BlastPoint's Credit Union Scorecard

TAYLORVILLE SCHOOL EMPLOYEES

Charter #65874 · IL

<100M
2437 CUs in <100M nationally 127 in IL

TAYLORVILLE SCHOOL EMPLOYEES has 1 strength but faces 8 concerns

Key Strengths

Areas where this CU excels compared to peers

  • + ROA 0.22% above tier average

Key Concerns

Areas that may need attention

  • - Net Charge-Off Rate: Bottom 1.0% in tier
  • - Fee Income Per Member: Bottom 3.0% in tier
  • - AMR Growth Rate: Bottom 3.7% in tier
  • - Loan Growth Rate: Bottom 5.3% in tier
  • - Asset Growth Rate: Bottom 5.6% in tier
  • - Deposit Growth Rate: Bottom 6.0% in tier
  • - Total Assets: Bottom 8.1% in tier
  • - Total Deposits: Bottom 8.3% in tier

NEW · Q2 2026 RECAP

Your Quarter, Wrapped

A 35-second highlight reel of your Q2 2026 — the wins worth celebrating and the one signal worth watching, pulled straight from your scorecard data.

Q2 2026 at a glance

  • One of 2,437 credit unions with under $100M in assets nationally, and 1 of 127 that size in Illinois.
  • Shares and deposits -11.2% year over year ($1.4M in shares and deposits).
  • Membership: 401 members, -1.2% vs a year ago.
  • Delinquency rate 0.79%.
  • Return on assets 1.71%.
  • Efficiency ratio 71.14% vs a 88.77% peer average.
  • Loan-to-share ratio 73.36% vs a 58.89% peer average.

Data period: Q2 2026 NCUA call report. Animation disabled (reduced-motion preference). Full details in the metrics table below.

Core Metrics

As of 2026-Q2

Metric Current vs Tier Tier Avg State Avg (IL) National Avg Tier Percentile
Members 401
-1.2% YoY+0.5% QoQ
-2.2K 2,585
-1.7% YoY
23,254
+11.8% YoY
34,678
+6.6% YoY
Bottom 11.1% in tier
Assets $1.8M
-9.6% YoY-4.6% QoQ
$-28.5M $30.3M
+1.5% YoY
$427.8M
+15.2% YoY
$593.1M
+10.2% YoY
Bottom 8.1% in tier
Loans $993,955
-22.0% YoY-11.9% QoQ
$-14.5M $15.5M
-1.7% YoY
$298.4M
+15.0% YoY
$418.6M
+10.1% YoY
Bottom 11.4% in tier
Deposits $1.4M
-11.2% YoY-6.1% QoQ
$-24.4M $25.8M
+1.1% YoY
$358.8M
+15.8% YoY
$504.8M
+10.3% YoY
Bottom 8.3% in tier

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Tier 1
50+ financial metrics with peer benchmarks
Performance signatures (strengths & concerns)
AI-generated insights and rankings

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ROA 1.7%
+109.7% YoY-142.1% QoQ
+0.2% 1.5%
+241.5% YoY
1.1%
+953.5% YoY
1.2%
+121.4% YoY
Top 15.0% in tier
NIM 3.7%
+28.3% YoY-11.0% QoQ
-0.2% 3.9%
+0.9% YoY
3.7%
+1.5% YoY
3.8%
+2.3% YoY
43%
Efficiency Ratio 71.1%
-0.8% YoY+6.0% QoQ
-17.6% 88.8%
-6.9% YoY
84.5%
-59.6% YoY
83.0%
-5.3% YoY
28%
Delinquency Rate 0.8%
-78.1% YoY-78.2% QoQ
-0.8 1.5%
+2.1% YoY
1.3%
-18.5% YoY
1.3%
+2.6% YoY
53%
Loan To Share 73.4%
-12.1% YoY-6.2% QoQ
+14.5% 58.9%
-3.1% YoY
60.1%
-3.0% YoY
66.4%
-1.4% YoY
72%
AMR $5,858
-15.1% YoY-9.1% QoQ
$-9K $14,963
-6.8% YoY
$15,331
+1.7% YoY
$20,028
-0.9% YoY
Bottom 11.3% in tier
CD Concentration 0.0% -24.6% 24.6% 14.0% 20.0% 50%
Indirect Auto % 0.0% -13.6% 13.6% 6.8% 7.7% 50%

Signature Analysis

Strengths (0)

No strengths identified

Concerns (0)

No concerns identified

Metric Rankings

See how this credit union ranks across all tracked metrics compared to peers.

Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)

Comparing against 2437 peers in tier

Top Strengths (5 metrics)

1
Indirect Auto Concentration (%)
balance_sheet
Value: 0.00%
Peer Median: 0.00%
#1 of 2437 Top 0.1% in <100M tier
1
First Mortgage Concentration (%)
balance_sheet
Value: 0.00%
Peer Median: 3.59%
#1 of 2437 Top 0.1% in <100M tier
1
Share Certificate Concentration (%)
balance_sheet
Value: 0.00%
Peer Median: 12.77%
#1 of 2437 Top 0.1% in <100M tier
365
Return on Assets (ROA)
profitability
Value: 1.71%
Peer Median: 0.81%
#365 of 2437 Top 14.9% in <100M tier
379
Net Worth Ratio
risk
Value: 22.64%
Peer Median: 14.28%
#379 of 2437 Top 15.5% in <100M tier

Top Weaknesses (13 metrics)

2414
Net Charge-Off Rate
risk
Value: 8.50%
Peer Median: 0.18%
#2414 of 2437 Bottom 1.0% in <100M tier
2364
Fee Income Per Member
profitability
Value: $0.00
Peer Median: $63.89
#2364 of 2437 Bottom 3.0% in <100M tier
2347
AMR Growth Rate
growth
Value: -15.08%
Peer Median: 1.04%
#2347 of 2437 Bottom 3.7% in <100M tier
2308
Loan Growth Rate
growth
Value: -21.98%
Peer Median: -2.63%
#2308 of 2437 Bottom 5.3% in <100M tier
2301
Asset Growth Rate
growth
Value: -9.64%
Peer Median: 1.25%
#2301 of 2437 Bottom 5.6% in <100M tier
2292
Deposit Growth Rate
growth
Value: -11.25%
Peer Median: 0.92%
#2292 of 2437 Bottom 6.0% in <100M tier
2240
Total Assets
balance_sheet
Value: $1.75M
Peer Median: $21.91M
#2240 of 2437 Bottom 8.1% in <100M tier
2235
Total Deposits
balance_sheet
Value: $1.35M
Peer Median: $18.69M
#2235 of 2437 Bottom 8.3% in <100M tier
2166
Total Members
engagement
Value: 401
Peer Median: 1,902
#2166 of 2437 Bottom 11.2% in <100M tier
2161
Average Member Relationship (AMR)
engagement
Value: $5,858
Peer Median: $13,967
#2161 of 2437 Bottom 11.4% in <100M tier
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