BlastPoint's Credit Union Scorecard
TAYLORVILLE SCHOOL EMPLOYEES
Charter #65874 · IL
TAYLORVILLE SCHOOL EMPLOYEES has 1 strength but faces 8 concerns
Key Strengths
Areas where this CU excels compared to peers
- + Net Interest Margin 0.16% above tier average
Key Concerns
Areas that may need attention
- - ROA 4.22% below tier average
- - Delinquency rate 2.13% above tier average
- - Member decline: -4.3% YoY
- - Net Charge-Off Rate: Bottom 1.5% in tier
- - Fee Income Per Member: Bottom 4.7% in tier
- - Total Assets: Bottom 8.8% in tier
- - Total Deposits: Bottom 8.8% in tier
- - Total Delinquency Rate (60+ days): Bottom 8.9% in tier
Core Metrics
As of 2026-Q1
| Metric | Current | vs Tier | Tier Avg | State Avg (IL) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
399
-4.3% YoY-0.7% QoQ
|
-2.3K |
2,676
+1.6% YoY
|
22,133
+6.8% YoY
|
33,913
+5.7% YoY
|
Bottom 10.9% in tier |
| Assets |
$1.8M
-6.3% YoY-2.4% QoQ
|
$-28.4M |
$30.2M
+1.3% YoY
|
$406.0M
+9.7% YoY
|
$578.3M
+9.0% YoY
|
Bottom 8.7% in tier |
| Loans |
$1.1M
+3.3% YoY-6.1% QoQ
|
$-14.2M |
$15.3M
-2.0% YoY
|
$279.6M
+10.0% YoY
|
$402.4M
+8.7% YoY
|
Bottom 12.5% in tier |
| Deposits |
$1.4M
-6.9% YoY-1.8% QoQ
|
$-24.3M |
$25.8M
+0.7% YoY
|
$344.9M
+10.3% YoY
|
$494.3M
+9.1% YoY
|
Bottom 8.7% in tier |
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| ROA |
-4.1%
-370.1% YoY-1077.4% QoQ
|
-4.2% |
0.1%
-77.6% YoY
|
0.5%
-57.9% YoY
|
0.4%
-39.2% YoY
|
Bottom 2.4% in tier |
| NIM |
4.2%
+19.0% YoY+20.8% QoQ
|
+0.2% |
4.0%
+4.0% YoY
|
3.7%
-0.2% YoY
|
3.8%
+4.1% YoY
|
65% |
| Efficiency Ratio |
67.1%
+17.8% YoY-7.6% QoQ
|
-23.5% |
90.6%
+6.5% YoY
|
87.0%
+8.4% YoY
|
84.6%
+2.8% YoY
|
21% |
| Delinquency Rate |
3.6%
-16.6% YoY-32.7% QoQ
|
+2.1 |
1.5%
+3.8% YoY
|
1.2%
+7.3% YoY
|
1.2%
+3.4% YoY
|
Bottom 8.9% in tier |
| Loan To Share |
78.2%
+11.0% YoY-4.4% QoQ
|
+19.7% |
58.5%
-3.0% YoY
|
60.2%
-0.9% YoY
|
65.6%
-1.4% YoY
|
80% |
| AMR |
$6,444
+1.7% YoY-3.0% QoQ
|
$-8K |
$14,884
-1.7% YoY
|
$15,723
+4.6% YoY
|
$19,920
+1.6% YoY
|
Bottom 13.0% in tier |
| CD Concentration | 0.0% | -24.3% | 24.3% | 14.0% | 19.8% | 50% |
| Indirect Auto % | 0.0% | -13.8% | 13.8% | 7.2% | 7.7% | 50% |
Signature Analysis
Strengths (0)
Concerns (0)
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)