BlastPoint's Credit Union Scorecard
IBEW/SJ CASCADE
Charter #14402 · OR
IBEW/SJ CASCADE demonstrates 5 strengths
Key Strengths
Areas where this CU excels compared to peers
- + ROA 0.61% above tier average
- + Net Interest Margin 0.34% above tier average
- + Indirect Auto Concentration (%): Top 0.0% in tier
- + Members Per Employee (MPE): Top 4.8% in tier
- + Member Growth Rate: Top 9.6% in tier
Key Concerns
Areas that may need attention
No key concerns identified
Core Metrics
As of 2025-Q3
| Metric | Current | vs Tier | Tier Avg | State Avg (OR) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
2,786
+3.6% YoY+1.3% QoQ
|
+160 |
2,625
-2.2% YoY
|
48,799
+9.4% YoY
|
33,089
+6.1% YoY
|
64% |
| Assets |
$22.1M
+0.3% YoY+2.6% QoQ
|
$-7.8M |
$29.9M
+1.1% YoY
|
$801.2M
+7.5% YoY
|
$547.7M
+7.8% YoY
|
51% |
| Loans |
$14.3M
-5.4% YoY-1.4% QoQ
|
$-1.4M |
$15.8M
-2.4% YoY
|
$546.0M
+10.9% YoY
|
$388.7M
+8.6% YoY
|
60% |
| Deposits |
$19.1M
-0.7% YoY+2.8% QoQ
|
$-6.4M |
$25.5M
+0.4% YoY
|
$683.7M
+7.5% YoY
|
$464.6M
+9.3% YoY
|
51% |
See Your Full Scorecard
Unlock complete metrics, rankings, and AI-powered insights — always free
✓ Check your email for the access link!
Want to see an example first? Preview Navy Federal's scorecard →
| ROA |
1.3%
+29.1% YoY+8.9% QoQ
|
+0.6% |
0.7%
-731.4% YoY
|
0.7%
+15.2% YoY
|
0.7%
+273.4% YoY
|
73% |
| NIM |
4.3%
+9.0% YoY+2.1% QoQ
|
+0.3% |
3.9%
+3.8% YoY
|
3.9%
+7.2% YoY
|
3.7%
+5.0% YoY
|
66% |
| Efficiency Ratio |
68.4%
-2.3% YoY-4.0% QoQ
|
-13.0% |
81.4%
-2.4% YoY
|
76.2%
-3.6% YoY
|
79.1%
-3.3% YoY
|
28% |
| Delinquency Rate |
0.1%
-95.3% YoY-91.7% QoQ
|
-1.4 |
1.5%
-2.0% YoY
|
0.9%
-6.6% YoY
|
1.2%
-0.9% YoY
|
21% |
| Loan To Share |
75.1%
-4.8% YoY-4.1% QoQ
|
+13.8% |
61.2%
-3.0% YoY
|
76.2%
+0.8% YoY
|
68.0%
-1.7% YoY
|
70% |
| AMR |
$11,991
-6.2% YoY-0.3% QoQ
|
$-3K |
$14,627
-2.7% YoY
|
$25,038
+0.5% YoY
|
$19,418
+1.3% YoY
|
39% |
| CD Concentration |
10.3%
-26.9% YoY-15.8% QoQ
|
-14.1% |
24.4%
+4.2% YoY
|
16.6%
+1.3% YoY
|
19.6%
+6.2% YoY
|
50% |
| Indirect Auto % | 0.0% | -14.0% |
14.0%
-5.7% YoY
|
13.9%
-0.5% YoY
|
7.9%
-2.9% YoY
|
50% |
Signature Analysis
Strengths (0)
Concerns (0)
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)