BlastPoint's Credit Union Scorecard
KANKAKEE FEDERATION OF TEACHERS
Charter #60198 · IL
KANKAKEE FEDERATION OF TEACHERS has 2 strengths but faces 1 concern
Key Strengths
Areas where this CU excels compared to peers
- + Indirect Auto Concentration (%): Top 0.0% in tier
- + First Mortgage Concentration (%): Top 0.0% in tier
Key Concerns
Areas that may need attention
- - ROA 0.09% below tier average
Core Metrics
As of 2025-Q4
| Metric | Current | vs Tier | Tier Avg | State Avg (IL) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
1,291
-1.6% YoY-0.9% QoQ
|
-1.3K |
2,615
-1.9% YoY
|
21,665
+5.6% YoY
|
33,374
+5.7% YoY
|
36% |
| Assets |
$10.4M
-1.0% YoY-0.2% QoQ
|
$-19.8M |
$30.1M
+2.1% YoY
|
$394.9M
+10.3% YoY
|
$561.6M
+9.7% YoY
|
32% |
| Loans |
$7.1M
-9.3% YoY-3.2% QoQ
|
$-8.6M |
$15.8M
-1.3% YoY
|
$275.6M
+9.5% YoY
|
$397.0M
+8.8% YoY
|
42% |
| Deposits |
$9.1M
-1.9% YoY+0.7% QoQ
|
$-16.6M |
$25.7M
+1.4% YoY
|
$330.4M
+9.6% YoY
|
$477.3M
+9.7% YoY
|
34% |
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| ROA |
0.5%
+174.5% YoY-66.5% QoQ
|
-0.1% |
0.6%
+10.8% YoY
|
0.6%
-12.3% YoY
|
0.7%
+15.9% YoY
|
41% |
| NIM |
2.8%
-6.2% YoY-9.1% QoQ
|
-1.2% |
4.0%
+4.0% YoY
|
3.6%
+3.6% YoY
|
3.8%
+5.1% YoY
|
Bottom 13.3% in tier |
| Efficiency Ratio |
68.4%
+8.7% YoY+36.7% QoQ
|
-14.1% |
82.6%
-2.3% YoY
|
89.8%
+8.5% YoY
|
79.7%
-3.3% YoY
|
25% |
| Delinquency Rate |
1.3%
-78.2% YoY-68.9% QoQ
|
-0.3 |
1.6%
-3.1% YoY
|
1.1%
-24.1% YoY
|
1.3%
-2.1% YoY
|
67% |
| Loan To Share |
78.3%
-7.6% YoY-4.0% QoQ
|
+17.7% |
60.6%
-3.1% YoY
|
62.0%
-1.0% YoY
|
67.4%
-1.7% YoY
|
76% |
| AMR |
$12,562
-3.8% YoY-0.1% QoQ
|
$-2K |
$14,783
-1.4% YoY
|
$15,477
+4.9% YoY
|
$19,687
+2.0% YoY
|
43% |
| CD Concentration |
27.6%
+12.9% YoY+0.1% QoQ
|
+3.2% | 24.4% | 14.1% | 19.8% | 50% |
| Indirect Auto % | 0.0% | -13.8% | 13.8% | 7.1% | 7.8% | 50% |
Signature Analysis
Strengths (0)
Concerns (0)
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)