The national credit union industry demonstrated resilient performance in Q3 2025, with asset growth accelerating to 2.54% from 2.34% quarter-over-quarter and loan growth turning positive at 0.20% after contracting 0.31% in Q2. Profitability metrics strengthened with ROA increasing to 0.78% from 0.74% quarterly and climbing from 0.70% year-over-year, while NIM expanded 6 basis points quarterly to 3.72%. Member growth remained stable at -0.61%, showing minimal quarterly improvement. Portfolio shifts favored certificates and first mortgages while indirect auto lending declined, positioning credit unions for continued margin expansion.
National Credit Union Analysis
National Credit Union Industry
2025-Q3
4419 Credit Unions
Credit Union Industry Shows Steady Progress with Accelerating Growth and Rising Profitability in Q3 2025
Key Insights
Year-over-Year Changes
Share Certificate Concentration (%) (Absolute)
▲
2024-Q3
→
2025-Q3
18.45% → 19.60%
(+6.18%)
First Mortgage Concentration (%) (Absolute)
▲
2024-Q3
→
2025-Q3
21.36% → 21.76%
(+1.87%)
Indirect Auto Concentration (%) (Absolute)
▼
2024-Q3
→
2025-Q3
8.14% → 7.90%
(-2.93%)
Net Interest Margin (NIM) (Absolute)
▲
2024-Q3
→
2025-Q3
3.55% → 3.72%
(+0.18%)
Net Worth Ratio (Absolute)
▲
2024-Q3
→
2025-Q3
13.23% → 13.68%
(+0.45%)
Quarter-over-Quarter Changes
Share Certificate Concentration (%) (Absolute)
▲
2025-Q2
→
2025-Q3
19.15% → 19.60%
(+2.31%)
First Mortgage Concentration (%) (Absolute)
▲
2025-Q2
→
2025-Q3
21.61% → 21.76%
(+0.71%)
Indirect Auto Concentration (%) (Absolute)
▼
2025-Q2
→
2025-Q3
7.98% → 7.90%
(-0.96%)
Asset Growth (YoY) (Absolute)
▲
2025-Q2
→
2025-Q3
2.34% → 2.54%
(+0.21%)
Deposit Growth (YoY) (Absolute)
▲
2025-Q2
→
2025-Q3
2.17% → 2.32%
(+0.15%)
Key Metrics
Return on Assets
0.78%
▲ YoY0 basis points below national
Net Interest Margin
3.72%
▲ YoY0 basis points below national
Asset Growth
2.54%
— YoYMember Growth
-0.61%
Delinquency Rate
0.85%
— YoYNet Worth Ratio
13.68%
AMR Growth
1.98%
Insufficient historical data for trend visualization
Deposit Growth
2.32%
— YoY
Insufficient historical data for trend visualization
Loan Growth
0.20%
— YoYMember Engagement
Member Growth (YoY %)
Member engagement remained challenging with growth at -0.61% in Q3 2025, showing minimal quarterly improvement from -0.65% in Q2 but representing a significant decline from 2.26% growth in Q3 2024. The stable quarterly trend suggests membership contraction may be moderating across the industry.
Profitability
Return on Assets (%)
Net Interest Margin (%)
Profitability showed steady improvement with ROA reaching 0.78%, up 4 basis points from Q2 2025's 0.74% and climbing 9 basis points from 0.70% in Q3 2024. Net interest margin expanded 6 basis points quarterly to 3.72% and increased 18 basis points year-over-year, reflecting effective rate management.
Growth
Asset Growth (YoY %)
Member Growth (YoY %)
Growth momentum accelerated across key metrics in Q3 2025. Asset growth accelerated to 2.54% from 2.34% quarterly, while loan growth turned positive at 0.20% after contracting 0.31% in Q2. Deposit growth also accelerated to 2.32% from 2.17% quarterly, indicating broad-based expansion.
Risk & Credit Quality
Delinquency Rate (%)
Net Worth Ratio (%)
Risk metrics remained well-controlled with delinquency rates stable at 0.85%, up just 2 basis points quarterly from 0.83% and 4 basis points year-over-year from 0.81%. Net worth strengthened to 13.68%, increasing 24 basis points quarterly and 45 basis points annually, reflecting solid capital accumulation.
Portfolio Mix
First Mortgage (%)
Indirect Auto (%)
Share Certificates (%)
Portfolio composition shifted toward higher-yielding assets with certificate concentration rising to 19.60%, up 45 basis points quarterly and 115 basis points year-over-year. First mortgage lending increased to 21.76% while indirect auto declined to 7.90%, reflecting strategic repositioning toward margin-enhancing products.
Strategic Implications
- • Accelerating loan growth signals improving credit demand and lending capacity recovery after Q2 contraction
- • Rising certificate concentrations indicate successful deposit pricing strategies to defend funding base
- • Expanding net interest margins provide cushion for continued member acquisition investments despite current headwinds
- • Stable risk metrics support capacity for strategic lending expansion in higher-yield portfolio segments
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Notable Patterns
Tier Divergences
Total Assets: Tiers moving opposite directions (Mid-Market, Titans up vs Community, Large down)
Total Members: Tiers moving opposite directions (Large, Titans up vs Community, Mid-Market down)
First Mortgage Pct (Quarterly): 2048pp spread (Large at +2080.7% vs Titans at +32.9%)
Regional Outliers
KY: Assets Per Member (quarterly) is 7054pp below national (also 1 other states)
FL: Fee Income Per Member (quarterly) is 1362pp above national (also 1 other states)
HI: Assets Per Member (annual) is 733pp above national (also 4 other states)
Data Quality Notes
8 metric(s) had extreme values filtered using MAD-based, z-score > 5.0.
