BlastPoint's Credit Union Scorecard
COMMUNITY HEALTHCARE
Charter #12847 · WA
COMMUNITY HEALTHCARE faces 3 concerns requiring attention
Key Strengths
Areas where this CU excels compared to peers
No key strengths identified
Key Concerns
Areas that may need attention
- - ROA 1.43% below tier average
- - Efficiency ratio 3.28% above tier (higher cost structure)
- - Member decline: -2.1% YoY
NEW · Q2 2026 RECAP
Your Quarter, Wrapped
A 35-second highlight reel of your Q2 2026 — the wins worth celebrating and the one signal worth watching, pulled straight from your scorecard data.
Q2 2026 at a glance
- One of 2,437 credit unions with under $100M in assets nationally, and 1 of 33 that size in Washington.
- Shares and deposits -1.5% year over year ($17.7M in shares and deposits).
- Membership: 1,321 members, -2.1% vs a year ago.
- Delinquency rate 1.42%.
- Return on assets 0.06%.
- Efficiency ratio 92.05% vs a 88.77% peer average.
- Loan-to-share ratio 64.22% vs a 58.89% peer average.
Data period: Q2 2026 NCUA call report. Animation disabled (reduced-motion preference). Full details in the metrics table below.
Core Metrics
As of 2026-Q2
| Metric | Current | vs Tier | Tier Avg | State Avg (WA) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
1,321
-2.1% YoY-0.6% QoQ
|
-1.3K |
2,585
-1.7% YoY
|
69,472
+6.3% YoY
|
34,678
+6.6% YoY
|
37% |
| Assets |
$20.5M
-2.4% YoY-7.1% QoQ
|
$-9.8M |
$30.3M
+1.5% YoY
|
$1.3B
+8.7% YoY
|
$593.1M
+10.2% YoY
|
48% |
| Loans |
$11.4M
+8.1% YoY-0.0% QoQ
|
$-4.1M |
$15.5M
-1.7% YoY
|
$968.5M
+8.7% YoY
|
$418.6M
+10.1% YoY
|
55% |
| Deposits |
$17.7M
-1.5% YoY-4.7% QoQ
|
$-8.1M |
$25.8M
+1.1% YoY
|
$1.1B
+8.8% YoY
|
$504.8M
+10.3% YoY
|
49% |
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| ROA |
0.1%
-81.5% YoY-198.3% QoQ
|
-1.4% |
1.5%
+241.5% YoY
|
0.7%
+22.8% YoY
|
1.2%
+121.4% YoY
|
Bottom 4.2% in tier |
| NIM |
3.4%
-8.4% YoY+2.0% QoQ
|
-0.5% |
3.9%
+0.9% YoY
|
3.8%
+3.6% YoY
|
3.8%
+2.3% YoY
|
31% |
| Efficiency Ratio |
92.0%
+2.9% YoY-1.7% QoQ
|
+3.3% |
88.8%
-6.9% YoY
|
77.5%
+0.3% YoY
|
83.0%
-5.3% YoY
|
76% |
| Delinquency Rate |
1.4%
+1.2% YoY+25.4% QoQ
|
-0.1 |
1.5%
+2.1% YoY
|
0.9%
-3.0% YoY
|
1.3%
+2.6% YoY
|
70% |
| Loan To Share |
64.2%
+9.8% YoY+4.9% QoQ
|
+5.3% |
58.9%
-3.1% YoY
|
76.2%
-1.2% YoY
|
66.4%
-1.4% YoY
|
58% |
| AMR |
$22,037
+4.2% YoY-2.3% QoQ
|
+$7K |
$14,963
-6.8% YoY
|
$29,351
+3.2% YoY
|
$20,028
-0.9% YoY
|
84% |
| CD Concentration |
21.4%
+36.6% YoY-12.3% QoQ
|
-3.1% | 24.6% | 22.7% | 20.0% | 50% |
| Indirect Auto % | 0.0% | -13.6% | 13.6% | 16.0% | 7.7% | 50% |
Signature Analysis
Strengths (0)
Concerns (0)
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)