BlastPoint's Credit Union Scorecard
THE NEW HAVEN POLICE AND MUNICIPAL
Charter #10729 · CT
THE NEW HAVEN POLICE AND MUNICIPAL has 1 strength but faces 4 concerns
Key Strengths
Areas where this CU excels compared to peers
- + Net Interest Margin 0.29% above tier average
Key Concerns
Areas that may need attention
- - ROA 3.75% below tier average
- - Efficiency ratio 29.55% above tier (higher cost structure)
- - Net Charge-Off Rate: Bottom 1.4% in tier
- - Fee Income Per Member: Bottom 9.6% in tier
Core Metrics
As of 2026-Q1
| Metric | Current | vs Tier | Tier Avg | State Avg (CT) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
856
-1.6% YoY+2.9% QoQ
|
-1.8K |
2,676
+1.6% YoY
|
14,157
+8.2% YoY
|
33,913
+5.7% YoY
|
24% |
| Assets |
$5.6M
-4.0% YoY+1.4% QoQ
|
$-24.6M |
$30.2M
+1.3% YoY
|
$246.5M
+13.9% YoY
|
$578.3M
+9.0% YoY
|
21% |
| Loans |
$1.7M
-2.3% YoY-9.6% QoQ
|
$-13.6M |
$15.3M
-2.0% YoY
|
$136.3M
+13.4% YoY
|
$402.4M
+8.7% YoY
|
16% |
| Deposits |
$4.2M
+1.2% YoY+3.0% QoQ
|
$-21.6M |
$25.8M
+0.7% YoY
|
$217.1M
+13.8% YoY
|
$494.3M
+9.1% YoY
|
20% |
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| ROA |
-3.6%
+48.0% YoY+29.9% QoQ
|
-3.7% |
0.1%
-77.6% YoY
|
0.6%
+218.7% YoY
|
0.4%
-39.2% YoY
|
Bottom 2.7% in tier |
| NIM |
4.3%
-7.8% YoY-11.7% QoQ
|
+0.3% |
4.0%
+4.0% YoY
|
3.6%
+1.6% YoY
|
3.8%
+4.1% YoY
|
71% |
| Efficiency Ratio |
120.2%
-20.3% YoY+4.8% QoQ
|
+29.6% |
90.6%
+6.5% YoY
|
83.6%
-6.8% YoY
|
84.6%
+2.8% YoY
|
Bottom 6.0% in tier |
| Delinquency Rate |
0.7%
-75.3% YoY-80.3% QoQ
|
-0.8 |
1.5%
+3.8% YoY
|
2.5%
+122.5% YoY
|
1.2%
+3.4% YoY
|
52% |
| Loan To Share |
41.0%
-3.5% YoY-12.2% QoQ
|
-17.5% |
58.5%
-3.0% YoY
|
52.8%
-1.3% YoY
|
65.6%
-1.4% YoY
|
23% |
| AMR |
$6,886
+1.8% YoY-3.7% QoQ
|
$-8K |
$14,884
-1.7% YoY
|
$17,581
+5.9% YoY
|
$19,920
+1.6% YoY
|
Bottom 14.7% in tier |
| CD Concentration | 0.0% | -24.3% | 24.3% | 14.5% | 19.8% | 50% |
| Indirect Auto % | 0.0% | -13.8% | 13.8% | 4.5% | 7.7% | 50% |
Signature Analysis
Strengths (0)
Concerns (0)
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)