BlastPoint's Credit Union Scorecard
PAHRANAGAT VALLEY
Charter #12686 · NV
PAHRANAGAT VALLEY faces 1 concern requiring attention
Key Strengths
Areas where this CU excels compared to peers
No key strengths identified
Key Concerns
Areas that may need attention
- - ROA 0.73% below tier average
NEW · Q2 2026 RECAP
Your Quarter, Wrapped
A 35-second highlight reel of your Q2 2026 — the wins worth celebrating and the one signal worth watching, pulled straight from your scorecard data.
Q2 2026 at a glance
- One of 2,437 credit unions with under $100M in assets nationally, and 1 of 2 that size in Nevada.
- Shares and deposits +5.9% year over year ($34.4M in shares and deposits).
- Membership: 2,262 members, +1.1% vs a year ago.
- Delinquency rate 0.13%.
- Return on assets 0.76%.
- Efficiency ratio 79.68% vs a 88.77% peer average.
- Loan-to-share ratio 43.98% vs a 58.89% peer average.
Data period: Q2 2026 NCUA call report. Animation disabled (reduced-motion preference). Full details in the metrics table below.
Core Metrics
As of 2026-Q2
| Metric | Current | vs Tier | Tier Avg | State Avg (NV) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
2,262
+1.1% YoY+0.9% QoQ
|
-323 |
2,585
-1.7% YoY
|
30,953
-1.9% YoY
|
34,678
+6.6% YoY
|
57% |
| Assets |
$38.3M
+6.3% YoY-0.8% QoQ
|
+$8.1M |
$30.3M
+1.5% YoY
|
$560.7M
-15.0% YoY
|
$593.1M
+10.2% YoY
|
67% |
| Loans |
$15.1M
-4.2% YoY+3.5% QoQ
|
$-334K |
$15.5M
-1.7% YoY
|
$340.9M
-13.9% YoY
|
$418.6M
+10.1% YoY
|
62% |
| Deposits |
$34.4M
+5.9% YoY-1.3% QoQ
|
+$8.6M |
$25.8M
+1.1% YoY
|
$498.9M
-14.9% YoY
|
$504.8M
+10.3% YoY
|
69% |
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| ROA |
0.8%
-2.8% YoY+9.5% QoQ
|
-0.7% |
1.5%
+241.5% YoY
|
1.1%
+13.3% YoY
|
1.2%
+121.4% YoY
|
48% |
| NIM |
3.2%
-1.3% YoY+0.6% QoQ
|
-0.7% |
3.9%
+0.9% YoY
|
3.5%
+6.2% YoY
|
3.8%
+2.3% YoY
|
22% |
| Efficiency Ratio |
79.7%
+4.5% YoY-1.2% QoQ
|
-9.1% |
88.8%
-6.9% YoY
|
64.7%
-5.7% YoY
|
83.0%
-5.3% YoY
|
48% |
| Delinquency Rate | 0.1% | -1.4 |
1.5%
+2.1% YoY
|
1.0%
+20.8% YoY
|
1.3%
+2.6% YoY
|
22% |
| Loan To Share |
44.0%
-9.6% YoY+4.8% QoQ
|
-14.9% |
58.9%
-3.1% YoY
|
62.4%
+0.7% YoY
|
66.4%
-1.4% YoY
|
27% |
| AMR |
$21,888
+1.5% YoY-0.8% QoQ
|
+$7K |
$14,963
-6.8% YoY
|
$25,344
-12.5% YoY
|
$20,028
-0.9% YoY
|
84% |
| CD Concentration |
14.7%
+10.7% YoY+0.7% QoQ
|
-9.8% | 24.6% | 18.1% | 20.0% | 50% |
| Indirect Auto % | 0.0% | -13.6% | 13.6% | 25.3% | 7.7% | 50% |
Signature Analysis
Strengths (0)
Concerns (0)
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)