BlastPoint's Credit Union Scorecard

MIDWEST FAMILY

Charter #15007 · IN

2556 CUs in <100M nationally 82 in IN

MIDWEST FAMILY has 2 strengths but faces 2 concerns

National Analysis

How does the industry compare?

IN Analysis

How does IN stack up?

Key Strengths

Areas where this CU excels compared to peers

+ Indirect Auto Concentration (%): Top 0.0% in tier
+ Fee Income Per Member: Top 9.7% in tier

Key Concerns

Areas that may need attention

- ROA 0.05% below tier average
- Efficiency ratio 2.12% above tier (higher cost structure)

Core Metrics

As of 2025-Q4

Metric	Current	vs Tier	Tier Avg	State Avg (IN)	National Avg	Tier Percentile
Members	2,594 -1.8% YoY-0.1% QoQ	-21	2,615 -1.9% YoY	22,624 +3.2% YoY	33,374 +5.7% YoY	61%
Assets	$37.7M +1.5% YoY-0.8% QoQ	+$7.5M	$30.1M +2.1% YoY	$390.3M +10.1% YoY	$561.6M +9.7% YoY	67%
Loans	$18.3M -11.5% YoY-2.8% QoQ	+$2.5M	$15.8M -1.3% YoY	$281.2M +8.6% YoY	$397.0M +8.8% YoY	67%
Deposits	$33.6M +1.7% YoY-2.1% QoQ	+$7.9M	$25.7M +1.4% YoY	$327.7M +9.9% YoY	$477.3M +9.7% YoY	68%

See Your Full Scorecard

Unlock complete metrics, rankings, and AI-powered insights — always free

Tier 1

50+ financial metrics with peer benchmarks

Performance signatures (strengths & concerns)

AI-generated insights and rankings

Want to see an example first? Preview Navy Federal's scorecard →

ROA	0.6% -66.7% YoY+21.9% QoQ	-0.1%	0.6% +10.8% YoY	0.9% +52.7% YoY	0.7% +15.9% YoY	43%
NIM	3.7% +9.0% YoY+1.0% QoQ	-0.2%	4.0% +4.0% YoY	3.9% +8.6% YoY	3.8% +5.1% YoY	42%
Efficiency Ratio	84.7% +21.9% YoY-0.8% QoQ	+2.1%	82.6% -2.3% YoY	78.1% -3.9% YoY	79.7% -3.3% YoY	63%
Delinquency Rate	1.5% +68.8% YoY-29.8% QoQ	-0.0	1.6% -3.1% YoY	1.3% +9.0% YoY	1.3% -2.1% YoY	72%
Loan To Share	54.4% -13.0% YoY-0.7% QoQ	-6.2%	60.6% -3.1% YoY	69.9% +0.6% YoY	67.4% -1.7% YoY	40%
AMR	$20,002 -1.6% YoY-2.3% QoQ	+$5K	$14,783 -1.4% YoY	$18,520 +5.2% YoY	$19,687 +2.0% YoY	79%
CD Concentration	4.0% +11.5% YoY-8.7% QoQ	-20.5%	24.4%	19.3%	19.8%	50%
Indirect Auto %	0.0% -100.0% YoY	-13.8%	13.8%	10.7%	7.8%	50%

Signature Analysis

Strengths (0)

No strengths identified

Concerns (0)

No concerns identified

Metric Rankings

See how this credit union ranks across all tracked metrics compared to peers.

Strengths: Metrics in the top 25% (75th percentile or higher) | Concerns: Metrics in the bottom 25% (25th percentile or lower)

Compare against:

Comparing against 2556 peers in tier

Top Strengths (3 metrics)

Indirect Auto Concentration (%)

balance_sheet

Value: 0.00%

Peer Median: -

#1 of 2556 Top 0.0% in <100M tier

250

Fee Income Per Member

profitability

Value: $174.05

Peer Median: -

#250 of 2556 Top 9.7% in <100M tier

544

Average Member Relationship (AMR)

engagement

Value: $20,002

Peer Median: -

#544 of 2556 Top 21.2% in <100M tier

Top Weaknesses (2 metrics)

2135

Loan Growth Rate

growth

Value: -11.51%

Peer Median: -

#2135 of 2556 Bottom 16.5% in <100M tier

1980

Net Worth Ratio

risk

Value: 10.80%

Peer Median: -

#1980 of 2556 Bottom 22.6% in <100M tier