Total Delinquency Rate (60+ days) (Absolute)
207 CU(s) excluded
Raw average: 1.23% →
Cleaned average: 0.85%
View excluded credit unions
- NORTH BAY (63373) - 4.10%
- SPOJNIA (62998) - 4.11%
- LOCAL UNION 1186 IBEW (10882) - 4.11%
- BATTERY EMPLOYEES (17588) - 4.11%
- KANKAKEE FEDERATION OF TEACHERS (60198) - 4.12%
- THD DISTRICT 17 (67480) - 4.14%
- MONTELL (20228) - 4.15%
- SAINT NORBERT'S (65564) - 4.16%
- WILMINGTON POLICE & FIRE (11347) - 4.17%
- ATLANTIC HEALTH EMPLOYEES (21737) - 4.19%
- HAWAII FIRST (10938) - 4.20%
- WATERBURY POSTAL EMPLOYEES (3337) - 4.22%
- NEIGHBORHOOD TRUST (24589) - 4.24%
- FRIENDLY (10184) - 4.27%
- ST. THOMAS (68071) - 4.30%
- JEFFERSON COUNTY TEACHERS (67341) - 4.30%
- SORG BAY WEST (6772) - 4.32%
- PEORIA POSTAL EMPLOYEES (60863) - 4.35%
- MORROW COUNTY (21606) - 4.36%
- OPP-MICOLAS (62486) - 4.38%
- ACBA FED CREDIT UNION (3226) (3226) - 4.39%
- XAVIER UNIVERSITY (12748) - 4.40%
- TEAMSTERS LOCAL 92 (19430) - 4.43%
- S. C. H. D. DIST #7 (18423) - 4.44%
- TAYLORVILLE SCHOOL EMPLOYEES (65874) - 4.46%
- MOBILE POSTAL (62471) - 4.48%
- GREENSBORO (63445) - 4.49%
- ALABAMA POSTAL (64645) - 4.50%
- SAVANNAH POSTAL (67364) - 4.50%
- D C FIRE DEPARTMENT (6088) - 4.50%
- STATE EMPLOYEES (65513) - 4.50%
- MOUNT VERNON BAPTIST CHURCH (63595) - 4.52%
- HOBOKEN N J POLICE (9075) - 4.54%
- GIDEON (24614) - 4.55%
- B I (6240) - 4.56%
- SOUTH CHARLESTON EMPLOYEES (16989) - 4.56%
- FIRST NRV (2263) - 4.56%
- COWBOY COUNTRY (5935) - 4.58%
- GHS (3841) - 4.58%
- VIRGINIA UNITED METHODIST (62536) - 4.63%
- ARKANSAS TEACHERS (24433) - 4.65%
- LOCAL 20 IBEW (16429) - 4.66%
- ALDERSON FCI (10520) - 4.68%
- FOURTH WARD (7877) - 4.72%
- OTOE-MISSOURIA (24910) - 4.80%
- HOUSTON BELT & TERMINAL (6318) - 4.82%
- DOWNEY (11870) - 4.83%
- SIOUX VALLEY COMMUNITY (64417) - 4.85%
- MERCER COUNTY IMPROVEMENT AUTHORITY (1546) - 4.86%
- CAL-ED (13503) - 4.90%
- POLY SCIENTIFIC EMPLOYEES (13544) - 4.90%
- CAPE (24841) - 4.91%
- INTERCORP (67651) - 4.95%
- BURLINGTON NORTHERN SANTA FE RAILWY (68180) - 4.98%
- I B E W 175 (14634) - 4.98%
- VALLEY EDUCATORS (63468) - 5.00%
- MERCER COUNTY COMMUNITY (11891) - 5.01%
- G. C. A. (20529) - 5.04%
- PLANTERS (21367) - 5.05%
- UTICA POLICE DEPARTMENT (2208) - 5.07%
- APPALACHIAN POWER EMPLOYEES (1463) - 5.08%
- CATHOLIC FAMILY (64762) - 5.09%
- I AM (24670) - 5.09%
- FLORIDA A & M UNIVERSITY (187) - 5.09%
- UNITED NEIGHBORHOOD (24683) - 5.11%
- TEXAS GULF CAROLINA EMP (66320) - 5.14%
- SMARTCHOICE (64731) - 5.18%
- PLUMBERS 55 (18013) - 5.20%
- SCF WESTCHESTER N. Y. EMPLOYEES (21231) - 5.21%
- L R F D (6725) - 5.23%
- PEPCO (367) - 5.32%
- LIVINGSTON PARISH (19295) - 5.39%
- JAMES WARD, JR. (14537) - 5.40%
- AKRON (10253) - 5.41%
- GREATER WATERBURY HEALTHCARE (10865) - 5.41%
- INLAND MOTOR EMPLOYEES (14898) - 5.41%
- U S EMPLOYEES (6672) - 5.41%
- FIRST UNITY (24859) - 5.52%
- MNCPPC (18948) - 5.55%
- FRANKFORT COMMUNITY (13355) - 5.56%
- IMPERIAL (66300) - 5.61%
- ASA (21190) - 5.62%
- ALTERNATIVES (23283) - 5.63%
- GREATER NEVADA (68228) - 5.67%
- L. E. O. (66329) - 5.68%
- EAST END FOOD COOPERATIVE (24483) - 5.68%
- CABOT EMPLOYEES (62441) - 5.70%
- CITIZENS CHOICE (17715) - 5.73%
- JEEP COUNTRY (2918) - 5.74%
- COTTON BELT (1245) - 5.75%
- KEARNY MUNICIPAL EMPLOYEES (10614) - 5.76%
- REDEEMER (24867) - 5.88%
- ATCHISON VILLAGE (63630) - 5.90%
- LOCAL 697 (12745) - 5.91%
- CORNING GLASS WORKS HARRODSBG (11285) - 5.93%
- NUEVA ESPERANZA COMMUNITY (68603) - 5.95%
- COLFAX POWER PLANT EMPLOYEES (3237) - 5.95%
