BlastPoint's Credit Union Scorecard
PEORIA POSTAL EMPLOYEES
Charter #60863 · IL
PEORIA POSTAL EMPLOYEES has 1 strength but faces 3 concerns
Key Strengths
Areas where this CU excels compared to peers
- + Members Per Employee (MPE): Top 8.1% in tier
Key Concerns
Areas that may need attention
- - ROA 0.62% below tier average
- - Delinquency rate 3.15% above tier average
- - Total Delinquency Rate (60+ days): Bottom 6.8% in tier
NEW · Q2 2026 RECAP
Your Quarter, Wrapped
A 35-second highlight reel of your Q2 2026 — the wins worth celebrating and the one signal worth watching, pulled straight from your scorecard data.
Q2 2026 at a glance
- One of 2,437 credit unions with under $100M in assets nationally, and 1 of 127 that size in Illinois.
- Shares and deposits +5.6% year over year ($11.3M in shares and deposits).
- Membership: 1,178 members, -1.2% vs a year ago.
- Delinquency rate 4.69%.
- Return on assets 0.88%.
- Efficiency ratio 75.34% vs a 88.77% peer average.
- Loan-to-share ratio 55.45% vs a 58.89% peer average.
Data period: Q2 2026 NCUA call report. Animation disabled (reduced-motion preference). Full details in the metrics table below.
Core Metrics
As of 2026-Q2
| Metric | Current | vs Tier | Tier Avg | State Avg (IL) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
1,178
-1.2% YoY+0.4% QoQ
|
-1.4K |
2,585
-1.7% YoY
|
23,254
+11.8% YoY
|
34,678
+6.6% YoY
|
33% |
| Assets |
$14.1M
+5.1% YoY+1.0% QoQ
|
$-16.2M |
$30.3M
+1.5% YoY
|
$427.8M
+15.2% YoY
|
$593.1M
+10.2% YoY
|
39% |
| Loans |
$6.3M
-4.1% YoY+0.8% QoQ
|
$-9.2M |
$15.5M
-1.7% YoY
|
$298.4M
+15.0% YoY
|
$418.6M
+10.1% YoY
|
40% |
| Deposits |
$11.3M
+5.6% YoY+1.0% QoQ
|
$-14.5M |
$25.8M
+1.1% YoY
|
$358.8M
+15.8% YoY
|
$504.8M
+10.3% YoY
|
38% |
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| ROA |
0.9%
-12.0% YoY-21.8% QoQ
|
-0.6% |
1.5%
+241.5% YoY
|
1.1%
+953.5% YoY
|
1.2%
+121.4% YoY
|
54% |
| NIM |
3.9%
-6.6% YoY+1.6% QoQ
|
+0.0% |
3.9%
+0.9% YoY
|
3.7%
+1.5% YoY
|
3.8%
+2.3% YoY
|
54% |
| Efficiency Ratio |
75.3%
+6.5% YoY+3.5% QoQ
|
-13.4% |
88.8%
-6.9% YoY
|
84.5%
-59.6% YoY
|
83.0%
-5.3% YoY
|
36% |
| Delinquency Rate |
4.7%
+40.6% YoY+40.8% QoQ
|
+3.1 |
1.5%
+2.1% YoY
|
1.3%
-18.5% YoY
|
1.3%
+2.6% YoY
|
Bottom 6.8% in tier |
| Loan To Share |
55.5%
-9.2% YoY-0.3% QoQ
|
-3.4% |
58.9%
-3.1% YoY
|
60.1%
-3.0% YoY
|
66.4%
-1.4% YoY
|
45% |
| AMR |
$14,933
+3.1% YoY+0.5% QoQ
|
$-30 |
$14,963
-6.8% YoY
|
$15,331
+1.7% YoY
|
$20,028
-0.9% YoY
|
55% |
| CD Concentration |
22.7%
-10.5% YoY+0.3% QoQ
|
-1.9% | 24.6% | 14.0% | 20.0% | 50% |
| Indirect Auto % | 0.0% | -13.6% | 13.6% | 6.8% | 7.7% | 50% |
Signature Analysis
Strengths (0)
Concerns (0)
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)