BlastPoint's Credit Union Scorecard
SUWANNEE RIVER
Charter #1086 · FL
SUWANNEE RIVER has 3 strengths but faces 2 concerns
Key Strengths
Areas where this CU excels compared to peers
- + ROA 0.86% above tier average
- + Net Interest Margin 0.61% above tier average
- + Total Delinquency Rate (60+ days): Top 0.1% in tier
Key Concerns
Areas that may need attention
- - Deposit Growth Rate: Bottom 7.3% in tier
- - Asset Growth Rate: Bottom 8.2% in tier
Core Metrics
As of 2026-Q1
| Metric | Current | vs Tier | Tier Avg | State Avg (FL) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
2,338
-1.8% YoY-0.2% QoQ
|
-338 |
2,676
+1.6% YoY
|
74,034
+8.9% YoY
|
33,913
+5.7% YoY
|
58% |
| Assets |
$25.9M
-7.5% YoY+1.3% QoQ
|
$-4.3M |
$30.2M
+1.3% YoY
|
$1.2B
+11.7% YoY
|
$578.3M
+9.0% YoY
|
55% |
| Loans |
$14.2M
-5.0% YoY+0.1% QoQ
|
$-1.1M |
$15.3M
-2.0% YoY
|
$841.5M
+13.6% YoY
|
$402.4M
+8.7% YoY
|
60% |
| Deposits |
$22.7M
-9.6% YoY+2.4% QoQ
|
$-3.1M |
$25.8M
+0.7% YoY
|
$1.0B
+12.4% YoY
|
$494.3M
+9.1% YoY
|
56% |
See Your Full Scorecard
Unlock complete metrics, rankings, and AI-powered insights — always free
✓ Check your email for the access link!
Want to see an example first? Preview Navy Federal's scorecard →
| ROA |
1.0%
-38.3% YoY-18.8% QoQ
|
+0.9% |
0.1%
-77.6% YoY
|
0.6%
-11.7% YoY
|
0.4%
-39.2% YoY
|
69% |
| NIM |
4.6%
+4.3% YoY+7.5% QoQ
|
+0.6% |
4.0%
+4.0% YoY
|
3.6%
+2.7% YoY
|
3.8%
+4.1% YoY
|
80% |
| Efficiency Ratio |
79.2%
+15.2% YoY+3.7% QoQ
|
-11.4% |
90.6%
+6.5% YoY
|
80.0%
+2.7% YoY
|
84.6%
+2.8% YoY
|
44% |
| Delinquency Rate |
0.0%
-100.0% QoQ
|
-1.5 |
1.5%
+3.8% YoY
|
0.6%
+6.2% YoY
|
1.2%
+3.4% YoY
|
Top 0.1% in tier |
| Loan To Share |
62.7%
+5.1% YoY-2.2% QoQ
|
+4.2% |
58.5%
-3.0% YoY
|
70.1%
+1.4% YoY
|
65.6%
-1.4% YoY
|
56% |
| AMR |
$15,778
-6.2% YoY+1.7% QoQ
|
+$894 |
$14,884
-1.7% YoY
|
$23,044
+4.5% YoY
|
$19,920
+1.6% YoY
|
60% |
| CD Concentration |
3.1%
+6.3% YoY-3.1% QoQ
|
-21.2% | 24.3% | 24.4% | 19.8% | 50% |
| Indirect Auto % | 0.0% | -13.8% | 13.8% | 10.8% | 7.7% | 50% |
Signature Analysis
Strengths (0)
Concerns (0)
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)