BlastPoint's Credit Union Scorecard
CHADRON
Charter #13966 · NE
CHADRON has 3 strengths but faces 1 concern
Key Strengths
Areas where this CU excels compared to peers
- + ROA 0.21% above tier average
- + Net Interest Margin 1.19% above tier average
- + Indirect Auto Concentration (%): Top 0.0% in tier
Key Concerns
Areas that may need attention
- - Delinquency rate 1.08% above tier average
Core Metrics
As of 2025-Q3
| Metric | Current | vs Tier | Tier Avg | State Avg (NE) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
2,240
-0.4% YoY+0.1% QoQ
|
-385 |
2,625
-2.2% YoY
|
11,261
+2.9% YoY
|
33,089
+6.1% YoY
|
56% |
| Assets |
$19.5M
-1.8% YoY-4.0% QoQ
|
$-10.4M |
$29.9M
+1.1% YoY
|
$135.7M
+6.0% YoY
|
$547.7M
+7.8% YoY
|
48% |
| Loans |
$14.9M
-7.6% YoY-1.1% QoQ
|
$-866K |
$15.8M
-2.4% YoY
|
$98.5M
+7.2% YoY
|
$388.7M
+8.6% YoY
|
61% |
| Deposits |
$16.9M
-2.9% YoY-4.9% QoQ
|
$-8.6M |
$25.5M
+0.4% YoY
|
$114.5M
+4.4% YoY
|
$464.6M
+9.3% YoY
|
48% |
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| ROA |
0.9%
+51.0% YoY-8.3% QoQ
|
+0.2% |
0.7%
-731.4% YoY
|
0.7%
+41.5% YoY
|
0.7%
+273.4% YoY
|
56% |
| NIM |
5.1%
+1.8% YoY+3.7% QoQ
|
+1.2% |
3.9%
+3.8% YoY
|
4.0%
+7.0% YoY
|
3.7%
+5.0% YoY
|
Top 11.9% in tier |
| Efficiency Ratio |
78.2%
+2.2% YoY+1.0% QoQ
|
-3.2% |
81.4%
-2.4% YoY
|
80.8%
-5.9% YoY
|
79.1%
-3.3% YoY
|
50% |
| Delinquency Rate |
2.6%
+84.5% YoY+14.4% QoQ
|
+1.1 |
1.5%
-2.0% YoY
|
1.1%
+1.3% YoY
|
1.2%
-0.9% YoY
|
Top 14.4% in tier |
| Loan To Share |
88.3%
-4.8% YoY+4.0% QoQ
|
+27.1% |
61.2%
-3.0% YoY
|
71.7%
-1.6% YoY
|
68.0%
-1.7% YoY
|
Top 12.8% in tier |
| AMR |
$14,187
-4.8% YoY-3.2% QoQ
|
$-439 |
$14,627
-2.7% YoY
|
$16,886
+0.6% YoY
|
$19,418
+1.3% YoY
|
53% |
| CD Concentration |
24.5%
-2.0% YoY+3.5% QoQ
|
+0.1% |
24.4%
+4.2% YoY
|
22.1%
+4.2% YoY
|
19.6%
+6.2% YoY
|
50% |
| Indirect Auto % | 0.0% | -14.0% |
14.0%
-5.7% YoY
|
5.8%
-5.5% YoY
|
7.9%
-2.9% YoY
|
50% |
Signature Analysis
Strengths (0)
Concerns (0)
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)