BlastPoint's Credit Union Scorecard
GESB SHEET METAL WORKERS
Charter #13974 · IN
GESB SHEET METAL WORKERS demonstrates 4 strengths
Key Strengths
Areas where this CU excels compared to peers
- + ROA 0.13% above tier average
- + Net Interest Margin 0.55% above tier average
- + Members Per Employee (MPE): Top 5.3% in tier
- + Member Growth Rate: Top 9.3% in tier
Key Concerns
Areas that may need attention
No key concerns identified
Core Metrics
As of 2026-Q1
| Metric | Current | vs Tier | Tier Avg | State Avg (IN) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
2,011
+3.7% YoY-1.4% QoQ
|
-665 |
2,676
+1.6% YoY
|
22,524
+2.8% YoY
|
33,913
+5.7% YoY
|
52% |
| Assets |
$11.4M
+5.1% YoY+0.9% QoQ
|
$-18.8M |
$30.2M
+1.3% YoY
|
$399.0M
+8.5% YoY
|
$578.3M
+9.0% YoY
|
34% |
| Loans |
$7.0M
+5.6% YoY+1.4% QoQ
|
$-8.3M |
$15.3M
-2.0% YoY
|
$281.9M
+8.4% YoY
|
$402.4M
+8.7% YoY
|
42% |
| Deposits |
$10.1M
+4.5% YoY+1.0% QoQ
|
$-15.7M |
$25.8M
+0.7% YoY
|
$336.4M
+8.1% YoY
|
$494.3M
+9.1% YoY
|
36% |
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| ROA |
0.3%
-67.5% YoY-75.2% QoQ
|
+0.1% |
0.1%
-77.6% YoY
|
0.6%
-3.4% YoY
|
0.4%
-39.2% YoY
|
34% |
| NIM |
4.6%
+1.6% YoY-0.1% QoQ
|
+0.5% |
4.0%
+4.0% YoY
|
3.7%
-1.2% YoY
|
3.8%
+4.1% YoY
|
78% |
| Efficiency Ratio |
79.7%
-0.4% YoY+7.4% QoQ
|
-10.9% |
90.6%
+6.5% YoY
|
86.7%
+4.4% YoY
|
84.6%
+2.8% YoY
|
45% |
| Delinquency Rate |
0.4%
+143.4% YoY+0.1% QoQ
|
-1.1 |
1.5%
+3.8% YoY
|
1.1%
+11.5% YoY
|
1.2%
+3.4% YoY
|
39% |
| Loan To Share |
69.4%
+1.0% YoY+0.5% QoQ
|
+10.9% |
58.5%
-3.0% YoY
|
67.3%
+1.1% YoY
|
65.6%
-1.4% YoY
|
66% |
| AMR |
$8,511
+1.2% YoY+2.6% QoQ
|
$-6K |
$14,884
-1.7% YoY
|
$18,911
+5.2% YoY
|
$19,920
+1.6% YoY
|
21% |
| CD Concentration |
12.2%
-3.4% YoY-4.5% QoQ
|
-12.1% | 24.3% | 18.9% | 19.8% | 50% |
| Indirect Auto % | 0.0% | -13.8% | 13.8% | 10.4% | 7.7% | 50% |
Signature Analysis
Strengths (0)
Concerns (0)
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)