BlastPoint's Credit Union Scorecard
STATE HIGHWAY PATROL
Charter #13432 · OH
STATE HIGHWAY PATROL has 5 strengths but faces 1 concern
Key Strengths
Areas where this CU excels compared to peers
- + Total Deposits: Top 2.6% in tier
- + Total Assets: Top 3.0% in tier
- + Total Members: Top 6.3% in tier
- + Members Per Employee (MPE): Top 7.4% in tier
- + Total Loans: Top 8.0% in tier
Key Concerns
Areas that may need attention
- - ROA 0.33% below tier average
NEW · Q2 2026 RECAP
Your Quarter, Wrapped
A 35-second highlight reel of your Q2 2026 — the wins worth celebrating and the one signal worth watching, pulled straight from your scorecard data.
Q2 2026 at a glance
- One of 2,437 credit unions with under $100M in assets nationally, and 1 of 97 that size in Ohio.
- Shares and deposits +3.4% year over year ($80.1M in shares and deposits).
- Membership: 6,637 members, -0.5% vs a year ago.
- Delinquency rate 0.06%.
- Return on assets 1.16%.
- Efficiency ratio 67.98% vs a 88.77% peer average.
- Loan-to-share ratio 54.10% vs a 58.89% peer average.
Data period: Q2 2026 NCUA call report. Animation disabled (reduced-motion preference). Full details in the metrics table below.
Core Metrics
As of 2026-Q2
| Metric | Current | vs Tier | Tier Avg | State Avg (OH) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
6,637
-0.5% YoY+0.6% QoQ
|
+4.1K |
2,585
-1.7% YoY
|
18,978
+16.2% YoY
|
34,678
+6.6% YoY
|
Top 6.3% in tier |
| Assets |
$92.2M
+4.0% YoY+0.2% QoQ
|
+$61.9M |
$30.3M
+1.5% YoY
|
$292.1M
+20.6% YoY
|
$593.1M
+10.2% YoY
|
Top 3.0% in tier |
| Loans |
$43.3M
+1.5% YoY+2.6% QoQ
|
+$27.8M |
$15.5M
-1.7% YoY
|
$203.0M
+21.8% YoY
|
$418.6M
+10.1% YoY
|
Top 8.1% in tier |
| Deposits |
$80.1M
+3.4% YoY+0.2% QoQ
|
+$54.3M |
$25.8M
+1.1% YoY
|
$251.0M
+21.0% YoY
|
$504.8M
+10.3% YoY
|
Top 2.6% in tier |
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| ROA |
1.2%
+96.1% YoY-1.2% QoQ
|
-0.3% |
1.5%
+241.5% YoY
|
0.9%
+55.0% YoY
|
1.2%
+121.4% YoY
|
68% |
| NIM |
3.0%
+12.2% YoY+2.3% QoQ
|
-0.9% |
3.9%
+0.9% YoY
|
3.7%
+2.2% YoY
|
3.8%
+2.3% YoY
|
17% |
| Efficiency Ratio |
68.0%
-12.3% YoY-0.6% QoQ
|
-20.8% |
88.8%
-6.9% YoY
|
79.2%
-2.1% YoY
|
83.0%
-5.3% YoY
|
23% |
| Delinquency Rate |
0.1%
-72.9% YoY-17.4% QoQ
|
-1.5 |
1.5%
+2.1% YoY
|
1.1%
-6.2% YoY
|
1.3%
+2.6% YoY
|
17% |
| Loan To Share |
54.1%
-1.9% YoY+2.4% QoQ
|
-4.8% |
58.9%
-3.1% YoY
|
60.7%
-4.2% YoY
|
66.4%
-1.4% YoY
|
44% |
| AMR |
$18,587
+3.2% YoY+0.4% QoQ
|
+$4K |
$14,963
-6.8% YoY
|
$18,171
+7.2% YoY
|
$20,028
-0.9% YoY
|
72% |
| CD Concentration |
31.8%
-7.1% YoY-2.9% QoQ
|
+7.3% | 24.6% | 19.2% | 20.0% | 50% |
| Indirect Auto % | 0.0% | -13.6% | 13.6% | 11.9% | 7.7% | 50% |
Signature Analysis
Strengths (0)
Concerns (0)
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)