BlastPoint's Credit Union Scorecard
CHESWICK ATOMIC DIVISION
Charter #15234 · PA
CHESWICK ATOMIC DIVISION has 1 strength but faces 1 concern
Key Strengths
Areas where this CU excels compared to peers
- + Net Worth Ratio: Top 4.1% in tier
Key Concerns
Areas that may need attention
- - ROA 0.83% below tier average
NEW · Q2 2026 RECAP
Your Quarter, Wrapped
A 35-second highlight reel of your Q2 2026 — the wins worth celebrating and the one signal worth watching, pulled straight from your scorecard data.
Q2 2026 at a glance
- One of 2,437 credit unions with under $100M in assets nationally, and 1 of 183 that size in Pennsylvania.
- Shares and deposits +0.7% year over year ($3.2M in shares and deposits).
- Membership: 475 members, +1.5% vs a year ago.
- Delinquency rate 0.09%.
- Return on assets 0.66%.
- Efficiency ratio 79.35% vs a 88.77% peer average.
- Loan-to-share ratio 53.66% vs a 58.89% peer average.
Data period: Q2 2026 NCUA call report. Animation disabled (reduced-motion preference). Full details in the metrics table below.
Core Metrics
As of 2026-Q2
| Metric | Current | vs Tier | Tier Avg | State Avg (PA) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
475
+1.5% YoY0% QoQ
|
-2.1K |
2,585
-1.7% YoY
|
18,280
+5.8% YoY
|
34,678
+6.6% YoY
|
Bottom 12.8% in tier |
| Assets |
$4.8M
+1.0% YoY-3.4% QoQ
|
$-25.4M |
$30.3M
+1.5% YoY
|
$308.6M
+9.9% YoY
|
$593.1M
+10.2% YoY
|
18% |
| Loans |
$1.7M
-12.5% YoY+3.2% QoQ
|
$-13.7M |
$15.5M
-1.7% YoY
|
$207.1M
+9.1% YoY
|
$418.6M
+10.1% YoY
|
16% |
| Deposits |
$3.2M
+0.7% YoY-5.3% QoQ
|
$-22.6M |
$25.8M
+1.1% YoY
|
$264.2M
+9.3% YoY
|
$504.8M
+10.3% YoY
|
16% |
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| ROA |
0.7%
+3.4% YoY-4.5% QoQ
|
-0.8% |
1.5%
+241.5% YoY
|
1.0%
+23.3% YoY
|
1.2%
+121.4% YoY
|
41% |
| NIM |
3.2%
-1.9% YoY+3.3% QoQ
|
-0.7% |
3.9%
+0.9% YoY
|
3.5%
+2.1% YoY
|
3.8%
+2.3% YoY
|
22% |
| Efficiency Ratio |
79.3%
-1.3% YoY+2.0% QoQ
|
-9.4% |
88.8%
-6.9% YoY
|
76.6%
-2.6% YoY
|
83.0%
-5.3% YoY
|
47% |
| Delinquency Rate |
0.1%
-53.9% YoY+1.1% QoQ
|
-1.5 |
1.5%
+2.1% YoY
|
1.2%
-8.4% YoY
|
1.3%
+2.6% YoY
|
20% |
| Loan To Share |
53.7%
-13.2% YoY+8.9% QoQ
|
-5.2% |
58.9%
-3.1% YoY
|
53.4%
-2.0% YoY
|
66.4%
-1.4% YoY
|
43% |
| AMR |
$10,302
-5.7% YoY-2.5% QoQ
|
$-5K |
$14,963
-6.8% YoY
|
$16,967
+3.7% YoY
|
$20,028
-0.9% YoY
|
29% |
| CD Concentration |
2.6%
+14.8% QoQ
|
-22.0% | 24.6% | 15.6% | 20.0% | 50% |
| Indirect Auto % |
0.3%
-64.1% YoY-31.5% QoQ
|
-13.3% | 13.6% | 8.4% | 7.7% | 50% |
Signature Analysis
Strengths (0)
Concerns (0)
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)