BlastPoint's Credit Union Scorecard
CHURCHILL COUNTY
Charter #11824 · NV
CHURCHILL COUNTY has 5 strengths but faces 3 concerns
Key Strengths
Areas where this CU excels compared to peers
- + ROA 1.16% above tier average
- + First Mortgage Concentration (%): Top 0.0% in tier
- + Efficiency Ratio: Top 1.0% in tier
- + Members Per Employee (MPE): Top 1.0% in tier
- + Average Member Relationship (AMR): Top 4.9% in tier
Key Concerns
Areas that may need attention
- - Delinquency rate 0.11% above tier average
- - Member decline: -3.2% YoY
- - Indirect Auto Concentration (%): Bottom 1.9% in tier
Core Metrics
As of 2025-Q3
| Metric | Current | vs Tier | Tier Avg | State Avg (NV) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
3,023
-3.2% YoY-0.8% QoQ
|
+397 |
2,625
-2.2% YoY
|
31,753
+2.4% YoY
|
33,089
+6.1% YoY
|
67% |
| Assets |
$73.4M
+5.9% YoY+0.2% QoQ
|
+$43.6M |
$29.9M
+1.1% YoY
|
$652.3M
+3.7% YoY
|
$547.7M
+7.8% YoY
|
Top 10.4% in tier |
| Loans |
$28.1M
-13.4% YoY-2.9% QoQ
|
+$12.3M |
$15.8M
-2.4% YoY
|
$403.3M
+6.9% YoY
|
$388.7M
+8.6% YoY
|
80% |
| Deposits |
$58.4M
+5.1% YoY-0.2% QoQ
|
+$32.9M |
$25.5M
+0.4% YoY
|
$580.1M
+3.6% YoY
|
$464.6M
+9.3% YoY
|
Top 12.6% in tier |
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| ROA |
1.8%
+63.3% YoY-13.3% QoQ
|
+1.2% |
0.7%
-731.4% YoY
|
1.0%
-0.0% YoY
|
0.7%
+273.4% YoY
|
Top 12.1% in tier |
| NIM |
2.9%
+21.5% YoY-0.9% QoQ
|
-1.0% |
3.9%
+3.8% YoY
|
3.3%
+3.9% YoY
|
3.7%
+5.0% YoY
|
16% |
| Efficiency Ratio |
29.2%
-24.1% YoY+2.0% QoQ
|
-52.2% |
81.4%
-2.4% YoY
|
67.2%
-0.6% YoY
|
79.1%
-3.3% YoY
|
Bottom 1.0% in tier |
| Delinquency Rate |
1.6%
+29.1% YoY+33.9% QoQ
|
+0.1 |
1.5%
-2.0% YoY
|
0.9%
+2.2% YoY
|
1.2%
-0.9% YoY
|
74% |
| Loan To Share |
48.1%
-17.6% YoY-2.8% QoQ
|
-13.1% |
61.2%
-3.0% YoY
|
63.1%
+0.5% YoY
|
68.0%
-1.7% YoY
|
30% |
| AMR |
$28,599
+1.5% YoY-0.3% QoQ
|
+$14K |
$14,627
-2.7% YoY
|
$28,845
+4.1% YoY
|
$19,418
+1.3% YoY
|
Top 4.9% in tier |
| CD Concentration |
24.8%
+43.8% YoY+5.0% QoQ
|
+0.4% |
24.4%
+4.2% YoY
|
18.3%
+6.3% YoY
|
19.6%
+6.2% YoY
|
50% |
| Indirect Auto % |
47.5%
-3.8% YoY+0.6% QoQ
|
+33.5% |
14.0%
-5.7% YoY
|
22.8%
-3.2% YoY
|
7.9%
-2.9% YoY
|
50% |
Signature Analysis
Strengths (0)
Concerns (0)
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)