BlastPoint's Credit Union Scorecard
ELECTRICAL WORKERS NO 22
Charter #10763 · NE
ELECTRICAL WORKERS NO 22 has 4 strengths but faces 2 concerns
Key Strengths
Areas where this CU excels compared to peers
- + ROA 0.22% above tier average
- + Indirect Auto Concentration (%): Top 0.0% in tier
- + First Mortgage Concentration (%): Top 0.0% in tier
- + Members Per Employee (MPE): Top 4.8% in tier
Key Concerns
Areas that may need attention
- - Member decline: -3.8% YoY
- - Net Worth Ratio: Bottom 3.1% in tier
Core Metrics
As of 2025-Q3
| Metric | Current | vs Tier | Tier Avg | State Avg (NE) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
2,093
-3.8% YoY+0.9% QoQ
|
-532 |
2,625
-2.2% YoY
|
11,261
+2.9% YoY
|
33,089
+6.1% YoY
|
53% |
| Assets |
$13.1M
+4.9% YoY+0.5% QoQ
|
$-16.8M |
$29.9M
+1.1% YoY
|
$135.7M
+6.0% YoY
|
$547.7M
+7.8% YoY
|
38% |
| Loans |
$5.4M
-2.4% YoY+3.7% QoQ
|
$-10.4M |
$15.8M
-2.4% YoY
|
$98.5M
+7.2% YoY
|
$388.7M
+8.6% YoY
|
36% |
| Deposits |
$12.1M
+4.4% YoY+0.2% QoQ
|
$-13.4M |
$25.5M
+0.4% YoY
|
$114.5M
+4.4% YoY
|
$464.6M
+9.3% YoY
|
41% |
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| ROA |
0.9%
+813.9% YoY+21.8% QoQ
|
+0.2% |
0.7%
-731.4% YoY
|
0.7%
+41.5% YoY
|
0.7%
+273.4% YoY
|
57% |
| NIM |
3.9%
+22.7% YoY+4.7% QoQ
|
-0.0% |
3.9%
+3.8% YoY
|
4.0%
+7.0% YoY
|
3.7%
+5.0% YoY
|
50% |
| Efficiency Ratio |
77.2%
-17.2% YoY-2.4% QoQ
|
-4.2% |
81.4%
-2.4% YoY
|
80.8%
-5.9% YoY
|
79.1%
-3.3% YoY
|
47% |
| Delinquency Rate |
0.2%
-80.0% YoY-51.4% QoQ
|
-1.3 |
1.5%
-2.0% YoY
|
1.1%
+1.3% YoY
|
1.2%
-0.9% YoY
|
25% |
| Loan To Share |
44.6%
-6.5% YoY+3.5% QoQ
|
-16.6% |
61.2%
-3.0% YoY
|
71.7%
-1.6% YoY
|
68.0%
-1.7% YoY
|
25% |
| AMR |
$8,353
+6.2% YoY+0.4% QoQ
|
$-6K |
$14,627
-2.7% YoY
|
$16,886
+0.6% YoY
|
$19,418
+1.3% YoY
|
21% |
| CD Concentration |
7.8%
-8.3% YoY+14.8% QoQ
|
-16.6% |
24.4%
+4.2% YoY
|
22.1%
+4.2% YoY
|
19.6%
+6.2% YoY
|
50% |
| Indirect Auto % | 0.0% | -14.0% |
14.0%
-5.7% YoY
|
5.8%
-5.5% YoY
|
7.9%
-2.9% YoY
|
50% |
Signature Analysis
Strengths (0)
Concerns (0)
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)