BlastPoint's Credit Union Scorecard
A.C.P.E.
Charter #11867 · WY
A.C.P.E. has 8 strengths but faces 1 concern
Key Strengths
Areas where this CU excels compared to peers
- + ROA 1.53% above tier average
- + Total Loans: Top 6.3% in tier
- + Asset Growth Rate: Top 6.6% in tier
- + Total Deposits: Top 7.7% in tier
- + Deposit Growth Rate: Top 8.6% in tier
- + Loan-to-Member Ratio (LMR): Top 8.7% in tier
- + Total Assets: Top 8.9% in tier
- + Efficiency Ratio: Top 9.4% in tier
Key Concerns
Areas that may need attention
- - Indirect Auto Concentration (%): Bottom 1.5% in tier
Core Metrics
As of 2026-Q1
| Metric | Current | vs Tier | Tier Avg | State Avg (WY) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
4,750
+1.4% YoY+0.7% QoQ
|
+2.1K |
2,676
+1.6% YoY
|
21,934
+2.5% YoY
|
33,913
+5.7% YoY
|
85% |
| Assets |
$77.1M
+10.5% YoY+1.3% QoQ
|
+$46.9M |
$30.2M
+1.3% YoY
|
$341.2M
+5.8% YoY
|
$578.3M
+9.0% YoY
|
Top 9.0% in tier |
| Loans |
$46.6M
-4.3% YoY-2.9% QoQ
|
+$31.3M |
$15.3M
-2.0% YoY
|
$250.8M
+3.8% YoY
|
$402.4M
+8.7% YoY
|
Top 6.3% in tier |
| Deposits |
$68.2M
+9.9% YoY+1.0% QoQ
|
+$42.4M |
$25.8M
+0.7% YoY
|
$290.8M
+4.6% YoY
|
$494.3M
+9.1% YoY
|
Top 7.7% in tier |
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| ROA |
1.7%
-7.0% YoY+3.6% QoQ
|
+1.5% |
0.1%
-77.6% YoY
|
1.0%
-6.8% YoY
|
0.4%
-39.2% YoY
|
Top 11.4% in tier |
| NIM |
4.0%
-6.6% YoY+0.3% QoQ
|
+0.0% |
4.0%
+4.0% YoY
|
3.9%
-0.5% YoY
|
3.8%
+4.1% YoY
|
59% |
| Efficiency Ratio |
57.2%
-0.2% YoY+0.6% QoQ
|
-33.4% |
90.6%
+6.5% YoY
|
73.8%
+4.7% YoY
|
84.6%
+2.8% YoY
|
Top 9.4% in tier |
| Delinquency Rate |
0.5%
-23.7% YoY-27.9% QoQ
|
-1.0 |
1.5%
+3.8% YoY
|
1.7%
+17.4% YoY
|
1.2%
+3.4% YoY
|
43% |
| Loan To Share |
68.4%
-12.9% YoY-3.9% QoQ
|
+9.9% |
58.5%
-3.0% YoY
|
76.1%
-2.5% YoY
|
65.6%
-1.4% YoY
|
65% |
| AMR |
$24,165
+2.2% YoY-1.4% QoQ
|
+$9K |
$14,884
-1.7% YoY
|
$23,399
+4.1% YoY
|
$19,920
+1.6% YoY
|
Top 10.1% in tier |
| CD Concentration |
17.2%
-10.3% YoY-4.5% QoQ
|
-7.1% | 24.3% | 26.4% | 19.8% | 50% |
| Indirect Auto % |
50.5%
+5.6% YoY+1.9% QoQ
|
+36.7% | 13.8% | 19.3% | 7.7% | 50% |
Signature Analysis
Strengths (0)
Concerns (0)
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)