BlastPoint's Credit Union Scorecard
LAMPCO
Charter #15248 · IN
LAMPCO has 8 strengths but faces 3 concerns
Key Strengths
Areas where this CU excels compared to peers
- + Total Loans: Top 0.4% in tier
- + Asset Growth Rate: Top 1.6% in tier
- + Total Deposits: Top 2.3% in tier
- + Deposit Growth Rate: Top 2.6% in tier
- + Total Members: Top 3.5% in tier
- + Loan Growth Rate: Top 3.7% in tier
- + Total Assets: Top 3.9% in tier
- + AMR Growth Rate: Top 6.5% in tier
Key Concerns
Areas that may need attention
- - ROA 1.39% below tier average
- - Efficiency ratio 0.86% above tier (higher cost structure)
- - Indirect Auto Concentration (%): Bottom 0.9% in tier
NEW · Q2 2026 RECAP
Your Quarter, Wrapped
A 35-second highlight reel of your Q2 2026 — the wins worth celebrating and the one signal worth watching, pulled straight from your scorecard data.
Q2 2026 at a glance
- One of 2,437 credit unions with under $100M in assets nationally, and 1 of 71 that size in Indiana.
- Shares and deposits +16.7% year over year ($81.0M in shares and deposits).
- Membership: 7,863 members, +4.2% vs a year ago.
- Delinquency rate 0.89%.
- Return on assets 0.11%.
- Efficiency ratio 89.63% vs a 88.77% peer average.
- Loan-to-share ratio 89.21% vs a 58.89% peer average.
Data period: Q2 2026 NCUA call report. Animation disabled (reduced-motion preference). Full details in the metrics table below.
Core Metrics
As of 2026-Q2
| Metric | Current | vs Tier | Tier Avg | State Avg (IN) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
7,863
+4.2% YoY+0.9% QoQ
|
+5.3K |
2,585
-1.7% YoY
|
23,392
+5.7% YoY
|
34,678
+6.6% YoY
|
Top 3.6% in tier |
| Assets |
$89.6M
+18.1% YoY+0.4% QoQ
|
+$59.3M |
$30.3M
+1.5% YoY
|
$404.4M
+8.2% YoY
|
$593.1M
+10.2% YoY
|
Top 4.0% in tier |
| Loans |
$72.3M
+19.1% YoY+8.4% QoQ
|
+$56.8M |
$15.5M
-1.7% YoY
|
$288.6M
+8.1% YoY
|
$418.6M
+10.1% YoY
|
Top 0.4% in tier |
| Deposits |
$81.0M
+16.7% YoY-1.1% QoQ
|
+$55.2M |
$25.8M
+1.1% YoY
|
$337.5M
+7.0% YoY
|
$504.8M
+10.3% YoY
|
Top 2.3% in tier |
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| ROA |
0.1%
-82.1% YoY-167.6% QoQ
|
-1.4% |
1.5%
+241.5% YoY
|
1.6%
+105.9% YoY
|
1.2%
+121.4% YoY
|
Bottom 6.7% in tier |
| NIM |
3.9%
-10.4% YoY+3.4% QoQ
|
+0.0% |
3.9%
+0.9% YoY
|
3.9%
+3.1% YoY
|
3.8%
+2.3% YoY
|
52% |
| Efficiency Ratio |
89.6%
+9.9% YoY-1.4% QoQ
|
+0.9% |
88.8%
-6.9% YoY
|
105.3%
+31.6% YoY
|
83.0%
-5.3% YoY
|
71% |
| Delinquency Rate |
0.9%
-19.0% YoY-34.4% QoQ
|
-0.7 |
1.5%
+2.1% YoY
|
1.6%
+32.0% YoY
|
1.3%
+2.6% YoY
|
57% |
| Loan To Share |
89.2%
+2.0% YoY+9.6% QoQ
|
+30.3% |
58.9%
-3.1% YoY
|
68.6%
+0.4% YoY
|
66.4%
-1.4% YoY
|
Top 10.1% in tier |
| AMR |
$19,499
+13.0% YoY+2.3% QoQ
|
+$5K |
$14,963
-6.8% YoY
|
$18,349
+1.6% YoY
|
$20,028
-0.9% YoY
|
75% |
| CD Concentration |
3.0%
-4.2% YoY-8.4% QoQ
|
-21.6% | 24.6% | 19.4% | 20.0% | 50% |
| Indirect Auto % |
56.9%
+11.8% YoY-2.8% QoQ
|
+43.2% | 13.6% | 11.1% | 7.7% | 50% |
Signature Analysis
Strengths (0)
Concerns (0)
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)