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BlastPoint's Credit Union Scorecard

LOGAN MEDICAL

Charter #14571 · UT

<100M
2437 CUs in <100M nationally 29 in UT

LOGAN MEDICAL faces 4 concerns requiring attention

Key Strengths

Areas where this CU excels compared to peers

No key strengths identified

Key Concerns

Areas that may need attention

  • - ROA 0.48% below tier average
  • - Delinquency rate 1.25% above tier average
  • - Member decline: -4.7% YoY
  • - Share Certificate Concentration (%): Bottom 6.3% in tier

NEW · Q2 2026 RECAP

Your Quarter, Wrapped

A 35-second highlight reel of your Q2 2026 — the wins worth celebrating and the one signal worth watching, pulled straight from your scorecard data.

Q2 2026 at a glance

  • One of 2,437 credit unions with under $100M in assets nationally, and 1 of 29 that size in Utah.
  • Shares and deposits +1.2% year over year ($27.0M in shares and deposits).
  • Membership: 1,937 members, -4.7% vs a year ago.
  • Delinquency rate 2.80%.
  • Return on assets 1.02%.
  • Efficiency ratio 67.70% vs a 88.77% peer average.
  • Loan-to-share ratio 60.37% vs a 58.89% peer average.

Data period: Q2 2026 NCUA call report. Animation disabled (reduced-motion preference). Full details in the metrics table below.

Core Metrics

As of 2026-Q2

Metric Current vs Tier Tier Avg State Avg (UT) National Avg Tier Percentile
Members 1,937
-4.7% YoY-2.1% QoQ
-648 2,585
-1.7% YoY
84,939
+12.5% YoY
34,678
+6.6% YoY
51%
Assets $33.2M
+1.9% YoY+1.1% QoQ
+$2.9M $30.3M
+1.5% YoY
$1.4B
+17.3% YoY
$593.1M
+10.2% YoY
62%
Loans $16.3M
-6.1% YoY-0.4% QoQ
+$828K $15.5M
-1.7% YoY
$1.1B
+18.0% YoY
$418.6M
+10.1% YoY
64%
Deposits $27.0M
+1.2% YoY+1.1% QoQ
+$1.2M $25.8M
+1.1% YoY
$1.2B
+16.7% YoY
$504.8M
+10.3% YoY
61%

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Tier 1
50+ financial metrics with peer benchmarks
Performance signatures (strengths & concerns)
AI-generated insights and rankings

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ROA 1.0%
-24.1% YoY-24.9% QoQ
-0.5% 1.5%
+241.5% YoY
1.0%
+17.0% YoY
1.2%
+121.4% YoY
61%
NIM 3.3%
+6.0% YoY-4.0% QoQ
-0.6% 3.9%
+0.9% YoY
3.4%
+1.5% YoY
3.8%
+2.3% YoY
28%
Efficiency Ratio 67.7%
+13.5% YoY+12.8% QoQ
-21.1% 88.8%
-6.9% YoY
73.7%
+1.7% YoY
83.0%
-5.3% YoY
22%
Delinquency Rate 2.8%
+228.3% YoY+406.1% QoQ
+1.2 1.5%
+2.1% YoY
0.8%
+17.2% YoY
1.3%
+2.6% YoY
Bottom 14.1% in tier
Loan To Share 60.4%
-7.2% YoY-1.5% QoQ
+1.5% 58.9%
-3.1% YoY
75.6%
-3.6% YoY
66.4%
-1.4% YoY
52%
AMR $22,335
+3.1% YoY+2.7% QoQ
+$7K $14,963
-6.8% YoY
$21,736
+3.5% YoY
$20,028
-0.9% YoY
Top 14.9% in tier
CD Concentration 42.7%
+3.2% YoY-1.2% QoQ
+18.1% 24.6% 28.5% 20.0% 50%
Indirect Auto % 0.0% -13.6% 13.6% 6.3% 7.7% 50%

Signature Analysis

Strengths (0)

No strengths identified

Concerns (0)

No concerns identified

Metric Rankings

See how this credit union ranks across all tracked metrics compared to peers.

Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)

Comparing against 2437 peers in tier

Top Strengths (4 metrics)

1
Indirect Auto Concentration (%)
balance_sheet
Value: 0.00%
Peer Median: 0.00%
#1 of 2437 Top 0.1% in <100M tier
364
Average Member Relationship (AMR)
engagement
Value: $22,335
Peer Median: $13,967
#364 of 2437 Top 14.9% in <100M tier
378
Loan-to-Member Ratio (LMR)
engagement
Value: $8,408
Peer Median: $4,937
#378 of 2437 Top 15.5% in <100M tier
537
Efficiency Ratio
profitability
Value: 67.70%
Peer Median: 80.65%
#537 of 2437 Top 22.0% in <100M tier

Top Weaknesses (4 metrics)

2284
Share Certificate Concentration (%)
balance_sheet
Value: 42.69%
Peer Median: 12.77%
#2284 of 2437 Bottom 6.3% in <100M tier
2094
Total Delinquency Rate (60+ days)
risk
Value: 2.80%
Peer Median: 0.70%
#2094 of 2437 Bottom 14.1% in <100M tier
1961
Member Growth Rate
growth
Value: -4.68%
Peer Median: -1.37%
#1961 of 2437 Bottom 19.6% in <100M tier
1879
First Mortgage Concentration (%)
balance_sheet
Value: 27.82%
Peer Median: 3.59%
#1879 of 2437 Bottom 22.9% in <100M tier
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