- LOVERS LANE (64208) - 5.98%
- SYRACUSE COOPERATIVE (23865) - 6.00%
- S T S P (15089) - 6.02%
- TEANECK (2021) - 6.04%
- FEDERATION OF GREENE COUNTY EMPL. (22131) - 6.08%
- EAST ORANGE FIREMENS (11014) - 6.09%
- GREEN COUNTRY (24613) - 6.09%
- CHOCTAW (22314) - 6.13%
- RICHLAND PARISH SCHOOLS (22785) - 6.15%
- LONGVIEW (1130) - 6.20%
- METROPOLITAN "L" (2370) - 6.21%
- CENTRAL VERMONT MEDICAL CENTER,INC. (65090) - 6.27%
- HAULPAK (4025) - 6.27%
- ELIZABETH POLICE DEPARTMENT E (3356) - 6.27%
- HEALTHPLUS (5930) - 6.31%
- GARY FIREFIGHTERS ASSOCIATION (169) - 6.33%
- URBAN UPBOUND (24823) - 6.35%
- DANFOSS EMPLOYEES (62950) - 6.42%
- AURORA POSTAL EMPLOYEES (65906) - 6.44%
- ANTIOCH (96660) - 6.52%
- EDDYVILLE COOPERATIVE (66274) - 6.60%
- FIRST CAROLINA PEOPLE'S (62673) - 6.61%
- COGIC (65780) - 6.79%
- CIVIC (24003) - 6.83%
- ELEKTRA (4127) - 6.84%
- SPRINGFIELD STREET RAILWAY EMP. (67965) - 6.93%
- MINI-CASSIA EMPL. (82527) - 6.98%
- MERIDEN POSTAL EMPLOYEES (153) - 7.00%
- MEAD COATED BOARD (18192) - 7.04%
- ARABI SUGAR WORKERS (19985) - 7.06%
- FAITH COMMUNITY UNITED (96706) - 7.19%
- NORTH DISTRICTS (61636) - 7.25%
- IBERVILLE (12356) - 7.26%
- U.S. EAGLE (808) - 7.26%
- HUNTINGTON C & O RAILWAY EMPLOYEES (24236) - 7.27%
- MT. ZION (67024) - 7.30%
- GRAPHIC ARTS (60261) - 7.31%
- GEORGIA GUARD (68291) - 7.34%
- THE NEW HAVEN POLICE AND MUNICIPAL (10729) - 7.42%
- ARKANSAS SUPERIOR (11685) - 7.43%
- GAF LINDEN EMPLOYEES (2348) - 7.44%
- STOPPENBACH (66565) - 7.44%
- COVINGTON SCHOOLS (11950) - 7.50%
- PORT WASHINGTON (18635) - 7.52%
- W B R T (12735) - 7.66%
- EAST BATON ROUGE TEACHERS (7253) - 7.79%
- TRANSIT OPERATIONS (24539) - 8.01%
- DIVISION 726 (20336) - 8.01%
- BRANTWOOD (67003) - 8.02%
- FARMERS BRANCH CITY EMPLOYEES (20303) - 8.03%
- COXSACKIE CORRECTIONAL EMP. (888) - 8.07%
- PARTHENON (4809) - 8.13%
- PILGRIM CUCC (15817) - 8.34%
- THE MORNING STAR (24943) - 8.39%
- CTA-74TH STREET DEPOT (2498) - 8.44%
- KAHUKU (2275) - 8.46%
- W T N M ATLANTIC (7677) - 8.46%
- BRENTWOOD BAPTIST CHURCH (24463) - 8.83%
- GARY POLICE DEPARTMENT EMPLOYEES (3251) - 9.11%
- LOCAL 355 MD (14815) - 9.20%
- SYMPHONY (18861) - 10.13%
- EVEREST (24906) - 10.19%
- METROPOLITAN CHURCH (5970) - 10.34%
- BASF CHATTANOOGA (12826) - 10.37%
- S H P E (13248) - 10.41%
- IMMACULATE HEART OF MARY (63143) - 10.42%
- IBERIA PARISH (4416) - 10.51%
- F A B CHURCH (9527) - 10.60%
- EMPOWERMENT COMMUNITY DEVELOPMENT (24769) - 10.72%
- BRISTOL VA SCHOOL SYSTEM (11567) - 10.79%
- PHI BETA SIGMA (24262) - 11.09%
- MT ZION INDIANAPOLIS (15757) - 11.47%
- LOS ANGELES LEE (16570) - 11.86%
- ISSAQUENA COUNTY (19253) - 12.26%
- SUNFLOWER (3868) - 12.47%
- GREATER CENTENNIAL (19775) - 12.55%
- ST. ATHANASIUS (65136) - 12.60%
- FRIONA TEXAS (9843) - 13.19%
- PEOPLE TRUST COMMUNITY (24940) - 13.35%
- I.B.E.W. LOCAL #681 (61021) - 13.63%
- 1ST CHOICE (67505) - 14.03%
- PLAINFIELD POLICE & FIREMEN'S (2892) - 14.07%
- COMMUNITY FINANCIAL SERVICES (6179) - 14.08%
- SHAKER HEIGHTS (3787) - 14.90%
- SIXTH AVENUE BAPTIST (15938) - 16.09%
- NEW COVENANT DOMINION (24784) - 16.57%
- CHICAGO AVENUE GARAGE (2495) - 18.03%
- FAR ROCKAWAY POSTAL (4246) - 18.15%
- SPC BROOKLYN (18858) - 18.16%
- HEEKIN CAN EMPL (96821) - 18.55%
- ALLOY EMPLOYEES (66660) - 18.77%
- UNION BAPTIST GREENBURGH (16790) - 19.79%
- NEW LIFE (24853) - 19.93%
- STEPPING STONES COMMUNITY (24845) - 20.24%
- WEDEVELOPMENT (24937) - 20.94%
- ISRAEL MEMORIAL A M E (10803) - 21.08%
