BlastPoint's Credit Union Scorecard
MISSISSIPPI NATIONAL GUARD
Charter #14805 · MS
MISSISSIPPI NATIONAL GUARD has 3 strengths but faces 3 concerns
Key Strengths
Areas where this CU excels compared to peers
- + Efficiency Ratio: Top 7.5% in tier
- + Members Per Employee (MPE): Top 7.7% in tier
- + Loan-to-Member Ratio (LMR): Top 7.7% in tier
Key Concerns
Areas that may need attention
- - ROA 0.21% below tier average
- - Share Certificate Concentration (%): Bottom 5.4% in tier
- - Net Worth Ratio: Bottom 8.2% in tier
NEW · Q2 2026 RECAP
Your Quarter, Wrapped
A 35-second highlight reel of your Q2 2026 — the wins worth celebrating and the one signal worth watching, pulled straight from your scorecard data.
Q2 2026 at a glance
- One of 2,437 credit unions with under $100M in assets nationally, and 1 of 42 that size in Mississippi.
- Shares and deposits +1.5% year over year ($40.7M in shares and deposits).
- Membership: 2,980 members, +2.1% vs a year ago.
- Delinquency rate 1.53%.
- Return on assets 1.29%.
- Efficiency ratio 55.39% vs a 88.77% peer average.
- Loan-to-share ratio 75.65% vs a 58.89% peer average.
Data period: Q2 2026 NCUA call report. Animation disabled (reduced-motion preference). Full details in the metrics table below.
Core Metrics
As of 2026-Q2
| Metric | Current | vs Tier | Tier Avg | State Avg (MS) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
2,980
+2.1% YoY0% QoQ
|
+394 |
2,585
-1.7% YoY
|
15,019
+10.4% YoY
|
34,678
+6.6% YoY
|
68% |
| Assets |
$43.5M
+0.7% YoY+0.1% QoQ
|
+$13.2M |
$30.3M
+1.5% YoY
|
$179.3M
+15.8% YoY
|
$593.1M
+10.2% YoY
|
72% |
| Loans |
$30.8M
-9.9% YoY-2.3% QoQ
|
+$15.4M |
$15.5M
-1.7% YoY
|
$118.9M
+12.9% YoY
|
$418.6M
+10.1% YoY
|
84% |
| Deposits |
$40.7M
+1.5% YoY+0.3% QoQ
|
+$14.9M |
$25.8M
+1.1% YoY
|
$142.7M
+16.5% YoY
|
$504.8M
+10.3% YoY
|
76% |
See Your Full Scorecard
Unlock complete metrics, rankings, and AI-powered insights — always free
✓ Check your email for the access link!
Want to see an example first? Preview Navy Federal's scorecard →
| ROA |
1.3%
-4.8% YoY+120.5% QoQ
|
-0.2% |
1.5%
+241.5% YoY
|
6.8%
+536.0% YoY
|
1.2%
+121.4% YoY
|
73% |
| NIM |
3.6%
-9.2% YoY-0.4% QoQ
|
-0.2% |
3.9%
+0.9% YoY
|
4.4%
+0.2% YoY
|
3.8%
+2.3% YoY
|
40% |
| Efficiency Ratio |
55.4%
-14.4% YoY-5.1% QoQ
|
-33.4% |
88.8%
-6.9% YoY
|
168.1%
+110.0% YoY
|
83.0%
-5.3% YoY
|
Top 7.5% in tier |
| Delinquency Rate |
1.5%
-38.3% YoY+229.9% QoQ
|
+0.0 |
1.5%
+2.1% YoY
|
2.3%
+20.5% YoY
|
1.3%
+2.6% YoY
|
72% |
| Loan To Share |
75.6%
-11.2% YoY-2.6% QoQ
|
+16.8% |
58.9%
-3.1% YoY
|
65.7%
-3.6% YoY
|
66.4%
-1.4% YoY
|
75% |
| AMR |
$24,005
-5.8% YoY-0.9% QoQ
|
+$9K |
$14,963
-6.8% YoY
|
$12,280
+0.8% YoY
|
$20,028
-0.9% YoY
|
Top 10.5% in tier |
| CD Concentration |
45.5%
-8.1% YoY+0.4% QoQ
|
+21.0% | 24.6% | 19.9% | 20.0% | 50% |
| Indirect Auto % | 0.0% | -13.6% | 13.6% | 2.4% | 7.7% | 50% |
Signature Analysis
Strengths (0)
Concerns (0)
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)