BlastPoint's Credit Union Scorecard
EDISTO
Charter #1397 · SC
EDISTO demonstrates 2 strengths
Key Strengths
Areas where this CU excels compared to peers
- + ROA 0.49% above tier average
- + Net Interest Margin 0.39% above tier average
Key Concerns
Areas that may need attention
No key concerns identified
Core Metrics
As of 2026-Q1
| Metric | Current | vs Tier | Tier Avg | State Avg (SC) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
2,787
-0.3% YoY-0.5% QoQ
|
+110 |
2,676
+1.6% YoY
|
37,268
+3.6% YoY
|
33,913
+5.7% YoY
|
65% |
| Assets |
$23.4M
+1.6% YoY+0.2% QoQ
|
$-6.7M |
$30.2M
+1.3% YoY
|
$534.3M
+6.5% YoY
|
$578.3M
+9.0% YoY
|
52% |
| Loans |
$10.4M
-6.5% YoY-7.5% QoQ
|
$-4.9M |
$15.3M
-2.0% YoY
|
$369.7M
+7.8% YoY
|
$402.4M
+8.7% YoY
|
53% |
| Deposits |
$19.3M
+1.5% YoY+0.1% QoQ
|
$-6.5M |
$25.8M
+0.7% YoY
|
$450.9M
+6.0% YoY
|
$494.3M
+9.1% YoY
|
51% |
See Your Full Scorecard
Unlock complete metrics, rankings, and AI-powered insights — always free
✓ Check your email for the access link!
Want to see an example first? Preview Navy Federal's scorecard →
| ROA |
0.6%
-43.7% YoY+23.1% QoQ
|
+0.5% |
0.1%
-77.6% YoY
|
0.7%
-43.3% YoY
|
0.4%
-39.2% YoY
|
51% |
| NIM |
4.4%
-7.7% YoY+1.5% QoQ
|
+0.4% |
4.0%
+4.0% YoY
|
4.1%
-0.5% YoY
|
3.8%
+4.1% YoY
|
73% |
| Efficiency Ratio |
88.3%
+9.2% YoY-1.0% QoQ
|
-2.4% |
90.6%
+6.5% YoY
|
81.4%
+7.0% YoY
|
84.6%
+2.8% YoY
|
66% |
| Delinquency Rate |
1.1%
+887.5% YoY-4.9% QoQ
|
-0.4 |
1.5%
+3.8% YoY
|
0.8%
+19.1% YoY
|
1.2%
+3.4% YoY
|
66% |
| Loan To Share |
53.9%
-7.9% YoY-7.6% QoQ
|
-4.6% |
58.5%
-3.0% YoY
|
69.5%
-0.5% YoY
|
65.6%
-1.4% YoY
|
43% |
| AMR |
$10,672
-1.2% YoY-2.2% QoQ
|
$-4K |
$14,884
-1.7% YoY
|
$16,971
+2.3% YoY
|
$19,920
+1.6% YoY
|
32% |
| CD Concentration |
22.5%
-0.5% YoY+2.1% QoQ
|
-1.8% | 24.3% | 18.0% | 19.8% | 50% |
| Indirect Auto % | 0.0% | -13.8% | 13.8% | 5.9% | 7.7% | 50% |
Signature Analysis
Strengths (0)
Concerns (0)
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)