BlastPoint's Credit Union Scorecard
SOLON/CHAGRIN FALLS
Charter #15451 · OH
SOLON/CHAGRIN FALLS has 3 strengths but faces 3 concerns
Key Strengths
Areas where this CU excels compared to peers
- + ROA 0.28% above tier average
- + Total Delinquency Rate (60+ days): Top 0.0% in tier
- + Net Charge-Off Rate: Top 7.9% in tier
Key Concerns
Areas that may need attention
- - Member decline: -8.4% YoY
- - Member Growth Rate: Bottom 7.4% in tier
- - Members Per Employee (MPE): Bottom 8.0% in tier
Core Metrics
As of 2025-Q4
| Metric | Current | vs Tier | Tier Avg | State Avg (OH) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
625
-8.4% YoY-2.3% QoQ
|
-2.0K |
2,615
-1.9% YoY
|
16,819
+5.2% YoY
|
33,374
+5.7% YoY
|
17% |
| Assets |
$9.6M
-0.5% YoY+0.8% QoQ
|
$-20.6M |
$30.1M
+2.1% YoY
|
$253.6M
+9.4% YoY
|
$561.6M
+9.7% YoY
|
31% |
| Loans |
$3.1M
-4.5% YoY-2.8% QoQ
|
$-12.6M |
$15.8M
-1.3% YoY
|
$173.0M
+7.8% YoY
|
$397.0M
+8.8% YoY
|
25% |
| Deposits |
$7.6M
-1.7% YoY+0.8% QoQ
|
$-18.0M |
$25.7M
+1.4% YoY
|
$217.1M
+9.6% YoY
|
$477.3M
+9.7% YoY
|
30% |
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| ROA |
0.9%
+65.2% YoY-2.2% QoQ
|
+0.3% |
0.6%
+10.8% YoY
|
0.4%
-22.9% YoY
|
0.7%
+15.9% YoY
|
61% |
| NIM |
3.0%
+16.5% YoY-0.1% QoQ
|
-1.0% |
4.0%
+4.0% YoY
|
3.8%
+3.7% YoY
|
3.8%
+5.1% YoY
|
18% |
| Efficiency Ratio |
70.0%
-11.2% YoY+0.9% QoQ
|
-12.5% |
82.6%
-2.3% YoY
|
82.6%
+2.4% YoY
|
79.7%
-3.3% YoY
|
27% |
| Delinquency Rate | 0.0% | -1.6 |
1.6%
-3.1% YoY
|
1.6%
+33.3% YoY
|
1.3%
-2.1% YoY
|
Top 0.1% in tier |
| Loan To Share |
40.8%
-2.9% YoY-3.6% QoQ
|
-19.8% |
60.6%
-3.1% YoY
|
63.0%
-2.6% YoY
|
67.4%
-1.7% YoY
|
20% |
| AMR |
$17,219
+6.4% YoY+2.1% QoQ
|
+$2K |
$14,783
-1.4% YoY
|
$17,423
+5.7% YoY
|
$19,687
+2.0% YoY
|
67% |
| CD Concentration |
24.4%
-0.4% YoY-7.0% QoQ
|
+0.0% | 24.4% | 19.4% | 19.8% | 50% |
| Indirect Auto % | 0.0% | -13.8% | 13.8% | 11.2% | 7.8% | 50% |
Signature Analysis
Strengths (0)
Concerns (0)
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)