- GUERNSEY COMMUNITY (9501) - 23.88%
- ST. PHILIP'S CHURCH (7172) - 23.92%
- HILL DISTRICT (20354) - 25.29%
- SP TRAINMEN (9496) - 25.66%
- SARGENT (9613) - 25.86%
- CHURCH OF THE MASTER (5127) - 26.75%
- PEAR ORCHARD (17105) - 31.13%
- MORNING STAR BAPTIST (20839) - 31.39%
- GLAMORGAN EMPLOYEES (19416) - 34.46%
- NRS COMMUNITY DEVELOPMENT (24583) - 35.58%
- BYKOTA (20419) - 36.07%
- PILGRIM BAPTIST (65231) - 36.84%
- MT ZION WOODLAWN (18562) - 42.03%
- PARK MANOR CHRISTIAN CHURCH (60923) - 48.77%
Net Worth Ratio (Absolute)
118 CU(s) excluded
Raw average: 14.51% →
Cleaned average: 13.68%
View excluded credit unions
- UNION CONGREGATIONAL (5655) - 100.00%
- AFRICAN DIASPORA (24975) - 100.00%
- TRIBE (24960) - 99.84%
- ARISE COMMUNITY (68740) - 96.99%
- BECKSTRAND AND ASSOCIATES (67140) - 92.94%
- HERITAGE HUB (24972) - 86.56%
- SERVICE STATION DEALERS (24733) - 85.82%
- SUNCOMP EMPLOYEES (22340) - 83.00%
- HEEKIN CAN EMPL (96821) - 76.48%
- GENUINE PARTS (67382) - 68.86%
- SERVICES (96066) - 68.81%
- POST GAZETTE (90) - 65.18%
- LISBON FARMERS UNION (64688) - 61.82%
- BERYLCO EMPLOYEES' (62656) - 59.40%
- B. P. S. (13062) - 59.34%
- SOUTH CHARLESTON EMPLOYEES (16989) - 56.94%
- NEW ENGLAND LEE (16383) - 56.80%
- CHICAGO AVENUE GARAGE (2495) - 56.75%
- GENERATIONS UNITED (24947) - 56.55%
- CLIFFORD-JACOBS EMPLOYEES (60627) - 56.37%
- GREENEVILLE WORKS EMPLS. SAV. ASSN. (68126) - 52.51%
- STOUGHTON U.S. RUBBER EMPLOYEES (66613) - 52.30%
- SAN FRANCISCO LEE (16547) - 52.20%
- CHURCH OF THE MASTER (5127) - 52.15%
- CLIFTON NJ POSTAL EMPLOYEES (277) - 51.07%
- ELIZABETH POLICE DEPARTMENT E (3356) - 50.56%
- TAYCO EMPLOYEES (10177) - 50.44%
- NATCHEZ EDUCATORS (24896) - 50.01%
- GAS & ELECTRIC EMPLOYEES (65040) - 48.02%
- LEE (15174) - 47.28%
- JERSEY CITY FIREMEN (6700) - 46.64%
- NUEVA ESPERANZA COMMUNITY (68603) - 46.59%
- ORLEANS PARISH SHERIFF'S (66259) - 46.17%
- STEPPING STONES COMMUNITY (24845) - 45.92%
- FIDELIS (11380) - 45.51%
- MUNICIPAL EMPLOYEES (10011) - 45.33%
- ROBERTS DAIRY EMPLOYEES (2414) - 44.87%
- PUBLIC SERVICE E.D. TRENTON (10741) - 44.81%
- CONTAINER MUTUAL (67933) - 44.67%
- QUINDARO HOMES (8216) - 44.22%
- MORNING STAR BAPTIST (20839) - 43.77%
- FOCUS FIRST (10220) - 43.69%
- SOUTHERN (9214) - 43.53%
- ALABAMA POSTAL (64645) - 43.52%
- STS PETER & PAUL (18823) - 43.40%
- GARY POLICE DEPARTMENT EMPLOYEES (3251) - 43.18%
- NORTH COAST CREDIT UNION (95786) - 43.12%
- GARY FIREFIGHTERS ASSOCIATION (169) - 42.67%
- PEORIA BELL (65905) - 42.12%
- SALT EMPLOYEES (15001) - 41.82%
- NAVARRO (67407) - 41.71%
- GARY MUNICIPAL EMPLOYEES (16126) - 41.48%
- PARAMOUNT BAPTIST CHURCH (24073) - 41.39%
- BROTHERHOOD (66350) - 41.28%
- ALLOY EMPLOYEES (66660) - 41.26%
- MT. AIRY BAPTIST CHURCH (24219) - 41.24%
- KENOSHA POLICE AND FIREMEN'S (66410) - 41.07%
- CAPROCK SANTA FE (67441) - 40.81%
- RIG EMPLOYEES (60582) - 40.57%
- ARABI SUGAR WORKERS (19985) - 40.50%
- BRUNSWICK COUNTY TEACHERS (10636) - 40.48%
- HOUSTON BELT & TERMINAL (6318) - 40.27%
- ISRAEL MEMORIAL A M E (10803) - 40.25%
- SWEETEX (67520) - 40.19%
- NEW ORLEANS POLICE DEPARTMENT EMP. (63008) - 39.77%
- E M O T (9457) - 39.51%
- MT ZION INDIANAPOLIS (15757) - 38.94%
- DANVERS MUNICIPAL (14191) - 38.88%
- PORT TERMINAL (14512) - 38.85%
- RICHMOND HERITAGE (1282) - 38.54%
- PUBLIC SERVICE H C EMPLOYEES (9082) - 38.14%
- TERMINALS (17969) - 38.06%
- STRATTON AIR NATIONAL GUARD (10773) - 38.01%
- ST. JUDE (65484) - 37.97%
- COVINGTON SCHOOLS (11950) - 37.94%
