2025's Divide Didn't Close.
Q1 2026 Is In.
Margins widened again while the average credit union's ROA fell. Delinquency eased quarter over quarter. The Q1 2026 data is in.
Q1 2026: The Divide Carries Into the New Year
Margins widened again while the average credit union's ROA fell and member growth turned negative. This is the first read on how the industry starts 2026.
Compare Performance by Asset Size
How does your peer group stack up? Explore trends segmented by credit union asset tier.
Community
$500M - $1B in assets
Includes: 500M-750M, 750M-1B
Mid-Market
$1B - $5B in assets
Includes: 1B-3B, 3B-5B
Large
$5B - $10B in assets
Includes: 5B-7B, 7B-10B
Titans
$10B+ in assets
Includes: 10B+
Regional Deep Dives
State-by-state analysis for 54 markets. Find your state to explore local credit union performance trends.
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