BlastPoint's Credit Union Scorecard
LOCAL 265 IBEW
Charter #15522 · NE
LOCAL 265 IBEW has 4 strengths but faces 5 concerns
Key Strengths
Areas where this CU excels compared to peers
- + Net Interest Margin 0.48% above tier average
- + Members Per Employee (MPE): Top 5.1% in tier
- + Loan Growth Rate: Top 7.9% in tier
- + Loan-to-Share Ratio: Top 8.3% in tier
Key Concerns
Areas that may need attention
- - ROA 0.29% below tier average
- - Delinquency rate 0.21% above tier average
- - Member decline: -2.7% YoY
- - Asset Growth Rate: Bottom 5.5% in tier
- - Net Worth Ratio: Bottom 9.5% in tier
NEW · Q2 2026 RECAP
Your Quarter, Wrapped
A 35-second highlight reel of your Q2 2026 — the wins worth celebrating and the one signal worth watching, pulled straight from your scorecard data.
Q2 2026 at a glance
- One of 2,437 credit unions with under $100M in assets nationally, and 1 of 34 that size in Nebraska.
- Shares and deposits -3.0% year over year ($4.3M in shares and deposits).
- Membership: 1,364 members, -2.7% vs a year ago.
- Delinquency rate 1.76%.
- Return on assets 1.20%.
- Efficiency ratio 71.45% vs a 88.77% peer average.
- Loan-to-share ratio 90.77% vs a 58.89% peer average.
Data period: Q2 2026 NCUA call report. Animation disabled (reduced-motion preference). Full details in the metrics table below.
Core Metrics
As of 2026-Q2
| Metric | Current | vs Tier | Tier Avg | State Avg (NE) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
1,364
-2.7% YoY-2.7% QoQ
|
-1.2K |
2,585
-1.7% YoY
|
11,070
-2.8% YoY
|
34,678
+6.6% YoY
|
38% |
| Assets |
$4.9M
-9.7% YoY+0.3% QoQ
|
$-25.3M |
$30.3M
+1.5% YoY
|
$139.7M
+2.9% YoY
|
$593.1M
+10.2% YoY
|
18% |
| Loans |
$3.9M
+12.0% YoY+3.2% QoQ
|
$-11.5M |
$15.5M
-1.7% YoY
|
$101.1M
+5.0% YoY
|
$418.6M
+10.1% YoY
|
29% |
| Deposits |
$4.3M
-3.0% YoY-1.5% QoQ
|
$-21.5M |
$25.8M
+1.1% YoY
|
$119.4M
+3.3% YoY
|
$504.8M
+10.3% YoY
|
20% |
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| ROA |
1.2%
-235.3% YoY+9.0% QoQ
|
-0.3% |
1.5%
+241.5% YoY
|
1.1%
+69.2% YoY
|
1.2%
+121.4% YoY
|
70% |
| NIM |
4.4%
+43.9% YoY+4.6% QoQ
|
+0.5% |
3.9%
+0.9% YoY
|
4.1%
+6.3% YoY
|
3.8%
+2.3% YoY
|
72% |
| Efficiency Ratio |
71.4%
-42.9% YoY-5.0% QoQ
|
-17.3% |
88.8%
-6.9% YoY
|
79.7%
-2.7% YoY
|
83.0%
-5.3% YoY
|
29% |
| Delinquency Rate |
1.8%
+0.9% YoY-20.5% QoQ
|
+0.2 |
1.5%
+2.1% YoY
|
1.2%
+28.5% YoY
|
1.3%
+2.6% YoY
|
75% |
| Loan To Share |
90.8%
+15.5% YoY+4.8% QoQ
|
+31.9% |
58.9%
-3.1% YoY
|
69.5%
+0.0% YoY
|
66.4%
-1.4% YoY
|
Top 8.5% in tier |
| AMR |
$6,036
+6.5% YoY+3.5% QoQ
|
$-9K |
$14,963
-6.8% YoY
|
$17,408
+1.9% YoY
|
$20,028
-0.9% YoY
|
Bottom 11.8% in tier |
| CD Concentration |
21.1%
+7.2% YoY-25.1% QoQ
|
-3.5% | 24.6% | 22.2% | 20.0% | 50% |
| Indirect Auto % | 0.0% | -13.6% | 13.6% | 5.2% | 7.7% | 50% |
Signature Analysis
Strengths (0)
Concerns (0)
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)