BlastPoint's Credit Union Scorecard
CHURCHILL COUNTY
Charter #11824 · NV
CHURCHILL COUNTY has 6 strengths but faces 2 concerns
Key Strengths
Areas where this CU excels compared to peers
- + ROA 1.01% above tier average
- + First Mortgage Concentration (%): Top 0.0% in tier
- + Efficiency Ratio: Top 0.8% in tier
- + Members Per Employee (MPE): Top 3.7% in tier
- + Average Member Relationship (AMR): Top 4.9% in tier
- + Total Assets: Top 10.0% in tier
Key Concerns
Areas that may need attention
- - Member decline: -3.3% YoY
- - Indirect Auto Concentration (%): Bottom 1.9% in tier
Core Metrics
As of 2025-Q4
| Metric | Current | vs Tier | Tier Avg | State Avg (NV) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
2,996
-3.3% YoY-0.9% QoQ
|
+380 |
2,615
-1.9% YoY
|
31,880
+2.5% YoY
|
33,374
+5.7% YoY
|
67% |
| Assets |
$74.9M
+6.2% YoY+2.0% QoQ
|
+$44.7M |
$30.1M
+2.1% YoY
|
$660.6M
+4.0% YoY
|
$561.6M
+9.7% YoY
|
Top 10.0% in tier |
| Loans |
$27.4M
-9.5% YoY-2.4% QoQ
|
+$11.6M |
$15.8M
-1.3% YoY
|
$406.3M
+6.8% YoY
|
$397.0M
+8.8% YoY
|
80% |
| Deposits |
$59.7M
+5.6% YoY+2.2% QoQ
|
+$34.0M |
$25.7M
+1.4% YoY
|
$587.0M
+2.8% YoY
|
$477.3M
+9.7% YoY
|
Top 12.6% in tier |
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| ROA |
1.6%
+34.3% YoY-11.3% QoQ
|
+1.0% |
0.6%
+10.8% YoY
|
0.9%
+27.5% YoY
|
0.7%
+15.9% YoY
|
Top 12.8% in tier |
| NIM |
2.9%
+14.0% YoY-1.3% QoQ
|
-1.1% |
4.0%
+4.0% YoY
|
3.3%
+5.5% YoY
|
3.8%
+5.1% YoY
|
15% |
| Efficiency Ratio |
31.2%
-15.7% YoY+6.8% QoQ
|
-51.3% |
82.6%
-2.3% YoY
|
68.1%
-5.4% YoY
|
79.7%
-3.3% YoY
|
Bottom 0.8% in tier |
| Delinquency Rate |
1.4%
-34.2% YoY-13.1% QoQ
|
-0.1 |
1.6%
-3.1% YoY
|
0.8%
-19.2% YoY
|
1.3%
-2.1% YoY
|
70% |
| Loan To Share |
45.9%
-14.3% YoY-4.5% QoQ
|
-14.7% |
60.6%
-3.1% YoY
|
62.7%
+2.7% YoY
|
67.4%
-1.7% YoY
|
28% |
| AMR |
$29,051
+3.8% YoY+1.6% QoQ
|
+$14K |
$14,783
-1.4% YoY
|
$29,144
+3.1% YoY
|
$19,687
+2.0% YoY
|
Top 5.0% in tier |
| CD Concentration |
26.2%
+38.6% YoY+5.9% QoQ
|
+1.8% | 24.4% | 18.3% | 19.8% | 50% |
| Indirect Auto % |
47.8%
-1.8% YoY+0.7% QoQ
|
+34.0% | 13.8% | 22.8% | 7.8% | 50% |
Signature Analysis
Strengths (0)
Concerns (0)
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)