- IBERIA PARISH (4416) - 37.91%
- SISSETON-WAHPETON (23309) - 37.73%
- U B C SOUTHERN COUNCIL INDUSTRIA WO (22219) - 37.65%
- S R I EMPLOYEES (11123) - 37.62%
- FRIO COUNTY (20267) - 37.35%
- FIREMAN'S (64594) - 37.16%
- DEL RIO S.P. (67531) - 37.05%
- MCALESTER AAP (5531) - 36.98%
- AVH (22953) - 36.77%
- FLINT RIVER EMPLOYEES (23908) - 36.62%
- STATE AGENCIES (8006) - 36.58%
- MOUNT VERNON BAPTIST CHURCH (63595) - 36.32%
- ALTON MUNICIPAL EMPLOYEES (10308) - 36.30%
- TANGIPAHOA PARISH TEACHERS (60475) - 36.30%
- S I PHILADELPHIA (11783) - 36.27%
- ST. BERNARD PARISH SCHOOL BOARD EMP (12944) - 36.25%
- B I (6240) - 36.22%
- MEMORIAL (14824) - 36.19%
- EVERMAN PARKWAY (67456) - 36.15%
- AFLAC (16096) - 35.92%
- METREX (14172) - 35.59%
- WATERTOWN MUNICIPAL (67615) - 35.51%
- MIDDLESEX-ESSEX POSTAL EMPLOYEES (19446) - 35.41%
- BROWNFIELD (13873) - 34.48%
- M G EMPLOYEES (21787) - 34.25%
- NEPHI WESTERN EMPLOYEES (6920) - 34.24%
- NEWARK POLICE (4611) - 34.11%
- B.S. AND C.P. HOSPITALS EMPLOYEES (20585) - 33.99%
- DISTRICT 123 (17023) - 33.87%
- SHERWIN (12259) - 33.83%
- JAMES WARD, JR. (14537) - 33.70%
- CHESWICK ATOMIC DIVISION (15234) - 33.65%
- ST. PHILIP'S CHURCH (7172) - 33.57%
- ANTIOCH (96660) - 33.55%
- RICHLAND PARISH SCHOOLS (22785) - 33.52%
- HURD EMPLOYEES (68144) - 33.46%
- SAINT NORBERT'S (65564) - 33.27%
- NEW COVENANT DOMINION (24784) - 33.23%
- TEXAS GULF CAROLINA EMP (66320) - 33.20%
- TENNESSEE RIVER (14333) - 33.14%
- VICTORIA TEACHERS (10327) - 33.03%
- TEAMSTERS LOCAL 92 (19430) - -14.69%
- TEAM FINANCIAL (20147) - -21.94%
Member Growth (YoY) (Absolute)
102 CU(s) excluded
Raw average: 9.37% →
Cleaned average: -0.61%
View excluded credit unions
- ARISE COMMUNITY (68740) - 6500.00%
- NATCO EMPLOYEES (16614) - 0.00%
- MCDOWELL COUNTY (18950) - 0.00%
- TRIBE (24960) - 0.00%
- FAIR BREAK (24961) - 0.00%
- BECKSTRAND AND ASSOCIATES (67140) - 0.00%
- BURLINGTON MUNICIPAL EMPLOYEES (65239) - -0.78%
- NEW JERSEY STATE PBA (24958) - 20125.00%
- BECCO BUFFALO (10225) - 14500.00%
- GENERATIONS UNITED (24947) - 656.67%
- PREMIER MEMBERS (62574) - 163.30%
- GREEN MOUNTAIN (63859) - 110.40%
- BLUESCOPE EMPLOYEES' (64777) - 93.12%
- PEOPLE TRUST COMMUNITY (24940) - 92.50%
- 1166 (1166) - 91.69%
- RIVERMARK COMMUNITY (65644) - 86.37%
- PEAR ORCHARD (17105) - 83.60%
- AMERICA'S CHRISTIAN (68062) - 79.96%
- MULTIPLI (24955) - 78.03%
- MUTUAL (24948) - 75.92%
- CONNECTS (6670) - 73.89%
- SPECIAL METALS (14522) - 72.36%
- WMCU (62347) - 68.63%
- GREATER PITTSBURGH POLICE (240) - 66.37%
- CONSOLIDATED (9292) - 62.27%
- RADIUS (24715) - 59.74%
- COMMUNITY CREDIT UNION OF LYNN (67558) - 57.64%
- SHAWNEE TVA EMPLOYEES (9497) - 56.44%
- FINANTA (24928) - 56.38%
- WEDEVELOPMENT (24937) - 54.08%
- EVEREST (24906) - 53.58%
- MAUN (24925) - 51.71%
- STAGEPOINT (687) - 50.73%
- PENNSYLVANIA CENTRAL (2625) - 50.54%
- CAPITAL (24930) - 46.61%
- LOCAL 265 IBEW (15522) - 45.89%
- CREDIT UNION 1 (68727) - 45.34%
- SOUTHWEST MONTANA COMMUNITY (4401) - 44.83%
- THE MORNING STAR (24943) - 42.99%
- COMMON TRUST (17847) - 42.83%
- BAYONNE SCHOOL EMPLOYEES (2641) - 42.57%
- ADVENTURE (60936) - 41.61%
- POST OFFICE EMPLOYEES (24712) - 41.54%
- LINCOLN PUBLIC SCHOOL EMPLOYEES (2643) - 40.97%
- YORK EDUCATIONAL (19429) - 40.16%
- NEW BRUNSWICK POSTAL (2394) - 38.74%
- PHI BETA SIGMA (24262) - 38.36%
- CAPROCK (16813) - 36.53%
- MID-STATE (6739) - 35.67%
- MEMBERS 1ST OF NJ (2574) - 35.08%
- CLEAN ENERGY (24889) - 34.25%
- OMAHA (135) - 34.02%
