BlastPoint's Credit Union Scorecard
JEEP COUNTRY
Charter #2918 · OH
<100M
2508 CUs in <100M nationally
116 in OH
JEEP COUNTRY has 1 strength but faces 8 concerns
Key Strengths
Areas where this CU excels compared to peers
- + Total Members: Top 0.2% in tier
Key Concerns
Areas that may need attention
- - ROA 0.83% below tier average
- - Efficiency ratio 9.27% above tier (higher cost structure)
- - Delinquency rate 0.22% above tier average
- - Member decline: -2.3% YoY
- - Deposit Growth Rate: Bottom 2.9% in tier
- - Asset Growth Rate: Bottom 3.3% in tier
- - AMR Growth Rate: Bottom 5.0% in tier
- - Net Charge-Off Rate: Bottom 5.8% in tier
Core Metrics
As of 2026-Q1
| Metric | Current | vs Tier | Tier Avg | State Avg (OH) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
14,847
-2.3% YoY+0.4% QoQ
|
+12.2K |
2,676
+1.6% YoY
|
16,936
+6.2% YoY
|
33,913
+5.7% YoY
|
Top 0.3% in tier |
| Assets |
$73.6M
-11.6% YoY-3.9% QoQ
|
+$43.4M |
$30.2M
+1.3% YoY
|
$257.9M
+8.7% YoY
|
$578.3M
+9.0% YoY
|
Top 10.6% in tier |
| Loans |
$33.0M
-13.3% YoY-3.7% QoQ
|
+$17.7M |
$15.3M
-2.0% YoY
|
$174.2M
+8.4% YoY
|
$402.4M
+8.7% YoY
|
Top 14.4% in tier |
| Deposits |
$63.2M
-14.7% YoY-4.7% QoQ
|
+$37.4M |
$25.8M
+0.7% YoY
|
$221.5M
+9.0% YoY
|
$494.3M
+9.1% YoY
|
Top 10.5% in tier |
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| ROA |
-0.7%
+64.4% YoY+205.4% QoQ
|
-0.8% |
0.1%
-77.6% YoY
|
0.6%
+16.1% YoY
|
0.4%
-39.2% YoY
|
Bottom 11.1% in tier |
| NIM |
3.6%
+23.5% YoY+5.4% QoQ
|
-0.4% |
4.0%
+4.0% YoY
|
3.7%
+1.7% YoY
|
3.8%
+4.1% YoY
|
40% |
| Efficiency Ratio |
99.9%
+6.8% YoY+11.2% QoQ
|
+9.3% |
90.6%
+6.5% YoY
|
82.0%
-2.0% YoY
|
84.6%
+2.8% YoY
|
84% |
| Delinquency Rate |
1.7%
-51.7% YoY-64.7% QoQ
|
+0.2 |
1.5%
+3.8% YoY
|
1.4%
+35.7% YoY
|
1.2%
+3.4% YoY
|
78% |
| Loan To Share |
52.2%
+1.6% YoY+1.0% QoQ
|
-6.3% |
58.5%
-3.0% YoY
|
61.3%
-2.1% YoY
|
65.6%
-1.4% YoY
|
40% |
| AMR |
$6,478
-12.2% YoY-4.7% QoQ
|
$-8K |
$14,884
-1.7% YoY
|
$17,686
+5.3% YoY
|
$19,920
+1.6% YoY
|
Bottom 13.3% in tier |
| CD Concentration |
17.1%
-21.7% YoY-10.2% QoQ
|
-7.2% | 24.3% | 19.4% | 19.8% | 50% |
| Indirect Auto % |
18.2%
-19.5% YoY-4.8% QoQ
|
+4.4% | 13.8% | 11.4% | 7.7% | 50% |
Signature Analysis
Strengths (0)
No strengths identified
Concerns (0)
No concerns identified
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)
Top Strengths (6 metrics)
7
Total Members
engagement
Value:
14,847
Peer Median: 1,918
#7 of 2508
Top 0.2% in <100M tier
258
Members Per Employee (MPE)
engagement
Value:
549.889
Peer Median: 333.750
#258 of 2508
Top 10.2% in <100M tier
263
Total Deposits
balance_sheet
Value:
$63.17M
Peer Median: $18.77M
#263 of 2508
Top 10.4% in <100M tier
265
Total Assets
balance_sheet
Value:
$73.63M
Peer Median: $21.86M
#265 of 2508
Top 10.5% in <100M tier
361
Total Loans
balance_sheet
Value:
$33.00M
Peer Median: $9.48M
#361 of 2508
Top 14.4% in <100M tier
399
Fee Income Per Member
profitability
Value:
$134.72
Peer Median: $60.42
#399 of 2508
Top 15.9% in <100M tier
Top Weaknesses (11 metrics)
2437
Deposit Growth Rate
growth
Value:
-14.70%
Peer Median: 0.66%
#2437 of 2508
Bottom 2.9% in <100M tier
2426
Asset Growth Rate
growth
Value:
-11.57%
Peer Median: 1.30%
#2426 of 2508
Bottom 3.3% in <100M tier
2384
AMR Growth Rate
growth
Value:
-12.22%
Peer Median: 1.27%
#2384 of 2508
Bottom 5.0% in <100M tier
2364
Net Charge-Off Rate
risk
Value:
2.21%
Peer Median: 0.07%
#2364 of 2508
Bottom 5.8% in <100M tier
2361
Indirect Auto Concentration (%)
balance_sheet
Value:
18.24%
Peer Median: 0.00%
#2361 of 2508
Bottom 5.9% in <100M tier
2230
Return on Assets (ROA)
profitability
Value:
-0.68%
Peer Median: 0.61%
#2230 of 2508
Bottom 11.1% in <100M tier
2174
Average Member Relationship (AMR)
engagement
Value:
$6,478
Peer Median: $13,926
#2174 of 2508
Bottom 13.4% in <100M tier
2152
Loan Growth Rate
growth
Value:
-13.33%
Peer Median: -2.36%
#2152 of 2508
Bottom 14.2% in <100M tier
2118
Efficiency Ratio
profitability
Value:
99.90%
Peer Median: 81.45%
#2118 of 2508
Bottom 15.6% in <100M tier
2104
Loan-to-Member Ratio (LMR)
engagement
Value:
$2,223
Peer Median: $4,923
#2104 of 2508
Bottom 16.1% in <100M tier