BlastPoint's Credit Union Scorecard
DESERTVIEW
Charter #13790 · UT
DESERTVIEW has 3 strengths but faces 4 concerns
Key Strengths
Areas where this CU excels compared to peers
- + Asset Growth Rate: Top 5.5% in tier
- + Deposit Growth Rate: Top 7.1% in tier
- + AMR Growth Rate: Top 7.3% in tier
Key Concerns
Areas that may need attention
- - ROA 0.17% below tier average
- - Delinquency rate 0.35% above tier average
- - Member decline: -3.8% YoY
- - Indirect Auto Concentration (%): Bottom 8.5% in tier
NEW · Q2 2026 RECAP
Your Quarter, Wrapped
A 35-second highlight reel of your Q2 2026 — the wins worth celebrating and the one signal worth watching, pulled straight from your scorecard data.
Q2 2026 at a glance
- One of 2,437 credit unions with under $100M in assets nationally, and 1 of 29 that size in Utah.
- Shares and deposits +10.9% year over year ($41.7M in shares and deposits).
- Membership: 3,444 members, -3.8% vs a year ago.
- Delinquency rate 1.90%.
- Return on assets 1.32%.
- Efficiency ratio 70.39% vs a 88.77% peer average.
- Loan-to-share ratio 52.12% vs a 58.89% peer average.
Data period: Q2 2026 NCUA call report. Animation disabled (reduced-motion preference). Full details in the metrics table below.
Core Metrics
As of 2026-Q2
| Metric | Current | vs Tier | Tier Avg | State Avg (UT) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
3,444
-3.8% YoY-0.8% QoQ
|
+858 |
2,585
-1.7% YoY
|
84,939
+12.5% YoY
|
34,678
+6.6% YoY
|
73% |
| Assets |
$48.3M
+10.8% YoY-0.5% QoQ
|
+$18.1M |
$30.3M
+1.5% YoY
|
$1.4B
+17.3% YoY
|
$593.1M
+10.2% YoY
|
76% |
| Loans |
$21.7M
+2.8% YoY+1.4% QoQ
|
+$6.3M |
$15.5M
-1.7% YoY
|
$1.1B
+18.0% YoY
|
$418.6M
+10.1% YoY
|
74% |
| Deposits |
$41.7M
+10.9% YoY-1.0% QoQ
|
+$15.9M |
$25.8M
+1.1% YoY
|
$1.2B
+16.7% YoY
|
$504.8M
+10.3% YoY
|
76% |
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| ROA |
1.3%
+14.1% YoY+4.9% QoQ
|
-0.2% |
1.5%
+241.5% YoY
|
1.0%
+17.0% YoY
|
1.2%
+121.4% YoY
|
74% |
| NIM |
3.6%
-4.9% YoY-0.6% QoQ
|
-0.3% |
3.9%
+0.9% YoY
|
3.4%
+1.5% YoY
|
3.8%
+2.3% YoY
|
36% |
| Efficiency Ratio |
70.4%
-7.1% YoY-1.5% QoQ
|
-18.4% |
88.8%
-6.9% YoY
|
73.7%
+1.7% YoY
|
83.0%
-5.3% YoY
|
27% |
| Delinquency Rate |
1.9%
+18.2% YoY+17.1% QoQ
|
+0.4 |
1.5%
+2.1% YoY
|
0.8%
+17.2% YoY
|
1.3%
+2.6% YoY
|
77% |
| Loan To Share |
52.1%
-7.3% YoY+2.4% QoQ
|
-6.8% |
58.9%
-3.1% YoY
|
75.6%
-3.6% YoY
|
66.4%
-1.4% YoY
|
40% |
| AMR |
$18,409
+12.2% YoY+0.6% QoQ
|
+$3K |
$14,963
-6.8% YoY
|
$21,736
+3.5% YoY
|
$20,028
-0.9% YoY
|
71% |
| CD Concentration |
15.0%
-0.1% YoY+6.9% QoQ
|
-9.5% | 24.6% | 28.5% | 20.0% | 50% |
| Indirect Auto % |
10.2%
-14.2% YoY+2.9% QoQ
|
-3.4% | 13.6% | 6.3% | 7.7% | 50% |
Signature Analysis
Strengths (0)
Concerns (0)
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)