BlastPoint's Credit Union Scorecard
COMMUNITY HEALTHCARE
Charter #12847 · WA
COMMUNITY HEALTHCARE has 2 strengths but faces 3 concerns
Key Strengths
Areas where this CU excels compared to peers
- + Indirect Auto Concentration (%): Top 0.0% in tier
- + First Mortgage Concentration (%): Top 0.0% in tier
Key Concerns
Areas that may need attention
- - ROA 0.19% below tier average
- - Efficiency ratio 1.54% above tier (higher cost structure)
- - Delinquency rate 1.20% above tier average
Core Metrics
As of 2025-Q4
| Metric | Current | vs Tier | Tier Avg | State Avg (WA) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
1,343
-0.5% YoY+0.1% QoQ
|
-1.3K |
2,615
-1.9% YoY
|
67,597
+5.2% YoY
|
33,374
+5.7% YoY
|
37% |
| Assets |
$20.3M
-0.3% YoY+0.2% QoQ
|
$-9.9M |
$30.1M
+2.1% YoY
|
$1.3B
+7.9% YoY
|
$561.6M
+9.7% YoY
|
48% |
| Loans |
$10.6M
+1.8% YoY-0.1% QoQ
|
$-5.2M |
$15.8M
-1.3% YoY
|
$943.7M
+8.0% YoY
|
$397.0M
+8.8% YoY
|
53% |
| Deposits |
$17.4M
-0.7% YoY-0.1% QoQ
|
$-8.3M |
$25.7M
+1.4% YoY
|
$1.1B
+9.4% YoY
|
$477.3M
+9.7% YoY
|
49% |
See Your Full Scorecard
Unlock complete metrics, rankings, and AI-powered insights — always free
✓ Check your email for the access link!
Want to see an example first? Preview Navy Federal's scorecard →
| ROA |
0.4%
-69.1% YoY-8.8% QoQ
|
-0.2% |
0.6%
+10.8% YoY
|
0.6%
+2.5% YoY
|
0.7%
+15.9% YoY
|
36% |
| NIM |
3.9%
+9.1% YoY+2.7% QoQ
|
-0.1% |
4.0%
+4.0% YoY
|
3.7%
+4.7% YoY
|
3.8%
+5.1% YoY
|
50% |
| Efficiency Ratio |
84.1%
+19.5% YoY+1.3% QoQ
|
+1.5% |
82.6%
-2.3% YoY
|
76.6%
-1.6% YoY
|
79.7%
-3.3% YoY
|
61% |
| Delinquency Rate |
2.8%
+88.3% YoY+64.4% QoQ
|
+1.2 |
1.6%
-3.1% YoY
|
0.9%
-2.6% YoY
|
1.3%
-2.1% YoY
|
Top 14.4% in tier |
| Loan To Share |
60.8%
+2.5% YoY-0.0% QoQ
|
+0.2% |
60.6%
-3.1% YoY
|
76.8%
-1.3% YoY
|
67.4%
-1.7% YoY
|
50% |
| AMR |
$20,869
+0.8% YoY-0.2% QoQ
|
+$6K |
$14,783
-1.4% YoY
|
$29,074
+3.3% YoY
|
$19,687
+2.0% YoY
|
82% |
| CD Concentration |
19.8%
+11.2% YoY+26.4% QoQ
|
-4.7% | 24.4% | 22.5% | 19.8% | 50% |
| Indirect Auto % | 0.0% | -13.8% | 13.8% | 16.8% | 7.8% | 50% |
Signature Analysis
Strengths (0)
Concerns (0)
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)