BlastPoint's Credit Union Scorecard
IBEW/SJ CASCADE
Charter #14402 · OR
IBEW/SJ CASCADE demonstrates 4 strengths
Key Strengths
Areas where this CU excels compared to peers
- + ROA 0.31% above tier average
- + Net Interest Margin 0.52% above tier average
- + Members Per Employee (MPE): Top 4.3% in tier
- + Member Growth Rate: Top 9.3% in tier
Key Concerns
Areas that may need attention
No key concerns identified
NEW · Q2 2026 RECAP
Your Quarter, Wrapped
A 35-second highlight reel of your Q2 2026 — the wins worth celebrating and the one signal worth watching, pulled straight from your scorecard data.
Q2 2026 at a glance
- One of 2,437 credit unions with under $100M in assets nationally, and 1 of 18 that size in Oregon.
- Shares and deposits +3.4% year over year ($19.2M in shares and deposits).
- Membership: 2,851 members, +3.7% vs a year ago.
- Delinquency rate 1.31%.
- Return on assets 1.80%.
- Efficiency ratio 61.23% vs a 88.77% peer average.
- Loan-to-share ratio 71.78% vs a 58.89% peer average.
Data period: Q2 2026 NCUA call report. Animation disabled (reduced-motion preference). Full details in the metrics table below.
Core Metrics
As of 2026-Q2
| Metric | Current | vs Tier | Tier Avg | State Avg (OR) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
2,851
+3.7% YoY+0.7% QoQ
|
+265 |
2,585
-1.7% YoY
|
51,821
+9.3% YoY
|
34,678
+6.6% YoY
|
66% |
| Assets |
$22.5M
+4.4% YoY-0.2% QoQ
|
$-7.8M |
$30.3M
+1.5% YoY
|
$850.7M
+8.9% YoY
|
$593.1M
+10.2% YoY
|
51% |
| Loans |
$13.8M
-5.1% YoY+0.4% QoQ
|
$-1.7M |
$15.5M
-1.7% YoY
|
$590.7M
+10.5% YoY
|
$418.6M
+10.1% YoY
|
60% |
| Deposits |
$19.2M
+3.4% YoY-0.6% QoQ
|
$-6.6M |
$25.8M
+1.1% YoY
|
$725.1M
+8.5% YoY
|
$504.8M
+10.3% YoY
|
51% |
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| ROA |
1.8%
+52.0% YoY+18.0% QoQ
|
+0.3% |
1.5%
+241.5% YoY
|
0.8%
+19.1% YoY
|
1.2%
+121.4% YoY
|
Top 12.9% in tier |
| NIM |
4.4%
+5.5% YoY+2.8% QoQ
|
+0.5% |
3.9%
+0.9% YoY
|
4.0%
+5.3% YoY
|
3.8%
+2.3% YoY
|
73% |
| Efficiency Ratio |
61.2%
-14.0% YoY-6.2% QoQ
|
-27.5% |
88.8%
-6.9% YoY
|
78.0%
+0.7% YoY
|
83.0%
-5.3% YoY
|
Top 12.8% in tier |
| Delinquency Rate |
1.3%
+9.9% YoY-11.2% QoQ
|
-0.2 |
1.5%
+2.1% YoY
|
1.1%
+29.8% YoY
|
1.3%
+2.6% YoY
|
68% |
| Loan To Share |
71.8%
-8.3% YoY+0.9% QoQ
|
+12.9% |
58.9%
-3.1% YoY
|
76.6%
+0.5% YoY
|
66.4%
-1.4% YoY
|
69% |
| AMR |
$11,567
-3.8% YoY-0.9% QoQ
|
$-3K |
$14,963
-6.8% YoY
|
$25,405
+1.6% YoY
|
$20,028
-0.9% YoY
|
36% |
| CD Concentration |
7.7%
-36.9% YoY-29.3% QoQ
|
-16.8% | 24.6% | 16.7% | 20.0% | 50% |
| Indirect Auto % | 0.0% | -13.6% | 13.6% | 13.6% | 7.7% | 50% |
Signature Analysis
Strengths (0)
Concerns (0)
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)