BlastPoint's Credit Union Scorecard

MERIDIAN MISSISSIPPI ANG

Charter #15377 · MS

<100M
2508 CUs in <100M nationally 42 in MS

MERIDIAN MISSISSIPPI ANG demonstrates 5 strengths

Key Strengths

Areas where this CU excels compared to peers

  • + ROA 1.66% above tier average
  • + Loan-to-Member Ratio (LMR): Top 2.7% in tier
  • + Average Member Relationship (AMR): Top 4.2% in tier
  • + Asset Growth Rate: Top 7.6% in tier
  • + Deposit Growth Rate: Top 9.6% in tier

Key Concerns

Areas that may need attention

No key concerns identified

Core Metrics

As of 2026-Q1

Metric Current vs Tier Tier Avg State Avg (MS) National Avg Tier Percentile
Members 1,625
+2.5% YoY+1.2% QoQ
-1.1K 2,676
+1.6% YoY
14,925
+15.2% YoY
33,913
+5.7% YoY
43%
Assets $30.9M
+9.8% YoY+0.9% QoQ
+$718K $30.2M
+1.3% YoY
$177.9M
+19.7% YoY
$578.3M
+9.0% YoY
60%
Loans $22.5M
+6.0% YoY+0.4% QoQ
+$7.3M $15.3M
-2.0% YoY
$116.7M
+17.0% YoY
$402.4M
+8.7% YoY
75%
Deposits $26.4M
+9.2% YoY+0.3% QoQ
+$640K $25.8M
+0.7% YoY
$143.1M
+20.8% YoY
$494.3M
+9.1% YoY
60%

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Tier 1
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Performance signatures (strengths & concerns)
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ROA 1.8%
-16.9% YoY+4.0% QoQ
+1.7% 0.1%
-77.6% YoY
-8.8%
-1402.3% YoY
0.4%
-39.2% YoY
Top 9.1% in tier
NIM 3.9%
-4.3% YoY+2.2% QoQ
-0.2% 4.0%
+4.0% YoY
4.5%
+3.7% YoY
3.8%
+4.1% YoY
51%
Efficiency Ratio 59.1%
+11.0% YoY+2.3% QoQ
-31.6% 90.6%
+6.5% YoY
182.9%
+107.2% YoY
84.6%
+2.8% YoY
Top 11.0% in tier
Delinquency Rate 1.5%
-2.6% QoQ
+0.0 1.5%
+3.8% YoY
2.1%
+3.6% YoY
1.2%
+3.4% YoY
74%
Loan To Share 85.3%
-3.0% YoY+0.0% QoQ
+26.8% 58.5%
-3.0% YoY
65.1%
-3.9% YoY
65.6%
-1.4% YoY
Top 12.4% in tier
AMR $30,127
+5.1% YoY-0.8% QoQ
+$15K $14,884
-1.7% YoY
$12,313
+3.4% YoY
$19,920
+1.6% YoY
Top 4.3% in tier
CD Concentration 20.7%
+32.9% YoY+9.0% QoQ
-3.5% 24.3% 19.6% 19.8% 50%
Indirect Auto % 0.0% -13.8% 13.8% 2.4% 7.7% 50%

Signature Analysis

Strengths (0)

No strengths identified

Concerns (0)

No concerns identified

Metric Rankings

See how this credit union ranks across all tracked metrics compared to peers.

Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)

Comparing against 2508 peers in tier

Top Strengths (12 metrics)

1
Indirect Auto Concentration (%)
balance_sheet
Value: 0.00%
Peer Median: 0.00%
#1 of 2508 Top 0.1% in <100M tier
68
Loan-to-Member Ratio (LMR)
engagement
Value: $13,867
Peer Median: $4,923
#68 of 2508 Top 2.7% in <100M tier
107
Average Member Relationship (AMR)
engagement
Value: $30,127
Peer Median: $13,926
#107 of 2508 Top 4.2% in <100M tier
191
Asset Growth Rate
growth
Value: 9.81%
Peer Median: 1.30%
#191 of 2508 Top 7.6% in <100M tier
227
Return on Assets (ROA)
profitability
Value: 1.80%
Peer Median: 0.61%
#227 of 2508 Top 9.0% in <100M tier
242
Deposit Growth Rate
growth
Value: 9.22%
Peer Median: 0.66%
#242 of 2508 Top 9.6% in <100M tier
276
Efficiency Ratio
profitability
Value: 59.06%
Peer Median: 81.45%
#276 of 2508 Top 11.0% in <100M tier
310
Loan-to-Share Ratio
balance_sheet
Value: 85.28%
Peer Median: 58.72%
#310 of 2508 Top 12.3% in <100M tier
353
Member Growth Rate
growth
Value: 2.46%
Peer Median: -1.37%
#353 of 2508 Top 14.0% in <100M tier
443
Loan Growth Rate
growth
Value: 5.97%
Peer Median: -2.36%
#443 of 2508 Top 17.6% in <100M tier

Top Weaknesses (0 metrics)

No weakness rankings available
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