- SINGING RIVER (8694) - 33.61%
- CORRECTIONS (13254) - 33.12%
- VIRGINIA (24962) - 32.36%
- FREEDOM OF MARYLAND (8550) - 31.78%
- FOUR POINTS (24753) - 31.58%
- ENGAGE (22005) - 31.57%
- COMMUNITY POWERED (15185) - 30.81%
- CENTURYFIRST (24668) - 30.22%
- GEORGETOWN UNIVERSITY ALUMNI AND ST (23979) - 29.63%
- COMPASS FINANCIAL (1068) - 29.53%
- FOR MEMBERS ONLY (24946) - 29.41%
- UTILITIES EMPLOYEES (64896) - 29.04%
- ROSWELL COMMUNITY (9093) - 28.49%
- CENTRICITY (68685) - 28.21%
- CITYMARK (14074) - 26.95%
- OSHKOSH COMMUNITY (66779) - 26.40%
- GARDEN SAVINGS (18710) - 26.28%
- AMERICAN PARTNERS (22119) - 25.19%
- KOHLER (66872) - 25.15%
- ONENEBRASKA (24402) - 24.74%
- CADETS (6930) - 24.46%
- U. S. EMPLOYEES (66372) - 24.43%
- MIDWEST REGIONAL (60037) - 23.69%
- SANDIA AREA (11316) - -24.72%
- GIBBONS AND REED EMPLOYEES (14917) - -24.91%
- CONCORD (7504) - -25.55%
- PROVO POLICE & FIRE DEPT. (67110) - -27.41%
- SANTO CHRISTO (9822) - -27.58%
- URBAN BEGINNINGS CHOICE (24781) - -30.50%
- SERVICE STATION DEALERS (24733) - -31.17%
- HEEKIN CAN EMPL (96821) - -31.76%
- HANIN (24549) - -32.54%
- AFLAC (16096) - -32.78%
- METROPOLITAN TEACHERS (68135) - -34.86%
- ALLEN HOSPITAL PERSONNEL (67831) - -35.12%
- CAL-ED (13503) - -36.07%
- GIDEON (24614) - -36.74%
- TEACHERS (65774) - -37.66%
- CITY (5665) - -37.84%
- FIRST BAPTIST CHURCH OF VIENNA (VA) (24535) - -40.35%
- FARMERS (26) - -40.59%
- MT ZION INDIANAPOLIS (15757) - -42.86%
- LA LOMA (10351) - -44.03%
- TEX MEX (67579) - -44.36%
- GRAPHIC ARTS (60261) - -45.74%
- FARMERS BRANCH CITY EMPLOYEES (20303) - -47.43%
- HEALTHPLUS (5930) - -48.39%
- CERTIFIED (9230) - -57.75%
- ROLLING F (61128) - -66.96%
- UNION CONGREGATIONAL (5655) - -98.51%
Return on Assets (ROA) (Absolute)
102 CU(s) excluded
Raw average: 0.71% →
Cleaned average: 0.78%
View excluded credit unions
- TRIBE (24960) - 46.70%
- CHURCH OF THE MASTER (5127) - 44.64%
- STEPPING STONES COMMUNITY (24845) - 39.40%
- ST. JUDE (65484) - 12.86%
- GENUINE PARTS (67382) - 12.76%
- SOUTHERN PINE (67403) - 8.70%
- THE FINEST (24862) - 8.20%
- PARK MANOR CHRISTIAN CHURCH (60923) - 8.05%
- ST. HELENA PARISH (66296) - 7.98%
- NEW COVENANT DOMINION (24784) - 7.66%
- FT RANDALL (7067) - 7.66%
- CHOCTAW (22314) - 6.68%
- DEMOPOLIS (17311) - 6.52%
- XAVIER UNIVERSITY (12748) - 6.23%
- FOURTH WARD (7877) - 5.87%
- FIDELIS (11380) - 5.52%
- BROOKLAND (24623) - 5.48%
- MOUNTAIN STAR (856) - 5.41%
- ISRAEL MEMORIAL A M E (10803) - 5.12%
- ALCOA MUNICIPAL EMPLOYEES (20513) - 4.94%
- SYRACUSE COOPERATIVE (23865) - 4.94%
- ST. MARK (61566) - 4.87%
- FRANKFORT COMMUNITY (13355) - 4.77%
- ATCHISON VILLAGE (63630) - 4.42%
- EAST END FOOD COOPERATIVE (24483) - 4.40%
- LAKOTA (24847) - 4.33%
- SPRINGFIELD FIREFIGHTERS (65256) - 4.19%
- NEIGHBORHOOD TRUST (24589) - 4.17%
- TENNESSEE DEPARTMENT OF SAFETY (67971) - 4.16%
- MESSIAH BAPTIST-JUBILEE (24043) - 4.09%
- HOMETOWN (1621) - 4.05%
- SHORELINE (66447) - 4.04%
- SHELL WESTERN STATES (5484) - -2.53%
- REDEEMER (24867) - -2.54%
- LOYOLA UNIVERSITY EMPLOYEES (23421) - -2.54%
- PEOPLES TRANSPORT (12956) - -2.56%
- RIVER CITY (926) - -2.66%
- CENCAP (6733) - -2.66%
- METROPOLITAN TEACHERS (68135) - -2.71%
- LINCOLN S.D.A. (65561) - -2.73%
- COAST GUARD EMPLOYEES (62258) - -2.77%
- KELLOGG MEMPHIS EMPLOYEES (13634) - -2.77%
- HARVARD COMMUNITY (60201) - -2.79%
- CIVIC (24003) - -2.80%
- KC FAIRFAX (5589) - -2.95%
- LEXINGTON MA (14750) - -2.95%
- SERVICE STATION DEALERS (24733) - -2.95%
- MERIDEN POSTAL EMPLOYEES (153) - -2.98%
