BlastPoint's Credit Union Scorecard
LONGSHORE
Charter #13857 · WA
LONGSHORE has 5 strengths but faces 4 concerns
Key Strengths
Areas where this CU excels compared to peers
- + Net Interest Margin 0.23% above tier average
- + Indirect Auto Concentration (%): Top 0.0% in tier
- + First Mortgage Concentration (%): Top 0.0% in tier
- + Average Member Relationship (AMR): Top 7.6% in tier
- + Member Growth Rate: Top 9.5% in tier
Key Concerns
Areas that may need attention
- - ROA 0.58% below tier average
- - Net Charge-Off Rate: Bottom 5.2% in tier
- - Net Worth Ratio: Bottom 8.1% in tier
- - Members Per Employee (MPE): Bottom 8.9% in tier
Core Metrics
As of 2025-Q4
| Metric | Current | vs Tier | Tier Avg | State Avg (WA) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
406
+3.3% YoY+0.2% QoQ
|
-2.2K |
2,615
-1.9% YoY
|
67,597
+5.2% YoY
|
33,374
+5.7% YoY
|
Bottom 11.2% in tier |
| Assets |
$8.3M
+2.8% YoY-0.8% QoQ
|
$-21.9M |
$30.1M
+2.1% YoY
|
$1.3B
+7.9% YoY
|
$561.6M
+9.7% YoY
|
28% |
| Loans |
$2.9M
-13.3% YoY-5.0% QoQ
|
$-12.9M |
$15.8M
-1.3% YoY
|
$943.7M
+8.0% YoY
|
$397.0M
+8.8% YoY
|
23% |
| Deposits |
$7.4M
+2.9% YoY-1.2% QoQ
|
$-18.3M |
$25.7M
+1.4% YoY
|
$1.1B
+9.4% YoY
|
$477.3M
+9.7% YoY
|
30% |
See Your Full Scorecard
Unlock complete metrics, rankings, and AI-powered insights — always free
✓ Check your email for the access link!
Want to see an example first? Preview Navy Federal's scorecard →
| ROA |
0.0%
-66.6% YoY-115.1% QoQ
|
-0.6% |
0.6%
+10.8% YoY
|
0.6%
+2.5% YoY
|
0.7%
+15.9% YoY
|
18% |
| NIM |
4.2%
+6.1% YoY-2.7% QoQ
|
+0.2% |
4.0%
+4.0% YoY
|
3.7%
+4.7% YoY
|
3.8%
+5.1% YoY
|
62% |
| Efficiency Ratio |
78.1%
-3.1% YoY+5.1% QoQ
|
-4.5% |
82.6%
-2.3% YoY
|
76.6%
-1.6% YoY
|
79.7%
-3.3% YoY
|
46% |
| Delinquency Rate |
0.0%
-99.7% YoY-98.0% QoQ
|
-1.5 |
1.6%
-3.1% YoY
|
0.9%
-2.6% YoY
|
1.3%
-2.1% YoY
|
Bottom 12.9% in tier |
| Loan To Share |
38.9%
-15.8% YoY-3.8% QoQ
|
-21.7% |
60.6%
-3.1% YoY
|
76.8%
-1.3% YoY
|
67.4%
-1.7% YoY
|
18% |
| AMR |
$25,399
-5.3% YoY-2.6% QoQ
|
+$11K |
$14,783
-1.4% YoY
|
$29,074
+3.3% YoY
|
$19,687
+2.0% YoY
|
Top 7.7% in tier |
| CD Concentration |
0.9%
-14.7% YoY+1.9% QoQ
|
-23.5% | 24.4% | 22.5% | 19.8% | 50% |
| Indirect Auto % | 0.0% | -13.8% | 13.8% | 16.8% | 7.8% | 50% |
Signature Analysis
Strengths (0)
Concerns (0)
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)