BlastPoint's Credit Union Scorecard
WALTON COUNTY TEACHERS
Charter #14186 · FL
WALTON COUNTY TEACHERS demonstrates 4 strengths
Key Strengths
Areas where this CU excels compared to peers
- + ROA 0.85% above tier average
- + Fee Income Per Member: Top 4.7% in tier
- + Asset Growth Rate: Top 5.8% in tier
- + Deposit Growth Rate: Top 7.3% in tier
Key Concerns
Areas that may need attention
No key concerns identified
Core Metrics
As of 2026-Q1
| Metric | Current | vs Tier | Tier Avg | State Avg (FL) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
2,516
-1.6% YoY-0.2% QoQ
|
-160 |
2,676
+1.6% YoY
|
74,034
+8.9% YoY
|
33,913
+5.7% YoY
|
61% |
| Assets |
$30.3M
+11.4% YoY+5.7% QoQ
|
+$79K |
$30.2M
+1.3% YoY
|
$1.2B
+11.7% YoY
|
$578.3M
+9.0% YoY
|
60% |
| Loans |
$13.5M
+0.8% YoY-0.9% QoQ
|
$-1.8M |
$15.3M
-2.0% YoY
|
$841.5M
+13.6% YoY
|
$402.4M
+8.7% YoY
|
59% |
| Deposits |
$26.9M
+10.7% YoY+5.6% QoQ
|
+$1.1M |
$25.8M
+0.7% YoY
|
$1.0B
+12.4% YoY
|
$494.3M
+9.1% YoY
|
61% |
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| ROA |
1.0%
-16.5% YoY-37.4% QoQ
|
+0.8% |
0.1%
-77.6% YoY
|
0.6%
-11.7% YoY
|
0.4%
-39.2% YoY
|
69% |
| NIM |
3.8%
-5.4% YoY-5.1% QoQ
|
-0.2% |
4.0%
+4.0% YoY
|
3.6%
+2.7% YoY
|
3.8%
+4.1% YoY
|
50% |
| Efficiency Ratio |
79.9%
-0.7% YoY+12.1% QoQ
|
-10.7% |
90.6%
+6.5% YoY
|
80.0%
+2.7% YoY
|
84.6%
+2.8% YoY
|
46% |
| Delinquency Rate |
0.4%
-35.5% YoY-55.3% QoQ
|
-1.1 |
1.5%
+3.8% YoY
|
0.6%
+6.2% YoY
|
1.2%
+3.4% YoY
|
40% |
| Loan To Share |
50.2%
-8.9% YoY-6.2% QoQ
|
-8.3% |
58.5%
-3.0% YoY
|
70.1%
+1.4% YoY
|
65.6%
-1.4% YoY
|
37% |
| AMR |
$16,038
+8.9% YoY+3.6% QoQ
|
+$1K |
$14,884
-1.7% YoY
|
$23,044
+4.5% YoY
|
$19,920
+1.6% YoY
|
61% |
| CD Concentration |
7.5%
+34.8% YoY-8.5% QoQ
|
-16.8% | 24.3% | 24.4% | 19.8% | 50% |
| Indirect Auto % | 0.0% | -13.8% | 13.8% | 10.8% | 7.7% | 50% |
Signature Analysis
Strengths (0)
Concerns (0)
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)