- DIVISION 726 (20336) - -3.00%
- TOLEDO URBAN (24578) - -3.07%
- TRANSIT WORKERS (17885) - -3.10%
- GARY POLICE DEPARTMENT EMPLOYEES (3251) - -3.16%
- SPOJNIA (62998) - -3.19%
- CITIZENS CHOICE (17715) - -3.27%
- I.B.E.W. LOCAL #681 (61021) - -3.33%
- MACON-BIBB EMPLOYEES CREDIT UNION (67688) - -3.36%
- UNION (7301) - -3.37%
- NIAGARA FRONTIER FEDERAL MUNICIPAL (63793) - -3.68%
- THE MORNING STAR (24943) - -3.78%
- LOUISIANA CENTRAL (61724) - -3.83%
- UNION BAPTIST GREENBURGH (16790) - -3.85%
- NEW JERSEY STATE PBA (24958) - -3.92%
- HOMEWOOD (24711) - -3.96%
- SISSETON-WAHPETON (23309) - -4.02%
- HEALTHPLUS (5930) - -4.04%
- VITELCO EMPLOYEES (23294) - -4.27%
- GRAPHIC ARTS (60261) - -4.42%
- 1ST CHOICE (67505) - -4.42%
- ENCOMPASS NIAGARA (24873) - -4.47%
- TEXAS GULF CAROLINA EMP (66320) - -4.50%
- BRAZOS COMMUNITY (67510) - -4.61%
- GREATER CENTENNIAL (19775) - -4.62%
- LION'S SHARE (24813) - -4.68%
- ALAMO CITY (61267) - -4.78%
- SALINA MUNICIPAL (67800) - -4.95%
- SIMPLOT (63405) - -5.04%
- GSA (2299) - -5.04%
- U.P. EMPLOYEES (24435) - -5.64%
- NEW YORK EPISCOPAL (24942) - -5.74%
- FAR ROCKAWAY POSTAL (4246) - -5.86%
- IBERIA PARISH (4416) - -6.17%
- MAHONING VALLEY (14469) - -6.65%
- HEEKIN CAN EMPL (96821) - -6.82%
- WEST MONROE (22527) - -7.27%
- TEX MEX (67579) - -7.65%
- UNITED ARKANSAS (23952) - -8.54%
- PMI EMPLOYEES (17691) - -8.95%
- PHILADELPHIA LETTER CARRIERS (5539) - -10.02%
- SP TRAINMEN (9496) - -10.97%
- UNIFIED HOMEOWNERS OF ILLINOIS (24767) - -11.75%
- MODERN EMPLOYEES (8940) - -12.02%
- PEOPLE TRUST COMMUNITY (24940) - -15.05%
- WEDEVELOPMENT (24937) - -15.57%
- YOUNG COMMUNITY (24950) - -16.32%
- NORWALK POSTAL EMPLOYEES (12375) - -17.71%
- SHILOH ENGLEWOOD (15454) - -18.46%
- GENERATIONS UNITED (24947) - -21.30%
- HERITAGE HUB (24972) - -23.27%
- COMMUNITY PROMISE (24848) - -26.08%
- STOUGHTON U.S. RUBBER EMPLOYEES (66613) - -26.28%
- TEAMSTERS LOCAL 92 (19430) - -31.00%
- TEAM FINANCIAL (20147) - -37.70%
Asset Growth (YoY) (Absolute)
42 CU(s) excluded
Raw average: 3.04% →
Cleaned average: 2.54%
View excluded credit unions
- TRIBE (24960) - 383.50%
- BECKSTRAND AND ASSOCIATES (67140) - 4.06%
- NATCO EMPLOYEES (16614) - 0.32%
- BURLINGTON MUNICIPAL EMPLOYEES (65239) - -0.02%
- ARISE COMMUNITY (68740) - -2.78%
- MCDOWELL COUNTY (18950) - -36.82%
- FAIR BREAK (24961) - -98.89%
- FINANTA (24928) - 202.72%
- EVEREST (24906) - 192.55%
- NEW JERSEY STATE PBA (24958) - 169.89%
- PREMIER MEMBERS (62574) - 127.03%
- URBAN BEGINNINGS CHOICE (24781) - 123.12%
- GENUINE PARTS (67382) - 111.09%
- MULTIPLI (24955) - 96.65%
- RIVERMARK COMMUNITY (65644) - 95.05%
- WMCU (62347) - 74.08%
- CLEAN ENERGY (24889) - 70.30%
- U.S.B. EMPLOYEES (5960) - 66.57%
- POST OFFICE EMPLOYEES (24712) - 66.42%
- MISSOURI CENTRAL (64036) - 61.09%
- NEW YORK EPISCOPAL (24942) - 59.81%
- MUTUAL (24948) - 58.38%
- MEMBERS 1ST OF NJ (2574) - 58.10%
- COMMON TRUST (17847) - 57.20%
- PENNSYLVANIA CENTRAL (2625) - 56.80%
- GREEN MOUNTAIN (63859) - 55.42%
- CENTURYFIRST (24668) - 52.64%
- CHURCH OF THE MASTER (5127) - 51.64%
- SPECIAL METALS (14522) - 51.46%
- STAGEPOINT (687) - 51.40%
- GP (365) - 45.14%
- ADVENTURE (60936) - 43.92%
- NORTHERN LIGHTS (24878) - 43.87%
- OLATHE (12608) - 43.04%
- SOUTHWEST MONTANA COMMUNITY (4401) - 38.21%
- YOUNG COMMUNITY (24950) - 37.61%
- HARBORSTONE (66399) - 37.58%
- PEOPLE TRUST COMMUNITY (24940) - -34.74%
- H A L E (10778) - -42.65%
- COMMUNITY PROMISE (24848) - -44.82%
