BlastPoint's Credit Union Scorecard
LONGSHORE
Charter #13857 · WA
LONGSHORE has 3 strengths but faces 3 concerns
Key Strengths
Areas where this CU excels compared to peers
- + Net Interest Margin 0.54% above tier average
- + Total Delinquency Rate (60+ days): Top 0.1% in tier
- + Average Member Relationship (AMR): Top 8.6% in tier
Key Concerns
Areas that may need attention
- - ROA 1.20% below tier average
- - Net Charge-Off Rate: Bottom 4.3% in tier
- - Members Per Employee (MPE): Bottom 8.5% in tier
NEW · Q2 2026 RECAP
Your Quarter, Wrapped
A 35-second highlight reel of your Q2 2026 — the wins worth celebrating and the one signal worth watching, pulled straight from your scorecard data.
Q2 2026 at a glance
- One of 2,437 credit unions with under $100M in assets nationally, and 1 of 33 that size in Washington.
- Shares and deposits +2.1% year over year ($7.1M in shares and deposits).
- Membership: 395 members, -2.0% vs a year ago.
- Delinquency rate 0.00%.
- Return on assets 0.29%.
- Efficiency ratio 71.93% vs a 88.77% peer average.
- Loan-to-share ratio 39.49% vs a 58.89% peer average.
Data period: Q2 2026 NCUA call report. Animation disabled (reduced-motion preference). Full details in the metrics table below.
Core Metrics
As of 2026-Q2
| Metric | Current | vs Tier | Tier Avg | State Avg (WA) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
395
-2.0% YoY-2.0% QoQ
|
-2.2K |
2,585
-1.7% YoY
|
69,472
+6.3% YoY
|
34,678
+6.6% YoY
|
Bottom 10.8% in tier |
| Assets |
$8.0M
+2.1% YoY-4.0% QoQ
|
$-22.3M |
$30.3M
+1.5% YoY
|
$1.3B
+8.7% YoY
|
$593.1M
+10.2% YoY
|
27% |
| Loans |
$2.8M
-10.9% YoY+2.7% QoQ
|
$-12.6M |
$15.5M
-1.7% YoY
|
$968.5M
+8.7% YoY
|
$418.6M
+10.1% YoY
|
23% |
| Deposits |
$7.1M
+2.1% YoY-4.4% QoQ
|
$-18.7M |
$25.8M
+1.1% YoY
|
$1.1B
+8.8% YoY
|
$504.8M
+10.3% YoY
|
29% |
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| ROA |
0.3%
-67.7% QoQ
|
-1.2% |
1.5%
+241.5% YoY
|
0.7%
+22.8% YoY
|
1.2%
+121.4% YoY
|
18% |
| NIM |
4.4%
+1.8% YoY+0.4% QoQ
|
+0.5% |
3.9%
+0.9% YoY
|
3.8%
+3.6% YoY
|
3.8%
+2.3% YoY
|
74% |
| Efficiency Ratio |
71.9%
+1.6% YoY-0.8% QoQ
|
-16.8% |
88.8%
-6.9% YoY
|
77.5%
+0.3% YoY
|
83.0%
-5.3% YoY
|
30% |
| Delinquency Rate |
0.0%
-100.0% YoY-100.0% QoQ
|
-1.5 |
1.5%
+2.1% YoY
|
0.9%
-3.0% YoY
|
1.3%
+2.6% YoY
|
Top 0.1% in tier |
| Loan To Share |
39.5%
-12.7% YoY+7.5% QoQ
|
-19.4% |
58.9%
-3.1% YoY
|
76.2%
-1.2% YoY
|
66.4%
-1.4% YoY
|
21% |
| AMR |
$25,227
+0.0% YoY-0.6% QoQ
|
+$10K |
$14,963
-6.8% YoY
|
$29,351
+3.2% YoY
|
$20,028
-0.9% YoY
|
Top 8.7% in tier |
| CD Concentration |
1.6%
+51.5% YoY+83.8% QoQ
|
-22.9% | 24.6% | 22.7% | 20.0% | 50% |
| Indirect Auto % | 0.0% | -13.6% | 13.6% | 16.0% | 7.7% | 50% |
Signature Analysis
Strengths (0)
Concerns (0)
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)