BlastPoint's Credit Union Scorecard
CASTPARTS EMPLOYEES
Charter #11905 · OR
CASTPARTS EMPLOYEES has 4 strengths but faces 3 concerns
Key Strengths
Areas where this CU excels compared to peers
- + Net Interest Margin 0.15% above tier average
- + Total Loans: Top 5.6% in tier
- + Loan-to-Member Ratio (LMR): Top 7.3% in tier
- + Total Assets: Top 9.3% in tier
Key Concerns
Areas that may need attention
- - ROA 0.17% below tier average
- - Efficiency ratio 6.83% above tier (higher cost structure)
- - Indirect Auto Concentration (%): Bottom 8.7% in tier
Core Metrics
As of 2025-Q3
| Metric | Current | vs Tier | Tier Avg | State Avg (OR) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
4,809
-1.4% YoY+0.9% QoQ
|
+2.2K |
2,625
-2.2% YoY
|
48,799
+9.4% YoY
|
33,089
+6.1% YoY
|
84% |
| Assets |
$75.9M
+0.1% YoY-0.6% QoQ
|
+$46.0M |
$29.9M
+1.1% YoY
|
$801.2M
+7.5% YoY
|
$547.7M
+7.8% YoY
|
Top 9.3% in tier |
| Loans |
$49.4M
-0.4% YoY+1.7% QoQ
|
+$33.7M |
$15.8M
-2.4% YoY
|
$546.0M
+10.9% YoY
|
$388.7M
+8.6% YoY
|
Top 5.7% in tier |
| Deposits |
$63.0M
-1.5% YoY-1.5% QoQ
|
+$37.5M |
$25.5M
+0.4% YoY
|
$683.7M
+7.5% YoY
|
$464.6M
+9.3% YoY
|
Top 10.3% in tier |
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| ROA |
0.5%
-21.0% YoY+13.2% QoQ
|
-0.2% |
0.7%
-731.4% YoY
|
0.7%
+15.2% YoY
|
0.7%
+273.4% YoY
|
37% |
| NIM |
4.1%
+19.1% YoY+2.7% QoQ
|
+0.2% |
3.9%
+3.8% YoY
|
3.9%
+7.2% YoY
|
3.7%
+5.0% YoY
|
58% |
| Efficiency Ratio |
88.2%
+5.9% YoY-0.8% QoQ
|
+6.8% |
81.4%
-2.4% YoY
|
76.2%
-3.6% YoY
|
79.1%
-3.3% YoY
|
73% |
| Delinquency Rate |
0.8%
+1.8% YoY+25.2% QoQ
|
-0.7 |
1.5%
-2.0% YoY
|
0.9%
-6.6% YoY
|
1.2%
-0.9% YoY
|
56% |
| Loan To Share |
78.5%
+1.1% YoY+3.2% QoQ
|
+17.2% |
61.2%
-3.0% YoY
|
76.2%
+0.8% YoY
|
68.0%
-1.7% YoY
|
75% |
| AMR |
$23,380
+0.4% YoY-1.0% QoQ
|
+$9K |
$14,627
-2.7% YoY
|
$25,038
+0.5% YoY
|
$19,418
+1.3% YoY
|
Top 11.0% in tier |
| CD Concentration |
22.2%
-2.2% YoY+0.5% QoQ
|
-2.2% |
24.4%
+4.2% YoY
|
16.6%
+1.3% YoY
|
19.6%
+6.2% YoY
|
50% |
| Indirect Auto % |
11.8%
-3.8% YoY-4.3% QoQ
|
-2.2% |
14.0%
-5.7% YoY
|
13.9%
-0.5% YoY
|
7.9%
-2.9% YoY
|
50% |
Signature Analysis
Strengths (0)
Concerns (0)
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)