LOGAN MEDICAL
Charter #14571 | UT
<100M
(2596 CUs)
Micro
($0-$500M)
30 <100M in UT
LOGAN MEDICAL has 2 strengths but faces 2 concerns
Key Strengths
Areas where this CU excels compared to peers
- + ROA 0.38% above tier average
- + Indirect Auto Concentration (%): Top 0.0% in tier
Key Concerns
Areas that may need attention
- - Member decline: -2.2% YoY
- - Share Certificate Concentration (%): Bottom 6.1% in tier
Core Metrics
As of 2025-Q3
| Metric | Current | vs Tier | Tier Avg | State Avg (UT) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
2,005
-2.2% YoY-1.3% QoQ
|
-620 |
2,625
-2.2% YoY
|
76,315
+6.4% YoY
|
33,089
+6.1% YoY
|
51st in tier |
| Assets |
$32.8M
+2.5% YoY+0.8% QoQ
|
+$3.0M |
$29.9M
+1.1% YoY
|
$1.2B
+10.2% YoY
|
$547.7M
+7.8% YoY
|
63rd in tier |
| Loans |
$17.2M
-8.9% YoY-1.0% QoQ
|
+$1.4M |
$15.8M
-2.4% YoY
|
$924.9M
+10.2% YoY
|
$388.7M
+8.6% YoY
|
65th in tier |
| Deposits |
$26.9M
+1.6% YoY+0.8% QoQ
|
+$1.4M |
$25.5M
+0.4% YoY
|
$1.1B
+10.6% YoY
|
$464.6M
+9.3% YoY
|
62nd in tier |
| ROA |
1.1%
-12.6% YoY-21.0% QoQ
|
+0.4% |
0.7%
-731.4% YoY
|
0.9%
+11.6% YoY
|
0.7%
+273.4% YoY
|
64th in tier |
| NIM |
3.0%
+6.5% YoY-3.4% QoQ
|
-0.9% |
3.9%
+3.8% YoY
|
3.4%
+7.0% YoY
|
3.7%
+5.0% YoY
|
Bottom 19.4% in tier |
| Efficiency Ratio |
66.9%
+11.8% YoY+12.1% QoQ
|
-14.5% |
81.4%
-2.4% YoY
|
71.6%
-3.7% YoY
|
79.1%
-3.3% YoY
|
Bottom 25.0% in tier |
| Delinquency Rate |
1.3%
+42.1% YoY+52.0% QoQ
|
-0.2 |
1.5%
-2.0% YoY
|
0.7%
+11.8% YoY
|
1.2%
-0.9% YoY
|
68th in tier |
| Loan To Share |
64.0%
-10.4% YoY-1.7% QoQ
|
+2.7% |
61.2%
-3.0% YoY
|
78.2%
-2.6% YoY
|
68.0%
-1.7% YoY
|
54th in tier |
| AMR |
$21,963
-0.6% YoY+1.4% QoQ
|
+$7K |
$14,627
-2.7% YoY
|
$21,167
+3.5% YoY
|
$19,418
+1.3% YoY
|
Top 14.1% in tier |
| CD Concentration |
42.0%
+10.0% YoY+1.5% QoQ
|
+17.6% |
24.4%
+4.2% YoY
|
27.9%
+4.6% YoY
|
19.6%
+6.2% YoY
|
50th in tier |
| Indirect Auto % | 0.0% | -14.0% |
14.0%
-5.8% YoY
|
7.4%
-10.5% YoY
|
7.9%
-2.9% YoY
|
50th in tier |
Signature Analysis
Strengths (0)
No strengths identified
Concerns (0)
No concerns identified
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) | Concerns: Metrics in the bottom 25% (25th percentile or lower)
Top Strengths (4 metrics)
1
Indirect Auto Concentration (%)
balance_sheet
Value:
0.00%
Peer Avg: 2.84%
#1 of 2596
Top 0.0% in <100M tier
366
Average Member Relationship (AMR)
engagement
Value:
$21,963
Peer Avg: $14,627
#366 of 2596
Top 14.1% in <100M tier
379
Loan-to-Member Ratio (LMR)
engagement
Value:
$8,567
Peer Avg: $5,488
#379 of 2596
Top 14.6% in <100M tier
650
Efficiency Ratio
profitability
Value:
66.91%
Peer Avg: 81.39%
#650 of 2596
Top 25.0% in <100M tier
Top Weaknesses (4 metrics)
2439
Share Certificate Concentration (%)
balance_sheet
Value:
41.99%
Peer Avg: 15.37%
#2439 of 2596
Bottom 6.1% in <100M tier
2092
Net Interest Margin (NIM)
profitability
Value:
3.04%
Peer Avg: 3.93%
#2092 of 2596
Bottom 19.5% in <100M tier
2043
First Mortgage Concentration (%)
balance_sheet
Value:
29.18%
Peer Avg: 14.49%
#2043 of 2596
Bottom 21.3% in <100M tier
1965
Loan Growth Rate
growth
Value:
-8.92%
Peer Avg: 59.01%
#1965 of 2596
Bottom 24.3% in <100M tier