BlastPoint's Credit Union Scorecard
NORTHEAST NEBRASKA
Charter #14965 · NE
NORTHEAST NEBRASKA has 2 strengths but faces 3 concerns
Key Strengths
Areas where this CU excels compared to peers
- + ROA 0.05% above tier average
- + Indirect Auto Concentration (%): Top 0.0% in tier
Key Concerns
Areas that may need attention
- - Efficiency ratio 1.86% above tier (higher cost structure)
- - Member decline: -7.3% YoY
- - Member Growth Rate: Bottom 9.1% in tier
Core Metrics
As of 2025-Q4
| Metric | Current | vs Tier | Tier Avg | State Avg (NE) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
1,720
-7.3% YoY-1.8% QoQ
|
-895 |
2,615
-1.9% YoY
|
11,118
+2.3% YoY
|
33,374
+5.7% YoY
|
45% |
| Assets |
$13.7M
+5.5% YoY-1.6% QoQ
|
$-16.4M |
$30.1M
+2.1% YoY
|
$137.3M
+7.4% YoY
|
$561.6M
+9.7% YoY
|
39% |
| Loans |
$6.4M
-12.3% YoY-7.9% QoQ
|
$-9.3M |
$15.8M
-1.3% YoY
|
$99.6M
+9.6% YoY
|
$397.0M
+8.8% YoY
|
39% |
| Deposits |
$12.4M
+5.4% YoY-1.8% QoQ
|
$-13.3M |
$25.7M
+1.4% YoY
|
$116.6M
+5.9% YoY
|
$477.3M
+9.7% YoY
|
41% |
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| ROA |
0.7%
+11.9% YoY-1.2% QoQ
|
+0.0% |
0.6%
+10.8% YoY
|
0.6%
+50.8% YoY
|
0.7%
+15.9% YoY
|
49% |
| NIM |
3.5%
-0.6% YoY+3.6% QoQ
|
-0.5% |
4.0%
+4.0% YoY
|
4.0%
+10.2% YoY
|
3.8%
+5.1% YoY
|
33% |
| Efficiency Ratio |
84.4%
-1.5% YoY+0.8% QoQ
|
+1.9% |
82.6%
-2.3% YoY
|
81.4%
-6.7% YoY
|
79.7%
-3.3% YoY
|
62% |
| Delinquency Rate |
0.1%
-76.7% YoY-33.1% QoQ
|
-1.5 |
1.6%
-3.1% YoY
|
1.1%
-6.1% YoY
|
1.3%
-2.1% YoY
|
18% |
| Loan To Share |
51.8%
-16.8% YoY-6.2% QoQ
|
-8.8% |
60.6%
-3.1% YoY
|
70.8%
+0.1% YoY
|
67.4%
-1.7% YoY
|
36% |
| AMR |
$10,972
+6.3% YoY-2.2% QoQ
|
$-4K |
$14,783
-1.4% YoY
|
$17,066
+1.6% YoY
|
$19,687
+2.0% YoY
|
33% |
| CD Concentration |
14.1%
+2.3% YoY-0.3% QoQ
|
-10.3% | 24.4% | 22.3% | 19.8% | 50% |
| Indirect Auto % | 0.0% | -13.8% | 13.8% | 5.6% | 7.8% | 50% |
Signature Analysis
Strengths (0)
Concerns (0)
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)