BlastPoint's Credit Union Scorecard
JEEP COUNTRY
Charter #2918 · OH
<100M
2437 CUs in <100M nationally
97 in OH
JEEP COUNTRY has 2 strengths but faces 7 concerns
Key Strengths
Areas where this CU excels compared to peers
- + Total Members: Top 0.2% in tier
- + Members Per Employee (MPE): Top 6.7% in tier
Key Concerns
Areas that may need attention
- - ROA 1.03% below tier average
- - Efficiency ratio 12.15% above tier (higher cost structure)
- - Delinquency rate 2.11% above tier average
- - Member decline: -4.9% YoY
- - Indirect Auto Concentration (%): Bottom 6.1% in tier
- - Net Charge-Off Rate: Bottom 6.5% in tier
- - Deposit Growth Rate: Bottom 7.0% in tier
Core Metrics
As of 2026-Q2
| Metric | Current | vs Tier | Tier Avg | State Avg (OH) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
14,941
-4.9% YoY+0.6% QoQ
|
+12.4K |
2,585
-1.7% YoY
|
18,978
+16.2% YoY
|
34,678
+6.6% YoY
|
Top 0.3% in tier |
| Assets |
$72.1M
-6.5% YoY-2.1% QoQ
|
+$41.8M |
$30.3M
+1.5% YoY
|
$292.1M
+20.6% YoY
|
$593.1M
+10.2% YoY
|
Top 11.6% in tier |
| Loans |
$31.8M
-14.5% YoY-3.7% QoQ
|
+$16.3M |
$15.5M
-1.7% YoY
|
$203.0M
+21.8% YoY
|
$418.6M
+10.1% YoY
|
84% |
| Deposits |
$62.5M
-10.0% YoY-1.0% QoQ
|
+$36.7M |
$25.8M
+1.1% YoY
|
$251.0M
+21.0% YoY
|
$504.8M
+10.3% YoY
|
Top 10.9% in tier |
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| ROA |
0.5%
-179.9% YoY-167.7% QoQ
|
-1.0% |
1.5%
+241.5% YoY
|
0.9%
+55.0% YoY
|
1.2%
+121.4% YoY
|
29% |
| NIM |
3.6%
+21.0% YoY-0.3% QoQ
|
-0.3% |
3.9%
+0.9% YoY
|
3.7%
+2.2% YoY
|
3.8%
+2.3% YoY
|
37% |
| Efficiency Ratio |
100.9%
+3.4% YoY+1.0% QoQ
|
+12.1% |
88.8%
-6.9% YoY
|
79.2%
-2.1% YoY
|
83.0%
-5.3% YoY
|
Bottom 12.8% in tier |
| Delinquency Rate |
3.7%
-25.7% YoY+112.3% QoQ
|
+2.1 |
1.5%
+2.1% YoY
|
1.1%
-6.2% YoY
|
1.3%
+2.6% YoY
|
Bottom 10.2% in tier |
| Loan To Share |
50.8%
-5.0% YoY-2.7% QoQ
|
-8.0% |
58.9%
-3.1% YoY
|
60.7%
-4.2% YoY
|
66.4%
-1.4% YoY
|
38% |
| AMR |
$6,312
-7.0% YoY-2.6% QoQ
|
$-9K |
$14,963
-6.8% YoY
|
$18,171
+7.2% YoY
|
$20,028
-0.9% YoY
|
Bottom 12.5% in tier |
| CD Concentration |
18.8%
+7.9% YoY+10.0% QoQ
|
-5.7% | 24.6% | 19.2% | 20.0% | 50% |
| Indirect Auto % |
17.0%
-20.9% YoY-6.6% QoQ
|
+3.4% | 13.6% | 11.9% | 7.7% | 50% |
Signature Analysis
Strengths (0)
No strengths identified
Concerns (0)
No concerns identified
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)
Top Strengths (6 metrics)
7
Total Members
engagement
Value:
14,941
Peer Median: 1,902
#7 of 2437
Top 0.2% in <100M tier
165
Members Per Employee (MPE)
engagement
Value:
622.542
Peer Median: 328.333
#165 of 2437
Top 6.7% in <100M tier
266
Total Deposits
balance_sheet
Value:
$62.52M
Peer Median: $18.69M
#266 of 2437
Top 10.9% in <100M tier
283
Total Assets
balance_sheet
Value:
$72.10M
Peer Median: $21.91M
#283 of 2437
Top 11.6% in <100M tier
376
Fee Income Per Member
profitability
Value:
$140.49
Peer Median: $63.89
#376 of 2437
Top 15.4% in <100M tier
379
Total Loans
balance_sheet
Value:
$31.79M
Peer Median: $9.49M
#379 of 2437
Top 15.5% in <100M tier
Top Weaknesses (11 metrics)
2289
Indirect Auto Concentration (%)
balance_sheet
Value:
17.05%
Peer Median: 0.00%
#2289 of 2437
Bottom 6.1% in <100M tier
2280
Net Charge-Off Rate
risk
Value:
1.85%
Peer Median: 0.18%
#2280 of 2437
Bottom 6.5% in <100M tier
2268
Deposit Growth Rate
growth
Value:
-10.01%
Peer Median: 0.92%
#2268 of 2437
Bottom 7.0% in <100M tier
2189
Total Delinquency Rate (60+ days)
risk
Value:
3.66%
Peer Median: 0.70%
#2189 of 2437
Bottom 10.2% in <100M tier
2179
Asset Growth Rate
growth
Value:
-6.45%
Peer Median: 1.25%
#2179 of 2437
Bottom 10.6% in <100M tier
2139
AMR Growth Rate
growth
Value:
-7.05%
Peer Median: 1.04%
#2139 of 2437
Bottom 12.3% in <100M tier
2133
Average Member Relationship (AMR)
engagement
Value:
$6,312
Peer Median: $13,967
#2133 of 2437
Bottom 12.5% in <100M tier
2127
Efficiency Ratio
profitability
Value:
100.91%
Peer Median: 80.65%
#2127 of 2437
Bottom 12.8% in <100M tier
2105
Loan Growth Rate
growth
Value:
-14.50%
Peer Median: -2.63%
#2105 of 2437
Bottom 13.7% in <100M tier
2074
Loan-to-Member Ratio (LMR)
engagement
Value:
$2,128
Peer Median: $4,937
#2074 of 2437
Bottom 14.9% in <100M tier