BlastPoint's Credit Union Scorecard
ARKANSAS SUPERIOR
Charter #11685 · AR
ARKANSAS SUPERIOR has 6 strengths but faces 6 concerns
Key Strengths
Areas where this CU excels compared to peers
- + ROA 4.41% above tier average
- + Total Loans: Top 2.0% in tier
- + Total Members: Top 2.4% in tier
- + Total Assets: Top 3.6% in tier
- + AMR Growth Rate: Top 5.0% in tier
- + Total Deposits: Top 7.1% in tier
Key Concerns
Areas that may need attention
- - Efficiency ratio 41.26% above tier (higher cost structure)
- - Delinquency rate 5.84% above tier average
- - Member decline: -12.7% YoY
- - Net Charge-Off Rate: Bottom 1.4% in tier
- - Total Delinquency Rate (60+ days): Bottom 3.7% in tier
- - Member Growth Rate: Bottom 4.1% in tier
NEW · Q2 2026 RECAP
Your Quarter, Wrapped
A 35-second highlight reel of your Q2 2026 — the wins worth celebrating and the one signal worth watching, pulled straight from your scorecard data.
Q2 2026 at a glance
- One of 2,437 credit unions with under $100M in assets nationally, and 1 of 42 that size in Arkansas.
- Shares and deposits +4.6% year over year ($69.7M in shares and deposits).
- Membership: 8,679 members, -12.7% vs a year ago.
- Delinquency rate 7.38%.
- Return on assets 5.90%.
- Efficiency ratio 130.03% vs a 88.77% peer average.
- Loan-to-share ratio 85.35% vs a 58.89% peer average.
Data period: Q2 2026 NCUA call report. Animation disabled (reduced-motion preference). Full details in the metrics table below.
Core Metrics
As of 2026-Q2
| Metric | Current | vs Tier | Tier Avg | State Avg (AR) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
8,679
-12.7% YoY-10.5% QoQ
|
+6.1K |
2,585
-1.7% YoY
|
8,161
+10.4% YoY
|
34,678
+6.6% YoY
|
Top 2.5% in tier |
| Assets |
$90.5M
+0.9% YoY-4.4% QoQ
|
+$60.3M |
$30.3M
+1.5% YoY
|
$115.8M
+17.0% YoY
|
$593.1M
+10.2% YoY
|
Top 3.7% in tier |
| Loans |
$59.5M
-4.0% YoY-2.6% QoQ
|
+$44.0M |
$15.5M
-1.7% YoY
|
$84.2M
+19.9% YoY
|
$418.6M
+10.1% YoY
|
Top 2.1% in tier |
| Deposits |
$69.7M
+4.6% YoY-1.7% QoQ
|
+$43.9M |
$25.8M
+1.1% YoY
|
$93.4M
+13.5% YoY
|
$504.8M
+10.3% YoY
|
Top 7.1% in tier |
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| ROA |
5.9%
-636.7% YoY-5972.6% QoQ
|
+4.4% |
1.5%
+241.5% YoY
|
1.6%
+705.7% YoY
|
1.2%
+121.4% YoY
|
Top 1.4% in tier |
| NIM |
3.1%
-36.7% YoY-29.5% QoQ
|
-0.8% |
3.9%
+0.9% YoY
|
4.1%
-5.5% YoY
|
3.8%
+2.3% YoY
|
20% |
| Efficiency Ratio |
130.0%
+75.0% YoY+50.9% QoQ
|
+41.3% |
88.8%
-6.9% YoY
|
86.5%
+3.6% YoY
|
83.0%
-5.3% YoY
|
Bottom 3.4% in tier |
| Delinquency Rate |
7.4%
-12.3% YoY-25.2% QoQ
|
+5.8 |
1.5%
+2.1% YoY
|
1.9%
+36.9% YoY
|
1.3%
+2.6% YoY
|
Bottom 3.7% in tier |
| Loan To Share |
85.3%
-8.2% YoY-1.0% QoQ
|
+26.5% |
58.9%
-3.1% YoY
|
71.8%
-1.2% YoY
|
66.4%
-1.4% YoY
|
Top 13.8% in tier |
| AMR |
$14,888
+15.1% YoY+9.3% QoQ
|
$-74 |
$14,963
-6.8% YoY
|
$12,982
+3.9% YoY
|
$20,028
-0.9% YoY
|
55% |
| CD Concentration |
29.1%
+16.7% YoY+2.4% QoQ
|
+4.6% | 24.6% | 15.4% | 20.0% | 50% |
| Indirect Auto % | 0.0% | -13.6% | 13.6% | 2.2% | 7.7% | 50% |
Signature Analysis
Strengths (0)
Concerns (0)
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)