Ratio (Absolute) Loan-to-Share Ratio (QoQ Change) Loan-to-Share Ratio (YoY Change) Share Certificate Concentration (%) (Absolute) Share Certificate Concentration (%) (QoQ Change) Share Certificate Concentration (%) (YoY Change) Total Assets (Absolute) Total Assets (QoQ Change) Total Assets (YoY Change) Total Deposits (Absolute) Total Deposits (QoQ Change) Total Deposits (YoY Change) Total Loans (Absolute) Total Loans (QoQ Change) Total Loans (YoY Change)

Risk

Net Charge-Off Rate (Absolute) Net Charge-Off Rate (QoQ Change) Net Charge-Off Rate (YoY Change) Net Worth Ratio (Absolute) Net Worth Ratio (QoQ Change) Net Worth Ratio (YoY Change) Total Delinquency Rate (60+ days) (Absolute) Total Delinquency Rate (60+ days) (QoQ Change) Total Delinquency Rate (60+ days) (YoY Change)