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BlastPoint's Credit Union Scorecard

OMAHA POLICE

Charter #12319 · NE

<100M
2437 CUs in <100M nationally 34 in NE

OMAHA POLICE has 6 strengths but faces 3 concerns

Key Strengths

Areas where this CU excels compared to peers

  • + Strong member growth: 16.3% YoY
  • + Total Deposits: Top 1.0% in tier
  • + Total Assets: Top 1.6% in tier
  • + Member Growth Rate: Top 2.5% in tier
  • + Total Loans: Top 4.5% in tier
  • + Total Members: Top 7.7% in tier

Key Concerns

Areas that may need attention

  • - ROA 0.52% below tier average
  • - AMR Growth Rate: Bottom 4.6% in tier
  • - Indirect Auto Concentration (%): Bottom 8.4% in tier

NEW · Q2 2026 RECAP

Your Quarter, Wrapped

A 35-second highlight reel of your Q2 2026 — the wins worth celebrating and the one signal worth watching, pulled straight from your scorecard data.

Q2 2026 at a glance

  • One of 2,437 credit unions with under $100M in assets nationally, and 1 of 34 that size in Nebraska.
  • Shares and deposits -1.9% year over year ($84.9M in shares and deposits).
  • Membership: 6,236 members, +16.3% vs a year ago.
  • Delinquency rate 0.01%.
  • Return on assets 0.97%.
  • Efficiency ratio 78.84% vs a 88.77% peer average.
  • Loan-to-share ratio 60.87% vs a 58.89% peer average.

Data period: Q2 2026 NCUA call report. Animation disabled (reduced-motion preference). Full details in the metrics table below.

Core Metrics

As of 2026-Q2

Metric Current vs Tier Tier Avg State Avg (NE) National Avg Tier Percentile
Members 6,236
+16.3% YoY-0.3% QoQ
+3.7K 2,585
-1.7% YoY
11,070
-2.8% YoY
34,678
+6.6% YoY
Top 7.7% in tier
Assets $94.8M
+0.3% YoY-1.0% QoQ
+$64.6M $30.3M
+1.5% YoY
$139.7M
+2.9% YoY
$593.1M
+10.2% YoY
Top 1.6% in tier
Loans $51.7M
+4.4% YoY+1.7% QoQ
+$36.2M $15.5M
-1.7% YoY
$101.1M
+5.0% YoY
$418.6M
+10.1% YoY
Top 4.6% in tier
Deposits $84.9M
-1.9% YoY-1.6% QoQ
+$59.1M $25.8M
+1.1% YoY
$119.4M
+3.3% YoY
$504.8M
+10.3% YoY
Top 1.0% in tier

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Tier 1
50+ financial metrics with peer benchmarks
Performance signatures (strengths & concerns)
AI-generated insights and rankings

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ROA 1.0%
-18.8% YoY-10.8% QoQ
-0.5% 1.5%
+241.5% YoY
1.1%
+69.2% YoY
1.2%
+121.4% YoY
59%
NIM 3.9%
+9.1% YoY+1.4% QoQ
+0.0% 3.9%
+0.9% YoY
4.1%
+6.3% YoY
3.8%
+2.3% YoY
49%
Efficiency Ratio 78.8%
+10.9% YoY+3.4% QoQ
-9.9% 88.8%
-6.9% YoY
79.7%
-2.7% YoY
83.0%
-5.3% YoY
45%
Delinquency Rate 0.0% -1.5 1.5%
+2.1% YoY
1.2%
+28.5% YoY
1.3%
+2.6% YoY
Top 13.4% in tier
Loan To Share 60.9%
+6.4% YoY+3.3% QoQ
+2.0% 58.9%
-3.1% YoY
69.5%
+0.0% YoY
66.4%
-1.4% YoY
53%
AMR $21,892
-13.7% YoY-0.0% QoQ
+$7K $14,963
-6.8% YoY
$17,408
+1.9% YoY
$20,028
-0.9% YoY
84%
CD Concentration 11.9%
+2.6% YoY+0.1% QoQ
-12.7% 24.6% 22.2% 20.0% 50%
Indirect Auto % 10.5%
-9.4% YoY+0.5% QoQ
-3.1% 13.6% 5.2% 7.7% 50%

Signature Analysis

Strengths (0)

No strengths identified

Concerns (0)

No concerns identified

Metric Rankings

See how this credit union ranks across all tracked metrics compared to peers.

Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)

Comparing against 2437 peers in tier

Top Strengths (11 metrics)

25
Total Deposits
balance_sheet
Value: $84.87M
Peer Median: $18.69M
#25 of 2437 Top 1.0% in <100M tier
40
Total Assets
balance_sheet
Value: $94.83M
Peer Median: $21.91M
#40 of 2437 Top 1.6% in <100M tier
62
Member Growth Rate
growth
Value: 16.34%
Peer Median: -1.37%
#62 of 2437 Top 2.5% in <100M tier
111
Total Loans
balance_sheet
Value: $51.66M
Peer Median: $9.49M
#111 of 2437 Top 4.5% in <100M tier
188
Total Members
engagement
Value: 6,236
Peer Median: 1,902
#188 of 2437 Top 7.7% in <100M tier
259
Net Charge-Off Rate
risk
Value: -0.02%
Peer Median: 0.18%
#259 of 2437 Top 10.6% in <100M tier
327
Total Delinquency Rate (60+ days)
risk
Value: 0.01%
Peer Median: 0.70%
#327 of 2437 Top 13.4% in <100M tier
399
Average Member Relationship (AMR)
engagement
Value: $21,892
Peer Median: $13,967
#399 of 2437 Top 16.3% in <100M tier
401
Loan-to-Member Ratio (LMR)
engagement
Value: $8,283
Peer Median: $4,937
#401 of 2437 Top 16.4% in <100M tier
526
Loan Growth Rate
growth
Value: 4.40%
Peer Median: -2.63%
#526 of 2437 Top 21.5% in <100M tier

Top Weaknesses (3 metrics)

2326
AMR Growth Rate
growth
Value: -13.70%
Peer Median: 1.04%
#2326 of 2437 Bottom 4.6% in <100M tier
2234
Indirect Auto Concentration (%)
balance_sheet
Value: 10.48%
Peer Median: 0.00%
#2234 of 2437 Bottom 8.4% in <100M tier
2048
Net Worth Ratio
risk
Value: 9.92%
Peer Median: 14.28%
#2048 of 2437 Bottom 16.0% in <100M tier
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