BlastPoint's Credit Union Scorecard
SUNSET
Charter #13416 · OR
SUNSET has 6 strengths but faces 1 concern
Key Strengths
Areas where this CU excels compared to peers
- + Total Loans: Top 0.1% in tier
- + Loan-to-Member Ratio (LMR): Top 0.3% in tier
- + Average Member Relationship (AMR): Top 0.5% in tier
- + Loan-to-Share Ratio: Top 1.5% in tier
- + Total Assets: Top 3.2% in tier
- + Total Deposits: Top 4.1% in tier
Key Concerns
Areas that may need attention
- - First Mortgage Concentration (%): Bottom 1.3% in tier
NEW · Q2 2026 RECAP
Your Quarter, Wrapped
A 35-second highlight reel of your Q2 2026 — the wins worth celebrating and the one signal worth watching, pulled straight from your scorecard data.
Q2 2026 at a glance
- One of 2,437 credit unions with under $100M in assets nationally, and 1 of 18 that size in Oregon.
- Shares and deposits -0.6% year over year ($76.9M in shares and deposits).
- Membership: 3,539 members, +0.6% vs a year ago.
- Delinquency rate 0.66%.
- Return on assets 1.48%.
- Efficiency ratio 62.71% vs a 88.77% peer average.
- Loan-to-share ratio 108.65% vs a 58.89% peer average.
Data period: Q2 2026 NCUA call report. Animation disabled (reduced-motion preference). Full details in the metrics table below.
Core Metrics
As of 2026-Q2
| Metric | Current | vs Tier | Tier Avg | State Avg (OR) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
3,539
+0.6% YoY-0.6% QoQ
|
+953 |
2,585
-1.7% YoY
|
51,821
+9.3% YoY
|
34,678
+6.6% YoY
|
75% |
| Assets |
$91.8M
+0.9% YoY+0.5% QoQ
|
+$61.5M |
$30.3M
+1.5% YoY
|
$850.7M
+8.9% YoY
|
$593.1M
+10.2% YoY
|
Top 3.2% in tier |
| Loans |
$83.5M
+3.8% YoY+5.8% QoQ
|
+$68.1M |
$15.5M
-1.7% YoY
|
$590.7M
+10.5% YoY
|
$418.6M
+10.1% YoY
|
Top 0.1% in tier |
| Deposits |
$76.9M
-0.6% YoY+0.1% QoQ
|
+$51.1M |
$25.8M
+1.1% YoY
|
$725.1M
+8.5% YoY
|
$504.8M
+10.3% YoY
|
Top 4.1% in tier |
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| ROA |
1.5%
-12.7% YoY+0.6% QoQ
|
+0.0% |
1.5%
+241.5% YoY
|
0.8%
+19.1% YoY
|
1.2%
+121.4% YoY
|
79% |
| NIM |
3.5%
+11.5% YoY+1.4% QoQ
|
-0.4% |
3.9%
+0.9% YoY
|
4.0%
+5.3% YoY
|
3.8%
+2.3% YoY
|
34% |
| Efficiency Ratio |
62.7%
+6.7% YoY+0.6% QoQ
|
-26.1% |
88.8%
-6.9% YoY
|
78.0%
+0.7% YoY
|
83.0%
-5.3% YoY
|
Top 14.6% in tier |
| Delinquency Rate |
0.7%
+347.0% YoY-39.2% QoQ
|
-0.9 |
1.5%
+2.1% YoY
|
1.1%
+29.8% YoY
|
1.3%
+2.6% YoY
|
48% |
| Loan To Share |
108.6%
+4.4% YoY+5.8% QoQ
|
+49.8% |
58.9%
-3.1% YoY
|
76.6%
+0.5% YoY
|
66.4%
-1.4% YoY
|
Top 1.6% in tier |
| AMR |
$45,317
+1.0% YoY+3.6% QoQ
|
+$30K |
$14,963
-6.8% YoY
|
$25,405
+1.6% YoY
|
$20,028
-0.9% YoY
|
Top 0.6% in tier |
| CD Concentration |
33.3%
-4.4% YoY-1.6% QoQ
|
+8.7% | 24.6% | 16.7% | 20.0% | 50% |
| Indirect Auto % | 0.0% | -13.6% | 13.6% | 13.6% | 7.7% | 50% |
Signature Analysis
Strengths (0)
Concerns (0)
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)