BlastPoint's Credit Union Scorecard
LONGSHOREMEN'S LOCAL 4
Charter #10799 · WA
LONGSHOREMEN'S LOCAL 4 shows strong momentum with 5 strengths and 5.2% YoY member growth
Key Strengths
Areas where this CU excels compared to peers
- + ROA 1.37% above tier average
- + Strong member growth: 5.2% YoY
- + Average Member Relationship (AMR): Top 0.7% in tier
- + Loan-to-Member Ratio (LMR): Top 1.2% in tier
- + Member Growth Rate: Top 6.6% in tier
Key Concerns
Areas that may need attention
No key concerns identified
Core Metrics
As of 2026-Q1
| Metric | Current | vs Tier | Tier Avg | State Avg (WA) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
1,102
+5.2% YoY+8.7% QoQ
|
-1.6K |
2,676
+1.6% YoY
|
67,148
+4.0% YoY
|
33,913
+5.7% YoY
|
31% |
| Assets |
$40.0M
+0.4% YoY+7.3% QoQ
|
+$9.8M |
$30.2M
+1.3% YoY
|
$1.3B
+6.8% YoY
|
$578.3M
+9.0% YoY
|
69% |
| Loans |
$18.1M
+1.5% YoY+0.9% QoQ
|
+$2.8M |
$15.3M
-2.0% YoY
|
$931.6M
+6.7% YoY
|
$402.4M
+8.7% YoY
|
68% |
| Deposits |
$30.6M
-1.8% YoY+9.1% QoQ
|
+$4.8M |
$25.8M
+0.7% YoY
|
$1.1B
+7.7% YoY
|
$494.3M
+9.1% YoY
|
65% |
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| ROA |
1.5%
+12.2% YoY-11.3% QoQ
|
+1.4% |
0.1%
-77.6% YoY
|
0.5%
+1.1% YoY
|
0.4%
-39.2% YoY
|
Top 14.6% in tier |
| NIM |
3.8%
+6.2% YoY-4.9% QoQ
|
-0.3% |
4.0%
+4.0% YoY
|
3.7%
+3.5% YoY
|
3.8%
+4.1% YoY
|
46% |
| Efficiency Ratio |
62.3%
-4.0% YoY+3.5% QoQ
|
-28.3% |
90.6%
+6.5% YoY
|
78.0%
-0.9% YoY
|
84.6%
+2.8% YoY
|
Top 14.8% in tier |
| Delinquency Rate |
0.3%
+27.4% YoY-1.6% QoQ
|
-1.2 |
1.5%
+3.8% YoY
|
0.9%
+10.5% YoY
|
1.2%
+3.4% YoY
|
37% |
| Loan To Share |
59.2%
+3.3% YoY-7.6% QoQ
|
+0.7% |
58.5%
-3.0% YoY
|
74.8%
-1.7% YoY
|
65.6%
-1.4% YoY
|
51% |
| AMR |
$44,168
-5.5% YoY-2.6% QoQ
|
+$29K |
$14,884
-1.7% YoY
|
$29,247
+2.9% YoY
|
$19,920
+1.6% YoY
|
Top 0.8% in tier |
| CD Concentration |
1.7%
-52.2% YoY-8.2% QoQ
|
-22.5% | 24.3% | 22.5% | 19.8% | 50% |
| Indirect Auto % | 0.0% | -13.8% | 13.8% | 16.1% | 7.7% | 50% |
Signature Analysis
Strengths (0)
Concerns (0)
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)