BlastPoint's Credit Union Scorecard
MISSISSIPPI NATIONAL GUARD
Charter #14805 · MS
MISSISSIPPI NATIONAL GUARD has 3 strengths but faces 2 concerns
Key Strengths
Areas where this CU excels compared to peers
- + ROA 0.44% above tier average
- + Loan-to-Member Ratio (LMR): Top 6.7% in tier
- + Members Per Employee (MPE): Top 7.6% in tier
Key Concerns
Areas that may need attention
- - Share Certificate Concentration (%): Bottom 5.3% in tier
- - Net Worth Ratio: Bottom 7.1% in tier
Core Metrics
As of 2026-Q1
| Metric | Current | vs Tier | Tier Avg | State Avg (MS) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
2,980
+3.4% YoY+0.8% QoQ
|
+303 |
2,676
+1.6% YoY
|
14,925
+15.2% YoY
|
33,913
+5.7% YoY
|
68% |
| Assets |
$43.5M
+2.5% YoY+1.3% QoQ
|
+$13.3M |
$30.2M
+1.3% YoY
|
$177.9M
+19.7% YoY
|
$578.3M
+9.0% YoY
|
72% |
| Loans |
$31.5M
-8.2% YoY-2.8% QoQ
|
+$16.3M |
$15.3M
-2.0% YoY
|
$116.7M
+17.0% YoY
|
$402.4M
+8.7% YoY
|
84% |
| Deposits |
$40.6M
+1.6% YoY+2.9% QoQ
|
+$14.8M |
$25.8M
+0.7% YoY
|
$143.1M
+20.8% YoY
|
$494.3M
+9.1% YoY
|
76% |
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| ROA |
0.6%
-12.1% YoY-45.7% QoQ
|
+0.4% |
0.1%
-77.6% YoY
|
-8.8%
-1402.3% YoY
|
0.4%
-39.2% YoY
|
49% |
| NIM |
3.7%
+9.8% YoY+4.0% QoQ
|
-0.3% |
4.0%
+4.0% YoY
|
4.5%
+3.7% YoY
|
3.8%
+4.1% YoY
|
43% |
| Efficiency Ratio |
58.4%
-16.7% YoY-12.0% QoQ
|
-32.3% |
90.6%
+6.5% YoY
|
182.9%
+107.2% YoY
|
84.6%
+2.8% YoY
|
Top 10.3% in tier |
| Delinquency Rate |
0.5%
-84.6% YoY-62.6% QoQ
|
-1.0 |
1.5%
+3.8% YoY
|
2.1%
+3.6% YoY
|
1.2%
+3.4% YoY
|
42% |
| Loan To Share |
77.6%
-9.7% YoY-5.6% QoQ
|
+19.1% |
58.5%
-3.0% YoY
|
65.1%
-3.9% YoY
|
65.6%
-1.4% YoY
|
79% |
| AMR |
$24,211
-6.1% YoY-0.5% QoQ
|
+$9K |
$14,884
-1.7% YoY
|
$12,313
+3.4% YoY
|
$19,920
+1.6% YoY
|
Top 10.0% in tier |
| CD Concentration |
45.4%
-11.6% YoY-5.1% QoQ
|
+21.1% | 24.3% | 19.6% | 19.8% | 50% |
| Indirect Auto % | 0.0% | -13.8% | 13.8% | 2.4% | 7.7% | 50% |
Signature Analysis
Strengths (0)
Concerns (0)
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)