BlastPoint's Credit Union Scorecard
ELECTRICAL WORKERS NO 22
Charter #10763 · NE
ELECTRICAL WORKERS NO 22 has 5 strengths but faces 2 concerns
Key Strengths
Areas where this CU excels compared to peers
- + Net Interest Margin 0.37% above tier average
- + Members Per Employee (MPE): Top 4.3% in tier
- + Asset Growth Rate: Top 6.0% in tier
- + Deposit Growth Rate: Top 7.8% in tier
- + Member Growth Rate: Top 10.0% in tier
Key Concerns
Areas that may need attention
- - ROA 0.59% below tier average
- - Net Worth Ratio: Bottom 2.9% in tier
NEW · Q2 2026 RECAP
Your Quarter, Wrapped
A 35-second highlight reel of your Q2 2026 — the wins worth celebrating and the one signal worth watching, pulled straight from your scorecard data.
Q2 2026 at a glance
- One of 2,437 credit unions with under $100M in assets nationally, and 1 of 34 that size in Nebraska.
- Shares and deposits +10.3% year over year ($13.3M in shares and deposits).
- Membership: 2,143 members, +3.3% vs a year ago.
- Delinquency rate 0.24%.
- Return on assets 0.90%.
- Efficiency ratio 77.34% vs a 88.77% peer average.
- Loan-to-share ratio 37.80% vs a 58.89% peer average.
Data period: Q2 2026 NCUA call report. Animation disabled (reduced-motion preference). Full details in the metrics table below.
Core Metrics
As of 2026-Q2
| Metric | Current | vs Tier | Tier Avg | State Avg (NE) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
2,143
+3.3% YoY+1.0% QoQ
|
-442 |
2,585
-1.7% YoY
|
11,070
-2.8% YoY
|
34,678
+6.6% YoY
|
55% |
| Assets |
$14.4M
+10.5% YoY+2.8% QoQ
|
$-15.9M |
$30.3M
+1.5% YoY
|
$139.7M
+2.9% YoY
|
$593.1M
+10.2% YoY
|
40% |
| Loans |
$5.0M
-3.3% YoY-0.0% QoQ
|
$-10.4M |
$15.5M
-1.7% YoY
|
$101.1M
+5.0% YoY
|
$418.6M
+10.1% YoY
|
35% |
| Deposits |
$13.3M
+10.3% YoY+2.8% QoQ
|
$-12.5M |
$25.8M
+1.1% YoY
|
$119.4M
+3.3% YoY
|
$504.8M
+10.3% YoY
|
42% |
See Your Full Scorecard
Unlock complete metrics, rankings, and AI-powered insights — always free
✓ Check your email for the access link!
Want to see an example first? Preview Navy Federal's scorecard →
| ROA |
0.9%
+21.5% YoY-8.3% QoQ
|
-0.6% |
1.5%
+241.5% YoY
|
1.1%
+69.2% YoY
|
1.2%
+121.4% YoY
|
55% |
| NIM |
4.3%
+14.7% YoY+2.5% QoQ
|
+0.4% |
3.9%
+0.9% YoY
|
4.1%
+6.3% YoY
|
3.8%
+2.3% YoY
|
68% |
| Efficiency Ratio |
77.3%
-2.2% YoY-0.5% QoQ
|
-11.4% |
88.8%
-6.9% YoY
|
79.7%
-2.7% YoY
|
83.0%
-5.3% YoY
|
42% |
| Delinquency Rate |
0.2%
-26.9% YoY
|
-1.3 |
1.5%
+2.1% YoY
|
1.2%
+28.5% YoY
|
1.3%
+2.6% YoY
|
29% |
| Loan To Share |
37.8%
-12.3% YoY-2.7% QoQ
|
-21.1% |
58.9%
-3.1% YoY
|
69.5%
+0.0% YoY
|
66.4%
-1.4% YoY
|
19% |
| AMR |
$8,551
+2.8% YoY+1.0% QoQ
|
$-6K |
$14,963
-6.8% YoY
|
$17,408
+1.9% YoY
|
$20,028
-0.9% YoY
|
21% |
| CD Concentration |
8.9%
+30.9% YoY-1.4% QoQ
|
-15.7% | 24.6% | 22.2% | 20.0% | 50% |
| Indirect Auto % | 0.0% | -13.6% | 13.6% | 5.2% | 7.7% | 50% |
Signature Analysis
Strengths (0)
Concerns (0)
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)