BlastPoint's Credit Union Scorecard
WAYNE COUNTY
Charter #14449 · IN
WAYNE COUNTY demonstrates 2 strengths
Key Strengths
Areas where this CU excels compared to peers
- + ROA 0.40% above tier average
- + Total Delinquency Rate (60+ days): Top 0.1% in tier
Key Concerns
Areas that may need attention
No key concerns identified
Core Metrics
As of 2026-Q1
| Metric | Current | vs Tier | Tier Avg | State Avg (IN) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
1,081
-0.3% YoY-0.4% QoQ
|
-1.6K |
2,676
+1.6% YoY
|
22,524
+2.8% YoY
|
33,913
+5.7% YoY
|
30% |
| Assets |
$13.1M
-2.2% YoY+0.6% QoQ
|
$-17.1M |
$30.2M
+1.3% YoY
|
$399.0M
+8.5% YoY
|
$578.3M
+9.0% YoY
|
38% |
| Loans |
$4.8M
-0.4% YoY-1.0% QoQ
|
$-10.5M |
$15.3M
-2.0% YoY
|
$281.9M
+8.4% YoY
|
$402.4M
+8.7% YoY
|
33% |
| Deposits |
$11.1M
-3.5% YoY+1.0% QoQ
|
$-14.6M |
$25.8M
+0.7% YoY
|
$336.4M
+8.1% YoY
|
$494.3M
+9.1% YoY
|
38% |
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| ROA |
0.5%
-67.2% YoY-60.2% QoQ
|
+0.4% |
0.1%
-77.6% YoY
|
0.6%
-3.4% YoY
|
0.4%
-39.2% YoY
|
47% |
| NIM |
4.0%
-11.4% YoY-11.2% QoQ
|
+0.0% |
4.0%
+4.0% YoY
|
3.7%
-1.2% YoY
|
3.8%
+4.1% YoY
|
57% |
| Efficiency Ratio |
87.8%
+49.9% YoY+20.7% QoQ
|
-2.8% |
90.6%
+6.5% YoY
|
86.7%
+4.4% YoY
|
84.6%
+2.8% YoY
|
65% |
| Delinquency Rate |
0.0%
-100.0% YoY-100.0% QoQ
|
-1.5 |
1.5%
+3.8% YoY
|
1.1%
+11.5% YoY
|
1.2%
+3.4% YoY
|
Top 0.1% in tier |
| Loan To Share |
42.7%
+3.3% YoY-2.0% QoQ
|
-15.8% |
58.5%
-3.0% YoY
|
67.3%
+1.1% YoY
|
65.6%
-1.4% YoY
|
25% |
| AMR |
$14,697
-2.3% YoY+0.8% QoQ
|
$-187 |
$14,884
-1.7% YoY
|
$18,911
+5.2% YoY
|
$19,920
+1.6% YoY
|
54% |
| CD Concentration | 0.0% | -24.3% | 24.3% | 18.9% | 19.8% | 50% |
| Indirect Auto % |
4.7%
-51.7% YoY-17.8% QoQ
|
-9.1% | 13.8% | 10.4% | 7.7% | 50% |
Signature Analysis
Strengths (0)
Concerns (0)
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)