BlastPoint's Credit Union Scorecard
CASTPARTS EMPLOYEES
Charter #11905 · OR
CASTPARTS EMPLOYEES has 4 strengths but faces 2 concerns
Key Strengths
Areas where this CU excels compared to peers
- + Net Interest Margin 0.19% above tier average
- + Total Loans: Top 5.9% in tier
- + Loan-to-Member Ratio (LMR): Top 6.9% in tier
- + Total Assets: Top 9.3% in tier
Key Concerns
Areas that may need attention
- - Efficiency ratio 4.22% above tier (higher cost structure)
- - Indirect Auto Concentration (%): Bottom 8.5% in tier
Core Metrics
As of 2025-Q4
| Metric | Current | vs Tier | Tier Avg | State Avg (OR) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
4,706
-1.1% YoY-2.1% QoQ
|
+2.1K |
2,615
-1.9% YoY
|
49,474
+8.2% YoY
|
33,374
+5.7% YoY
|
84% |
| Assets |
$76.4M
+1.3% YoY+0.6% QoQ
|
+$46.2M |
$30.1M
+2.1% YoY
|
$800.8M
+6.1% YoY
|
$561.6M
+9.7% YoY
|
Top 9.3% in tier |
| Loans |
$49.4M
+0.0% YoY-0.1% QoQ
|
+$33.6M |
$15.8M
-1.3% YoY
|
$554.3M
+9.3% YoY
|
$397.0M
+8.8% YoY
|
Top 5.9% in tier |
| Deposits |
$63.4M
+0.4% YoY+0.7% QoQ
|
+$37.7M |
$25.7M
+1.4% YoY
|
$686.9M
+6.2% YoY
|
$477.3M
+9.7% YoY
|
Top 10.3% in tier |
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| ROA |
0.6%
-13.8% YoY+14.9% QoQ
|
+0.0% |
0.6%
+10.8% YoY
|
0.6%
+1.0% YoY
|
0.7%
+15.9% YoY
|
45% |
| NIM |
4.1%
+16.0% YoY+1.3% QoQ
|
+0.2% |
4.0%
+4.0% YoY
|
3.9%
+7.3% YoY
|
3.8%
+5.1% YoY
|
60% |
| Efficiency Ratio |
86.8%
+4.2% YoY-1.6% QoQ
|
+4.2% |
82.6%
-2.3% YoY
|
79.6%
-0.7% YoY
|
79.7%
-3.3% YoY
|
68% |
| Delinquency Rate |
1.1%
+61.0% YoY+33.0% QoQ
|
-0.4 |
1.6%
-3.1% YoY
|
1.1%
+23.3% YoY
|
1.3%
-2.1% YoY
|
63% |
| Loan To Share |
77.9%
-0.3% YoY-0.7% QoQ
|
+17.3% |
60.6%
-3.1% YoY
|
76.3%
+0.6% YoY
|
67.4%
-1.7% YoY
|
76% |
| AMR |
$23,973
+1.3% YoY+2.5% QoQ
|
+$9K |
$14,783
-1.4% YoY
|
$24,960
+0.4% YoY
|
$19,687
+2.0% YoY
|
Top 10.1% in tier |
| CD Concentration |
22.0%
-0.3% YoY-0.6% QoQ
|
-2.4% | 24.4% | 16.6% | 19.8% | 50% |
| Indirect Auto % |
11.1%
-7.4% YoY-5.8% QoQ
|
-2.7% | 13.8% | 13.7% | 7.8% | 50% |
Signature Analysis
Strengths (0)
Concerns (0)
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)