BlastPoint's Credit Union Scorecard
MERIDIAN MISSISSIPPI ANG
Charter #15377 · MS
MERIDIAN MISSISSIPPI ANG demonstrates 6 strengths
Key Strengths
Areas where this CU excels compared to peers
- + ROA 1.11% above tier average
- + Indirect Auto Concentration (%): Top 0.0% in tier
- + Loan-to-Member Ratio (LMR): Top 2.9% in tier
- + Average Member Relationship (AMR): Top 4.0% in tier
- + Efficiency Ratio: Top 9.2% in tier
- + Asset Growth Rate: Top 9.9% in tier
Key Concerns
Areas that may need attention
No key concerns identified
Core Metrics
As of 2025-Q4
| Metric | Current | vs Tier | Tier Avg | State Avg (MS) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
1,606
+2.8% YoY+1.2% QoQ
|
-1.0K |
2,615
-1.9% YoY
|
14,672
+15.4% YoY
|
33,374
+5.7% YoY
|
43% |
| Assets |
$30.6M
+9.3% YoY+4.0% QoQ
|
+$498K |
$30.1M
+2.1% YoY
|
$175.8M
+23.7% YoY
|
$561.6M
+9.7% YoY
|
60% |
| Loans |
$22.4M
+4.5% YoY+1.7% QoQ
|
+$6.7M |
$15.8M
-1.3% YoY
|
$116.9M
+20.6% YoY
|
$397.0M
+8.8% YoY
|
74% |
| Deposits |
$26.3M
+8.6% YoY+4.7% QoQ
|
+$646K |
$25.7M
+1.4% YoY
|
$139.2M
+23.5% YoY
|
$477.3M
+9.7% YoY
|
60% |
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| ROA |
1.7%
-8.6% YoY-22.5% QoQ
|
+1.1% |
0.6%
+10.8% YoY
|
0.8%
+172.9% YoY
|
0.7%
+15.9% YoY
|
Top 11.0% in tier |
| NIM |
3.8%
-0.6% YoY-3.7% QoQ
|
-0.2% |
4.0%
+4.0% YoY
|
4.4%
+3.3% YoY
|
3.8%
+5.1% YoY
|
45% |
| Efficiency Ratio |
57.8%
+4.8% YoY+18.1% QoQ
|
-24.8% |
82.6%
-2.3% YoY
|
79.5%
-8.9% YoY
|
79.7%
-3.3% YoY
|
Bottom 9.2% in tier |
| Delinquency Rate |
1.5%
+485.2% YoY+178.8% QoQ
|
-0.1 |
1.6%
-3.1% YoY
|
2.7%
-0.7% YoY
|
1.3%
-2.1% YoY
|
72% |
| Loan To Share |
85.2%
-3.8% YoY-2.9% QoQ
|
+24.6% |
60.6%
-3.1% YoY
|
68.0%
-1.8% YoY
|
67.4%
-1.7% YoY
|
Top 15.0% in tier |
| AMR |
$30,375
+3.7% YoY+2.1% QoQ
|
+$16K |
$14,783
-1.4% YoY
|
$12,283
+3.8% YoY
|
$19,687
+2.0% YoY
|
Top 4.0% in tier |
| CD Concentration |
19.0%
+24.4% YoY-2.0% QoQ
|
-5.4% | 24.4% | 19.4% | 19.8% | 50% |
| Indirect Auto % | 0.0% | -13.8% | 13.8% | 2.5% | 7.8% | 50% |
Signature Analysis
Strengths (0)
Concerns (0)
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)