BlastPoint's Credit Union Scorecard
IBEW/SJ CASCADE
Charter #14402 · OR
IBEW/SJ CASCADE demonstrates 4 strengths
Key Strengths
Areas where this CU excels compared to peers
- + ROA 1.38% above tier average
- + Net Interest Margin 0.29% above tier average
- + Members Per Employee (MPE): Top 4.4% in tier
- + Member Growth Rate: Top 8.5% in tier
Key Concerns
Areas that may need attention
No key concerns identified
Core Metrics
As of 2026-Q1
| Metric | Current | vs Tier | Tier Avg | State Avg (OR) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
2,831
+4.0% YoY+0.5% QoQ
|
+154 |
2,676
+1.6% YoY
|
51,194
+9.2% YoY
|
33,913
+5.7% YoY
|
65% |
| Assets |
$22.5M
+4.5% YoY+0.9% QoQ
|
$-7.7M |
$30.2M
+1.3% YoY
|
$843.4M
+7.6% YoY
|
$578.3M
+9.0% YoY
|
51% |
| Loans |
$13.7M
-5.7% YoY-2.7% QoQ
|
$-1.6M |
$15.3M
-2.0% YoY
|
$578.4M
+10.5% YoY
|
$402.4M
+8.7% YoY
|
60% |
| Deposits |
$19.3M
+3.1% YoY+0.6% QoQ
|
$-6.5M |
$25.8M
+0.7% YoY
|
$722.8M
+7.3% YoY
|
$494.3M
+9.1% YoY
|
51% |
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| ROA |
1.5%
+40.0% YoY+10.6% QoQ
|
+1.4% |
0.1%
-77.6% YoY
|
0.7%
-4.2% YoY
|
0.4%
-39.2% YoY
|
Top 14.5% in tier |
| NIM |
4.3%
+5.9% YoY+1.1% QoQ
|
+0.3% |
4.0%
+4.0% YoY
|
4.0%
+4.4% YoY
|
3.8%
+4.1% YoY
|
71% |
| Efficiency Ratio |
65.3%
-9.5% YoY-2.3% QoQ
|
-25.4% |
90.6%
+6.5% YoY
|
77.9%
+0.7% YoY
|
84.6%
+2.8% YoY
|
18% |
| Delinquency Rate |
1.5%
+279.3% YoY+220.1% QoQ
|
+0.0 |
1.5%
+3.8% YoY
|
1.1%
+40.5% YoY
|
1.2%
+3.4% YoY
|
74% |
| Loan To Share |
71.1%
-8.5% YoY-3.3% QoQ
|
+12.6% |
58.5%
-3.0% YoY
|
75.8%
+1.2% YoY
|
65.6%
-1.4% YoY
|
69% |
| AMR |
$11,670
-4.6% YoY-1.3% QoQ
|
$-3K |
$14,884
-1.7% YoY
|
$25,270
+0.9% YoY
|
$19,920
+1.6% YoY
|
37% |
| CD Concentration |
10.9%
-0.0% YoY-1.3% QoQ
|
-13.4% | 24.3% | 16.7% | 19.8% | 50% |
| Indirect Auto % | 0.0% | -13.8% | 13.8% | 13.7% | 7.7% | 50% |
Signature Analysis
Strengths (0)
Concerns (0)
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)