- STOUGHTON U.S. RUBBER EMPLOYEES (66613) - -54.37%
- UNION CONGREGATIONAL (5655) - -98.84%
Deposit Growth (YoY) (Absolute)
39 CU(s) excluded
Raw average: 12.00% →
Cleaned average: 2.32%
View excluded credit unions
- NATCO EMPLOYEES (16614) - 0.72%
- BECKSTRAND AND ASSOCIATES (67140) - 0.00%
- BURLINGTON MUNICIPAL EMPLOYEES (65239) - -1.54%
- MCDOWELL COUNTY (18950) - -42.49%
- GENERATIONS UNITED (24947) - 39953.53%
- NEW JERSEY STATE PBA (24958) - 697.29%
- NEW YORK EPISCOPAL (24942) - 323.92%
- EVEREST (24906) - 219.63%
- PREMIER MEMBERS (62574) - 130.56%
- URBAN BEGINNINGS CHOICE (24781) - 123.24%
- RIVERMARK COMMUNITY (65644) - 114.44%
- FINANTA (24928) - 105.56%
- MULTIPLI (24955) - 97.03%
- U.S.B. EMPLOYEES (5960) - 96.72%
- CLEAN ENERGY (24889) - 91.01%
- WMCU (62347) - 79.07%
- MISSOURI CENTRAL (64036) - 66.69%
- POST OFFICE EMPLOYEES (24712) - 65.39%
- MUTUAL (24948) - 55.25%
- PENNSYLVANIA CENTRAL (2625) - 55.09%
- COMMON TRUST (17847) - 54.58%
- CENTURYFIRST (24668) - 54.22%
- MEMBERS 1ST OF NJ (2574) - 52.85%
- STAGEPOINT (687) - 52.50%
- GREEN MOUNTAIN (63859) - 51.34%
- SPECIAL METALS (14522) - 50.02%
- GP (365) - 49.05%
- MAUN (24925) - 47.68%
- ADVENTURE (60936) - 46.14%
- OLATHE (12608) - 45.14%
- LOCAL 265 IBEW (15522) - 44.68%
- CREDIT UNION 1 (68727) - 42.96%
- NORTHERN LIGHTS (24878) - 42.64%
- CONSOLIDATED (9292) - 42.01%
- U. S. I. (13132) - 41.76%
- H A L E (10778) - -42.64%
- SERVICE STATION DEALERS (24733) - -62.91%
- STOUGHTON U.S. RUBBER EMPLOYEES (66613) - -67.28%
- UNION CONGREGATIONAL (5655) - -100.00%
Loan Growth (YoY) (Absolute)
31 CU(s) excluded
Raw average: 36.38% →
Cleaned average: 0.20%
View excluded credit unions
- BURLINGTON MUNICIPAL EMPLOYEES (65239) - 1.61%
- NATCO EMPLOYEES (16614) - -34.05%
- MCDOWELL COUNTY (18950) - -44.24%
- GENERATIONS UNITED (24947) - 151541.18%
- YOUNG COMMUNITY (24950) - 5948.41%
- NEW YORK EPISCOPAL (24942) - 893.17%
- HEARD A.M.E. (23615) - 236.76%
- RIVERMARK COMMUNITY (65644) - 145.74%
- PREMIER MEMBERS (62574) - 123.91%
- SHERWIN WILLIAMS EMP. (61368) - 115.71%
- MT. ZION (67024) - 97.53%
- PEOPLE TRUST COMMUNITY (24940) - 96.41%
- FIRST BAPTIST CHURCH (STRATFORD) (21614) - 85.55%
- WMCU (62347) - 84.10%
- MUTUAL (24948) - 77.77%
- SOUTH SIDE COMMUNITY (24704) - 74.06%
- MULTIPLI (24955) - 71.55%
- PENNSYLVANIA CENTRAL (2625) - 66.03%
- CONNECTS (6670) - 65.27%
- G G W (15588) - 62.81%
- CLEAN ENERGY (24889) - 57.33%
- DELANCEY STREET (21393) - -64.55%
- H A L E (10778) - -71.08%
- S I PHILADELPHIA (11783) - -71.95%
- PILGRIM BAPTIST (65231) - -80.34%
- I.M. DETROIT DISTRICT (62167) - -81.44%
- UNION CONGREGATIONAL (5655) - -100.00%
- STS PETER & PAUL (18823) - -100.00%
- WAYLAND TEMPLE BAPTIST (22007) - -100.00%
- M.W.P.H. GRAND LODGE OF ILLINOIS (24123) - -100.00%
- JONES METHODIST CHURCH (64892) - -100.00%
Net Interest Margin (NIM) (Absolute)
15 CU(s) excluded
Raw average: 3.74% →
Cleaned average: 3.72%
View excluded credit unions
- GENUINE PARTS (67382) - 14.83%
- FIDELIS (11380) - 11.99%
- T H P (4488) - 11.99%
- PEOPLE TRUST COMMUNITY (24940) - 10.23%
- NEWARK POLICE (4611) - 9.55%
- BRUNSWICK COUNTY TEACHERS (10636) - 9.53%
- U B C SOUTHERN COUNCIL INDUSTRIA WO (22219) - 8.75%
- BIRMINGHAM CITY (64528) - 8.47%
- FAR ROCKAWAY POSTAL (4246) - 8.37%
- THE LOCAL (22747) - 8.15%
- IBERIA PARISH (4416) - 8.10%
- THE FINEST (24862) - 7.98%
- CAMDEN FIREMEN'S (24903) - 7.96%
- TEXAS GULF CAROLINA EMP (66320) - 7.91%
- STOUGHTON U.S. RUBBER EMPLOYEES (66613) - -18.28%