BlastPoint's Credit Union Scorecard
BREWSTER
Charter #11445 · OH
BREWSTER demonstrates 2 strengths
Key Strengths
Areas where this CU excels compared to peers
- + ROA 0.59% above tier average
- + Net Charge-Off Rate: Top 8.1% in tier
Key Concerns
Areas that may need attention
No key concerns identified
Core Metrics
As of 2025-Q4
| Metric | Current | vs Tier | Tier Avg | State Avg (OH) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
2,834
-0.8% YoY-0.3% QoQ
|
+218 |
2,615
-1.9% YoY
|
16,819
+5.2% YoY
|
33,374
+5.7% YoY
|
65% |
| Assets |
$32.8M
+6.0% YoY-1.1% QoQ
|
+$2.6M |
$30.1M
+2.1% YoY
|
$253.6M
+9.4% YoY
|
$561.6M
+9.7% YoY
|
62% |
| Loans |
$15.5M
+0.2% YoY-1.6% QoQ
|
$-287K |
$15.8M
-1.3% YoY
|
$173.0M
+7.8% YoY
|
$397.0M
+8.8% YoY
|
62% |
| Deposits |
$27.0M
+5.6% YoY-0.8% QoQ
|
+$1.3M |
$25.7M
+1.4% YoY
|
$217.1M
+9.6% YoY
|
$477.3M
+9.7% YoY
|
61% |
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| ROA |
1.2%
-49.6% YoY-46.8% QoQ
|
+0.6% |
0.6%
+10.8% YoY
|
0.4%
-22.9% YoY
|
0.7%
+15.9% YoY
|
75% |
| NIM |
3.8%
-21.7% YoY-22.0% QoQ
|
-0.1% |
4.0%
+4.0% YoY
|
3.8%
+3.7% YoY
|
3.8%
+5.1% YoY
|
46% |
| Efficiency Ratio |
72.8%
+21.1% YoY+23.1% QoQ
|
-9.7% |
82.6%
-2.3% YoY
|
82.6%
+2.4% YoY
|
79.7%
-3.3% YoY
|
33% |
| Delinquency Rate |
0.6%
+129.3% YoY-20.2% QoQ
|
-1.0 |
1.6%
-3.1% YoY
|
1.6%
+33.3% YoY
|
1.3%
-2.1% YoY
|
43% |
| Loan To Share |
57.4%
-5.1% YoY-0.8% QoQ
|
-3.2% |
60.6%
-3.1% YoY
|
63.0%
-2.6% YoY
|
67.4%
-1.7% YoY
|
45% |
| AMR |
$14,973
+4.4% YoY-0.8% QoQ
|
+$191 |
$14,783
-1.4% YoY
|
$17,423
+5.7% YoY
|
$19,687
+2.0% YoY
|
56% |
| CD Concentration |
3.3%
+45.5% YoY+11.8% QoQ
|
-21.2% | 24.4% | 19.4% | 19.8% | 50% |
| Indirect Auto % | 0.0% | -13.8% | 13.8% | 11.2% | 7.8% | 50% |
Signature Analysis
Strengths (0)
Concerns (0)
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)