BlastPoint's Credit Union Scorecard
PAHRANAGAT VALLEY
Charter #12686 · NV
PAHRANAGAT VALLEY demonstrates 5 strengths
Key Strengths
Areas where this CU excels compared to peers
- + ROA 0.16% above tier average
- + Total Delinquency Rate (60+ days): Top 0.0% in tier
- + Indirect Auto Concentration (%): Top 0.0% in tier
- + Asset Growth Rate: Top 6.6% in tier
- + Deposit Growth Rate: Top 7.2% in tier
Key Concerns
Areas that may need attention
No key concerns identified
Core Metrics
As of 2025-Q3
| Metric | Current | vs Tier | Tier Avg | State Avg (NV) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
2,232
+0.9% YoY-0.3% QoQ
|
-393 |
2,625
-2.2% YoY
|
31,753
+2.4% YoY
|
33,089
+6.1% YoY
|
56% |
| Assets |
$36.4M
+11.1% YoY+0.9% QoQ
|
+$6.5M |
$29.9M
+1.1% YoY
|
$652.3M
+3.7% YoY
|
$547.7M
+7.8% YoY
|
66% |
| Loans |
$15.0M
+0.9% YoY-4.8% QoQ
|
$-729K |
$15.8M
-2.4% YoY
|
$403.3M
+6.9% YoY
|
$388.7M
+8.6% YoY
|
61% |
| Deposits |
$32.7M
+11.1% YoY+0.7% QoQ
|
+$7.2M |
$25.5M
+0.4% YoY
|
$580.1M
+3.6% YoY
|
$464.6M
+9.3% YoY
|
68% |
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| ROA |
0.8%
+11.7% YoY+6.8% QoQ
|
+0.2% |
0.7%
-731.4% YoY
|
1.0%
-0.0% YoY
|
0.7%
+273.4% YoY
|
54% |
| NIM |
3.2%
-8.1% YoY+1.0% QoQ
|
-0.7% |
3.9%
+3.8% YoY
|
3.3%
+3.9% YoY
|
3.7%
+5.0% YoY
|
25% |
| Efficiency Ratio |
74.1%
-5.8% YoY-2.8% QoQ
|
-7.3% |
81.4%
-2.4% YoY
|
67.2%
-0.6% YoY
|
79.1%
-3.3% YoY
|
40% |
| Delinquency Rate |
0.0%
-100.0% YoY
|
-1.5 |
1.5%
-2.0% YoY
|
0.9%
+2.2% YoY
|
1.2%
-0.9% YoY
|
Bottom 0.0% in tier |
| Loan To Share |
46.0%
-9.2% YoY-5.4% QoQ
|
-15.2% |
61.2%
-3.0% YoY
|
63.1%
+0.5% YoY
|
68.0%
-1.7% YoY
|
27% |
| AMR |
$21,380
+6.7% YoY-0.8% QoQ
|
+$7K |
$14,627
-2.7% YoY
|
$28,845
+4.1% YoY
|
$19,418
+1.3% YoY
|
84% |
| CD Concentration |
13.8%
+2.3% YoY+3.4% QoQ
|
-10.7% |
24.4%
+4.2% YoY
|
18.3%
+6.3% YoY
|
19.6%
+6.2% YoY
|
50% |
| Indirect Auto % | 0.0% | -14.0% |
14.0%
-5.7% YoY
|
22.8%
-3.2% YoY
|
7.9%
-2.9% YoY
|
50% |
Signature Analysis
Strengths (0)
Concerns (0)
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)