✦ Missed CU Wrapped 2025? Read the full Year in Review →

BlastPoint's Credit Union Scorecard

CHURCHILL COUNTY

Charter #11824 · NV

<100M
2508 CUs in <100M nationally 2 in NV

CHURCHILL COUNTY has 5 strengths but faces 2 concerns

Key Strengths

Areas where this CU excels compared to peers

  • + ROA 1.52% above tier average
  • + Efficiency Ratio: Top 1.2% in tier
  • + Members Per Employee (MPE): Top 3.6% in tier
  • + Average Member Relationship (AMR): Top 4.8% in tier
  • + Total Assets: Top 9.3% in tier

Key Concerns

Areas that may need attention

  • - Member decline: -2.5% YoY
  • - Indirect Auto Concentration (%): Bottom 1.6% in tier

Core Metrics

As of 2026-Q1

Metric Current vs Tier Tier Avg State Avg (NV) National Avg Tier Percentile
Members 2,983
-2.5% YoY-0.4% QoQ
+306 2,676
+1.6% YoY
32,180
+2.8% YoY
33,913
+5.7% YoY
68%
Assets $76.1M
+7.1% YoY+1.7% QoQ
+$46.0M $30.2M
+1.3% YoY
$671.4M
+1.9% YoY
$578.3M
+9.0% YoY
Top 9.3% in tier
Loans $26.9M
-4.7% YoY-1.6% QoQ
+$11.7M $15.3M
-2.0% YoY
$412.3M
+6.6% YoY
$402.4M
+8.7% YoY
80%
Deposits $60.6M
+6.8% YoY+1.5% QoQ
+$34.8M $25.8M
+0.7% YoY
$596.1M
+1.1% YoY
$494.3M
+9.1% YoY
Top 12.0% in tier

See Your Full Scorecard

Unlock complete metrics, rankings, and AI-powered insights — always free

Tier 1
50+ financial metrics with peer benchmarks
Performance signatures (strengths & concerns)
AI-generated insights and rankings

Want to see an example first? Preview Navy Federal's scorecard →

ROA 1.7%
-23.9% YoY+2.0% QoQ
+1.5% 0.1%
-77.6% YoY
1.1%
+7.8% YoY
0.4%
-39.2% YoY
Top 11.7% in tier
NIM 2.7%
-9.1% YoY-6.6% QoQ
-1.3% 4.0%
+4.0% YoY
3.4%
+4.6% YoY
3.8%
+4.1% YoY
Bottom 10.8% in tier
Efficiency Ratio 33.5%
+18.6% YoY+7.3% QoQ
-57.1% 90.6%
+6.5% YoY
66.3%
-4.8% YoY
84.6%
+2.8% YoY
Top 1.2% in tier
Delinquency Rate 0.8%
-20.5% YoY-44.0% QoQ
-0.7 1.5%
+3.8% YoY
0.7%
-19.9% YoY
1.2%
+3.4% YoY
57%
Loan To Share 44.5%
-10.8% YoY-3.1% QoQ
-14.0% 58.5%
-3.0% YoY
62.0%
+3.3% YoY
65.6%
-1.4% YoY
28%
AMR $29,335
+5.6% YoY+1.0% QoQ
+$14K $14,884
-1.7% YoY
$29,327
+2.2% YoY
$19,920
+1.6% YoY
Top 4.8% in tier
CD Concentration 28.3%
+34.5% YoY+7.9% QoQ
+4.0% 24.3% 17.9% 19.8% 50%
Indirect Auto % 48.5%
+0.2% YoY+1.3% QoQ
+34.7% 13.8% 23.4% 7.7% 50%

Signature Analysis

Strengths (0)

No strengths identified

Concerns (0)

No concerns identified

Metric Rankings

See how this credit union ranks across all tracked metrics compared to peers.

Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)

Comparing against 2508 peers in tier

Top Strengths (13 metrics)

1
First Mortgage Concentration (%)
balance_sheet
Value: 0.00%
Peer Median: 3.66%
#1 of 2508 Top 0.1% in <100M tier
32
Efficiency Ratio
profitability
Value: 33.49%
Peer Median: 81.45%
#32 of 2508 Top 1.2% in <100M tier
92
Members Per Employee (MPE)
engagement
Value: 745.750
Peer Median: 333.750
#92 of 2508 Top 3.6% in <100M tier
121
Average Member Relationship (AMR)
engagement
Value: $29,335
Peer Median: $13,926
#121 of 2508 Top 4.8% in <100M tier
233
Total Assets
balance_sheet
Value: $76.15M
Peer Median: $21.86M
#233 of 2508 Top 9.3% in <100M tier
289
Loan-to-Member Ratio (LMR)
engagement
Value: $9,033
Peer Median: $4,923
#289 of 2508 Top 11.5% in <100M tier
294
Return on Assets (ROA)
profitability
Value: 1.67%
Peer Median: 0.61%
#294 of 2508 Top 11.7% in <100M tier
301
Total Deposits
balance_sheet
Value: $60.56M
Peer Median: $18.77M
#301 of 2508 Top 12.0% in <100M tier
366
Asset Growth Rate
growth
Value: 7.08%
Peer Median: 1.30%
#366 of 2508 Top 14.6% in <100M tier
408
Deposit Growth Rate
growth
Value: 6.84%
Peer Median: 0.66%
#408 of 2508 Top 16.2% in <100M tier

Top Weaknesses (4 metrics)

2469
Indirect Auto Concentration (%)
balance_sheet
Value: 48.45%
Peer Median: 0.00%
#2469 of 2508 Bottom 1.6% in <100M tier
2238
Net Interest Margin (NIM)
profitability
Value: 2.68%
Peer Median: 3.83%
#2238 of 2508 Bottom 10.8% in <100M tier
2008
Share Certificate Concentration (%)
balance_sheet
Value: 28.31%
Peer Median: 12.45%
#2008 of 2508 Bottom 20.0% in <100M tier
1888
Net Charge-Off Rate
risk
Value: 0.54%
Peer Median: 0.07%
#1888 of 2508 Bottom 24.8% in <100M tier
Link copied to clipboard!