BlastPoint's Credit Union Scorecard
CHURCHILL COUNTY
Charter #11824 · NV
CHURCHILL COUNTY has 5 strengths but faces 2 concerns
Key Strengths
Areas where this CU excels compared to peers
- + ROA 0.27% above tier average
- + Efficiency Ratio: Top 0.8% in tier
- + Members Per Employee (MPE): Top 3.7% in tier
- + Average Member Relationship (AMR): Top 4.7% in tier
- + Total Assets: Top 9.3% in tier
Key Concerns
Areas that may need attention
- - Member decline: -3.0% YoY
- - Indirect Auto Concentration (%): Bottom 1.5% in tier
NEW · Q2 2026 RECAP
Your Quarter, Wrapped
A 35-second highlight reel of your Q2 2026 — the wins worth celebrating and the one signal worth watching, pulled straight from your scorecard data.
Q2 2026 at a glance
- One of 2,437 credit unions with under $100M in assets nationally, and 1 of 2 that size in Nevada.
- Shares and deposits +3.9% year over year ($60.7M in shares and deposits).
- Membership: 2,956 members, -3.0% vs a year ago.
- Delinquency rate 0.93%.
- Return on assets 1.77%.
- Efficiency ratio 33.93% vs a 88.77% peer average.
- Loan-to-share ratio 44.16% vs a 58.89% peer average.
Data period: Q2 2026 NCUA call report. Animation disabled (reduced-motion preference). Full details in the metrics table below.
Core Metrics
As of 2026-Q2
| Metric | Current | vs Tier | Tier Avg | State Avg (NV) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
2,956
-3.0% YoY-0.9% QoQ
|
+370 |
2,585
-1.7% YoY
|
30,953
-1.9% YoY
|
34,678
+6.6% YoY
|
67% |
| Assets |
$76.7M
+4.6% YoY+0.7% QoQ
|
+$46.4M |
$30.3M
+1.5% YoY
|
$560.7M
-15.0% YoY
|
$593.1M
+10.2% YoY
|
Top 9.3% in tier |
| Loans |
$26.8M
-7.3% YoY-0.5% QoQ
|
+$11.4M |
$15.5M
-1.7% YoY
|
$340.9M
-13.9% YoY
|
$418.6M
+10.1% YoY
|
80% |
| Deposits |
$60.7M
+3.9% YoY+0.3% QoQ
|
+$34.9M |
$25.8M
+1.1% YoY
|
$498.9M
-14.9% YoY
|
$504.8M
+10.3% YoY
|
Top 12.0% in tier |
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| ROA |
1.8%
-17.0% YoY+5.8% QoQ
|
+0.3% |
1.5%
+241.5% YoY
|
1.1%
+13.3% YoY
|
1.2%
+121.4% YoY
|
Top 13.8% in tier |
| NIM |
2.7%
-8.0% YoY+0.8% QoQ
|
-1.2% |
3.9%
+0.9% YoY
|
3.5%
+6.2% YoY
|
3.8%
+2.3% YoY
|
Bottom 10.1% in tier |
| Efficiency Ratio |
33.9%
+18.4% YoY+1.3% QoQ
|
-54.8% |
88.8%
-6.9% YoY
|
64.7%
-5.7% YoY
|
83.0%
-5.3% YoY
|
Top 0.8% in tier |
| Delinquency Rate |
0.9%
-23.4% YoY+17.6% QoQ
|
-0.6 |
1.5%
+2.1% YoY
|
1.0%
+20.8% YoY
|
1.3%
+2.6% YoY
|
59% |
| Loan To Share |
44.2%
-10.7% YoY-0.8% QoQ
|
-14.7% |
58.9%
-3.1% YoY
|
62.4%
+0.7% YoY
|
66.4%
-1.4% YoY
|
28% |
| AMR |
$29,622
+3.2% YoY+1.0% QoQ
|
+$15K |
$14,963
-6.8% YoY
|
$25,344
-12.5% YoY
|
$20,028
-0.9% YoY
|
Top 4.8% in tier |
| CD Concentration |
29.3%
+24.2% YoY+3.5% QoQ
|
+4.8% | 24.6% | 18.1% | 20.0% | 50% |
| Indirect Auto % |
49.8%
+5.5% YoY+2.8% QoQ
|
+36.2% | 13.6% | 25.3% | 7.7% | 50% |
Signature Analysis
Strengths (0)
Concerns (0)
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)