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BlastPoint's Credit Union Scorecard

ANG

Charter #11975 · AL

<100M
2508 CUs in <100M nationally 53 in AL

ANG has 1 strength but faces 2 concerns

Key Strengths

Areas where this CU excels compared to peers

  • + ROA 0.48% above tier average

Key Concerns

Areas that may need attention

  • - Delinquency rate 0.41% above tier average
  • - Member decline: -2.7% YoY

Core Metrics

As of 2026-Q1

Metric Current vs Tier Tier Avg State Avg (AL) National Avg Tier Percentile
Members 1,778
-2.7% YoY-0.5% QoQ
-898 2,676
+1.6% YoY
28,055
-6.4% YoY
33,913
+5.7% YoY
47%
Assets $24.2M
-1.5% YoY-3.4% QoQ
$-6.0M $30.2M
+1.3% YoY
$451.2M
+7.2% YoY
$578.3M
+9.0% YoY
53%
Loans $10.1M
-6.3% YoY-6.7% QoQ
$-5.2M $15.3M
-2.0% YoY
$260.3M
+6.6% YoY
$402.4M
+8.7% YoY
52%
Deposits $21.7M
-2.5% YoY-3.4% QoQ
$-4.0M $25.8M
+0.7% YoY
$395.2M
+6.0% YoY
$494.3M
+9.1% YoY
54%

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Tier 1
50+ financial metrics with peer benchmarks
Performance signatures (strengths & concerns)
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ROA 0.6%
+7.1% YoY-36.1% QoQ
+0.5% 0.1%
-77.6% YoY
0.6%
-14.6% YoY
0.4%
-39.2% YoY
51%
NIM 3.7%
+15.0% YoY+5.1% QoQ
-0.3% 4.0%
+4.0% YoY
3.7%
+0.6% YoY
3.8%
+4.1% YoY
44%
Efficiency Ratio 82.4%
+2.2% YoY+7.4% QoQ
-8.2% 90.6%
+6.5% YoY
80.4%
-0.1% YoY
84.6%
+2.8% YoY
52%
Delinquency Rate 1.9%
+535.4% YoY+1865.7% QoQ
+0.4 1.5%
+3.8% YoY
1.6%
+17.5% YoY
1.2%
+3.4% YoY
80%
Loan To Share 46.3%
-3.9% YoY-3.5% QoQ
-12.2% 58.5%
-3.0% YoY
59.2%
-1.1% YoY
65.6%
-1.4% YoY
31%
AMR $17,893
-1.1% YoY-4.0% QoQ
+$3K $14,884
-1.7% YoY
$17,504
+3.5% YoY
$19,920
+1.6% YoY
69%
CD Concentration 5.7%
-8.7% YoY+0.4% QoQ
-18.5% 24.3% 21.3% 19.8% 50%
Indirect Auto % 0.0% -13.8% 13.8% 5.1% 7.7% 50%

Signature Analysis

Strengths (0)

No strengths identified

Concerns (0)

No concerns identified

Metric Rankings

See how this credit union ranks across all tracked metrics compared to peers.

Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)

Comparing against 2508 peers in tier

Top Strengths (2 metrics)

1
Indirect Auto Concentration (%)
balance_sheet
Value: 0.00%
Peer Median: 0.00%
#1 of 2508 Top 0.1% in <100M tier
510
Net Charge-Off Rate
risk
Value: 0.00%
Peer Median: 0.07%
#510 of 2508 Top 20.3% in <100M tier

Top Weaknesses (2 metrics)

2108
Net Worth Ratio
risk
Value: 9.83%
Peer Median: 14.28%
#2108 of 2508 Bottom 16.0% in <100M tier
2006
Total Delinquency Rate (60+ days)
risk
Value: 1.91%
Peer Median: 0.65%
#2006 of 2508 Bottom 20.1% in <100M tier
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