BlastPoint's Credit Union Scorecard
KANKAKEE FEDERATION OF TEACHERS
Charter #60198 · IL
KANKAKEE FEDERATION OF TEACHERS has 1 strength but faces 3 concerns
Key Strengths
Areas where this CU excels compared to peers
- + Efficiency Ratio: Top 9.4% in tier
Key Concerns
Areas that may need attention
- - ROA 0.05% below tier average
- - Delinquency rate 2.49% above tier average
- - Total Delinquency Rate (60+ days): Bottom 8.5% in tier
NEW · Q2 2026 RECAP
Your Quarter, Wrapped
A 35-second highlight reel of your Q2 2026 — the wins worth celebrating and the one signal worth watching, pulled straight from your scorecard data.
Q2 2026 at a glance
- One of 2,437 credit unions with under $100M in assets nationally, and 1 of 127 that size in Illinois.
- Shares and deposits +3.2% year over year ($9.2M in shares and deposits).
- Membership: 1,300 members, +0.1% vs a year ago.
- Delinquency rate 4.04%.
- Return on assets 1.44%.
- Efficiency ratio 57.38% vs a 88.77% peer average.
- Loan-to-share ratio 80.60% vs a 58.89% peer average.
Data period: Q2 2026 NCUA call report. Animation disabled (reduced-motion preference). Full details in the metrics table below.
Core Metrics
As of 2026-Q2
| Metric | Current | vs Tier | Tier Avg | State Avg (IL) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
1,300
+0.1% YoY+0.1% QoQ
|
-1.3K |
2,585
-1.7% YoY
|
23,254
+11.8% YoY
|
34,678
+6.6% YoY
|
36% |
| Assets |
$10.6M
+3.3% YoY+0.1% QoQ
|
$-19.7M |
$30.3M
+1.5% YoY
|
$427.8M
+15.2% YoY
|
$593.1M
+10.2% YoY
|
33% |
| Loans |
$7.4M
+2.6% YoY+2.7% QoQ
|
$-8.0M |
$15.5M
-1.7% YoY
|
$298.4M
+15.0% YoY
|
$418.6M
+10.1% YoY
|
44% |
| Deposits |
$9.2M
+3.2% YoY-0.1% QoQ
|
$-16.6M |
$25.8M
+1.1% YoY
|
$358.8M
+15.8% YoY
|
$504.8M
+10.3% YoY
|
34% |
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| ROA |
1.4%
-24.6% YoY+31.8% QoQ
|
-0.1% |
1.5%
+241.5% YoY
|
1.1%
+953.5% YoY
|
1.2%
+121.4% YoY
|
78% |
| NIM |
3.2%
-2.2% YoY+1.4% QoQ
|
-0.7% |
3.9%
+0.9% YoY
|
3.7%
+1.5% YoY
|
3.8%
+2.3% YoY
|
24% |
| Efficiency Ratio |
57.4%
+29.9% YoY-14.3% QoQ
|
-31.4% |
88.8%
-6.9% YoY
|
84.5%
-59.6% YoY
|
83.0%
-5.3% YoY
|
Top 9.4% in tier |
| Delinquency Rate |
4.0%
-16.9% YoY+111.1% QoQ
|
+2.5 |
1.5%
+2.1% YoY
|
1.3%
-18.5% YoY
|
1.3%
+2.6% YoY
|
Bottom 8.5% in tier |
| Loan To Share |
80.6%
-0.6% YoY+2.8% QoQ
|
+21.7% |
58.9%
-3.1% YoY
|
60.1%
-3.0% YoY
|
66.4%
-1.4% YoY
|
81% |
| AMR |
$12,781
+2.9% YoY+1.0% QoQ
|
$-2K |
$14,963
-6.8% YoY
|
$15,331
+1.7% YoY
|
$20,028
-0.9% YoY
|
43% |
| CD Concentration |
31.7%
+23.1% YoY+2.9% QoQ
|
+7.1% | 24.6% | 14.0% | 20.0% | 50% |
| Indirect Auto % | 0.0% | -13.6% | 13.6% | 6.8% | 7.7% | 50% |
Signature Analysis
Strengths (0)
Concerns (0)
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)