BlastPoint's Credit Union Scorecard

ELECTRICAL WORKERS NO 22

Charter #10763 · NE

<100M

2508 CUs in <100M nationally 34 in NE

ELECTRICAL WORKERS NO 22 has 3 strengths but faces 1 concern

National Analysis

How does the industry compare?

NE Analysis

How does NE stack up?

Key Strengths

Areas where this CU excels compared to peers

+ ROA 0.83% above tier average
+ Net Interest Margin 0.16% above tier average
+ Members Per Employee (MPE): Top 4.5% in tier

Key Concerns

Areas that may need attention

- Net Worth Ratio: Bottom 3.1% in tier

Core Metrics

As of 2026-Q1

Metric	Current	vs Tier	Tier Avg	State Avg (NE)	National Avg	Tier Percentile
Members	2,121 +1.2% YoY+0.6% QoQ	-555	2,676 +1.6% YoY	11,118 +0.3% YoY	33,913 +5.7% YoY	54%
Assets	$14.0M +7.0% YoY+3.1% QoQ	$-16.2M	$30.2M +1.3% YoY	$139.9M +5.0% YoY	$578.3M +9.0% YoY	39%
Loans	$5.0M -3.4% YoY-3.5% QoQ	$-10.3M	$15.3M -2.0% YoY	$100.8M +9.2% YoY	$402.4M +8.7% YoY	34%
Deposits	$12.9M +6.5% YoY+3.1% QoQ	$-12.8M	$25.8M +0.7% YoY	$120.0M +4.5% YoY	$494.3M +9.1% YoY	42%

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Tier 1

50+ financial metrics with peer benchmarks

Performance signatures (strengths & concerns)

AI-generated insights and rankings

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ROA	1.0% +78.3% YoY+18.4% QoQ	+0.8%	0.1% -77.6% YoY	0.5% +30.6% YoY	0.4% -39.2% YoY	68%
NIM	4.2% +16.2% YoY+5.4% QoQ	+0.2%	4.0% +4.0% YoY	4.1% +5.7% YoY	3.8% +4.1% YoY	65%
Efficiency Ratio	77.8% -6.7% YoY+0.4% QoQ	-12.9%	90.6% +6.5% YoY	81.5% -7.1% YoY	84.6% +2.8% YoY	41%
Delinquency Rate	0.0% -96.6% YoY-95.0% QoQ	-1.5	1.5% +3.8% YoY	1.1% +31.3% YoY	1.2% +3.4% YoY	Top 14.2% in tier
Loan To Share	38.9% -9.3% YoY-6.4% QoQ	-19.6%	58.5% -3.0% YoY	68.2% -0.4% YoY	65.6% -1.4% YoY	20%
AMR	$8,470 +2.3% YoY+0.5% QoQ	$-6K	$14,884 -1.7% YoY	$17,286 +1.1% YoY	$19,920 +1.6% YoY	21%
CD Concentration	9.0% +35.4% YoY+13.1% QoQ	-15.3%	24.3%	22.1%	19.8%	50%
Indirect Auto %	0.0%	-13.8%	13.8%	5.5%	7.7%	50%

Signature Analysis

Strengths (0)

No strengths identified

Concerns (0)

No concerns identified

Metric Rankings

See how this credit union ranks across all tracked metrics compared to peers.

Strengths: Metrics in the top 25% (75th percentile or higher) | Concerns: Metrics in the bottom 25% (25th percentile or lower)

Compare against:

Comparing against 2508 peers in tier

Top Strengths (7 metrics)

Indirect Auto Concentration (%)

balance_sheet

Value: 0.00%

Peer Median: 0.00%

#1 of 2508 Top 0.1% in <100M tier

First Mortgage Concentration (%)

balance_sheet

Value: 0.00%

Peer Median: 3.66%

#1 of 2508 Top 0.1% in <100M tier

113

Members Per Employee (MPE)

engagement

Value: 707.000

Peer Median: 333.750

#113 of 2508 Top 4.5% in <100M tier

358

Total Delinquency Rate (60+ days)

risk

Value: 0.01%

Peer Median: 0.65%

#358 of 2508 Top 14.2% in <100M tier

374

Asset Growth Rate

growth

Value: 6.99%

Peer Median: 1.30%

#374 of 2508 Top 14.9% in <100M tier

441

Deposit Growth Rate

growth

Value: 6.47%

Peer Median: 0.66%

#441 of 2508 Top 17.5% in <100M tier

555

Member Growth Rate

growth

Value: 1.19%

Peer Median: -1.37%

#555 of 2508 Top 22.1% in <100M tier

Top Weaknesses (4 metrics)

2432

Net Worth Ratio

risk

Value: 7.43%

Peer Median: 14.28%

#2432 of 2508 Bottom 3.1% in <100M tier

2073

Loan-to-Member Ratio (LMR)

engagement

Value: $2,370

Peer Median: $4,923

#2073 of 2508 Bottom 17.4% in <100M tier

1996

Loan-to-Share Ratio

balance_sheet

Value: 38.86%

Peer Median: 58.72%

#1996 of 2508 Bottom 20.5% in <100M tier

1987

Average Member Relationship (AMR)

engagement

Value: $8,470

Peer Median: $13,926

#1987 of 2508 Bottom 20.8% in <100M tier