BlastPoint's Credit Union Scorecard
FAITH CONNECTION
Charter #13704 · GA
FAITH CONNECTION faces 2 concerns requiring attention
Key Strengths
Areas where this CU excels compared to peers
No key strengths identified
Key Concerns
Areas that may need attention
- - ROA 0.48% below tier average
- - Efficiency ratio 16.48% above tier (higher cost structure)
Core Metrics
As of 2026-Q1
| Metric | Current | vs Tier | Tier Avg | State Avg (GA) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
2,855
-1.5% YoY-0.6% QoQ
|
+178 |
2,676
+1.6% YoY
|
31,952
+7.2% YoY
|
33,913
+5.7% YoY
|
66% |
| Assets |
$32.7M
-2.9% YoY+1.8% QoQ
|
+$2.5M |
$30.2M
+1.3% YoY
|
$522.8M
+8.6% YoY
|
$578.3M
+9.0% YoY
|
62% |
| Loans |
$19.3M
-1.5% YoY+1.7% QoQ
|
+$4.1M |
$15.3M
-2.0% YoY
|
$353.5M
+11.3% YoY
|
$402.4M
+8.7% YoY
|
70% |
| Deposits |
$29.2M
-3.0% YoY+2.4% QoQ
|
+$3.4M |
$25.8M
+0.7% YoY
|
$449.3M
+7.5% YoY
|
$494.3M
+9.1% YoY
|
63% |
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| ROA |
-0.3%
-281.0% YoY-387.6% QoQ
|
-0.5% |
0.1%
-77.6% YoY
|
-0.2%
-137.4% YoY
|
0.4%
-39.2% YoY
|
15% |
| NIM |
3.8%
-6.3% YoY-9.0% QoQ
|
-0.2% |
4.0%
+4.0% YoY
|
3.6%
-10.9% YoY
|
3.8%
+4.1% YoY
|
51% |
| Efficiency Ratio |
107.1%
+16.4% YoY+11.5% QoQ
|
+16.5% |
90.6%
+6.5% YoY
|
81.8%
+0.6% YoY
|
84.6%
+2.8% YoY
|
Bottom 11.2% in tier |
| Delinquency Rate |
0.9%
+55.2% YoY+34.9% QoQ
|
-0.6 |
1.5%
+3.8% YoY
|
1.7%
+76.5% YoY
|
1.2%
+3.4% YoY
|
60% |
| Loan To Share |
66.3%
+1.5% YoY-0.7% QoQ
|
+7.8% |
58.5%
-3.0% YoY
|
70.0%
+1.3% YoY
|
65.6%
-1.4% YoY
|
61% |
| AMR |
$16,992
-0.9% YoY+2.7% QoQ
|
+$2K |
$14,884
-1.7% YoY
|
$17,441
+2.7% YoY
|
$19,920
+1.6% YoY
|
65% |
| CD Concentration |
27.4%
-2.5% YoY-2.4% QoQ
|
+3.1% | 24.3% | 20.0% | 19.8% | 50% |
| Indirect Auto % | 0.0% | -13.8% | 13.8% | 4.3% | 7.7% | 50% |
Signature Analysis
Strengths (0)
Concerns (0)
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)