BlastPoint's Credit Union Scorecard
LOCAL 265 IBEW
Charter #15522 · NE
LOCAL 265 IBEW has 6 strengths but faces 2 concerns
Key Strengths
Areas where this CU excels compared to peers
- + ROA 0.95% above tier average
- + Net Interest Margin 0.18% above tier average
- + Strong member growth: 11.9% YoY
- + Member Growth Rate: Top 2.9% in tier
- + Members Per Employee (MPE): Top 4.7% in tier
- + Loan Growth Rate: Top 7.7% in tier
Key Concerns
Areas that may need attention
- - Delinquency rate 0.71% above tier average
- - Net Worth Ratio: Bottom 8.8% in tier
Core Metrics
As of 2026-Q1
| Metric | Current | vs Tier | Tier Avg | State Avg (NE) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
1,402
+11.9% YoY0% QoQ
|
-1.3K |
2,676
+1.6% YoY
|
11,118
+0.3% YoY
|
33,913
+5.7% YoY
|
38% |
| Assets |
$4.9M
-0.4% YoY-2.8% QoQ
|
$-25.3M |
$30.2M
+1.3% YoY
|
$139.9M
+5.0% YoY
|
$578.3M
+9.0% YoY
|
18% |
| Loans |
$3.8M
+12.0% YoY+4.3% QoQ
|
$-11.5M |
$15.3M
-2.0% YoY
|
$100.8M
+9.2% YoY
|
$402.4M
+8.7% YoY
|
28% |
| Deposits |
$4.4M
-2.2% YoY-2.9% QoQ
|
$-21.4M |
$25.8M
+0.7% YoY
|
$120.0M
+4.5% YoY
|
$494.3M
+9.1% YoY
|
20% |
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| ROA |
1.1%
-2.8% QoQ
|
+1.0% |
0.1%
-77.6% YoY
|
0.5%
+30.6% YoY
|
0.4%
-39.2% YoY
|
73% |
| NIM |
4.2%
+50.6% YoY+10.7% QoQ
|
+0.2% |
4.0%
+4.0% YoY
|
4.1%
+5.7% YoY
|
3.8%
+4.1% YoY
|
66% |
| Efficiency Ratio |
75.2%
-21.9% YoY+6.0% QoQ
|
-15.4% |
90.6%
+6.5% YoY
|
81.5%
-7.1% YoY
|
84.6%
+2.8% YoY
|
35% |
| Delinquency Rate |
2.2%
+125.8% YoY+51.0% QoQ
|
+0.7 |
1.5%
+3.8% YoY
|
1.1%
+31.3% YoY
|
1.2%
+3.4% YoY
|
83% |
| Loan To Share |
86.6%
+14.6% YoY+7.5% QoQ
|
+28.1% |
58.5%
-3.0% YoY
|
68.2%
-0.4% YoY
|
65.6%
-1.4% YoY
|
Top 10.7% in tier |
| AMR |
$5,832
-7.1% YoY+0.3% QoQ
|
$-9K |
$14,884
-1.7% YoY
|
$17,286
+1.1% YoY
|
$19,920
+1.6% YoY
|
Bottom 11.2% in tier |
| CD Concentration |
28.2%
-17.3% YoY+5.9% QoQ
|
+3.9% | 24.3% | 22.1% | 19.8% | 50% |
| Indirect Auto % | 0.0% | -13.8% | 13.8% | 5.5% | 7.7% | 50% |
Signature Analysis
Strengths (0)
Concerns (0)
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)