BlastPoint's Credit Union Scorecard
MEMBERS TRUST
Charter #15874 · OH
MEMBERS TRUST has 1 strength but faces 2 concerns
Key Strengths
Areas where this CU excels compared to peers
- + Members Per Employee (MPE): Top 6.5% in tier
Key Concerns
Areas that may need attention
- - ROA 0.13% below tier average
- - Member decline: -2.7% YoY
Core Metrics
As of 2026-Q1
| Metric | Current | vs Tier | Tier Avg | State Avg (OH) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
3,121
-2.7% YoY-0.4% QoQ
|
+444 |
2,676
+1.6% YoY
|
16,936
+6.2% YoY
|
33,913
+5.7% YoY
|
69% |
| Assets |
$24.0M
-2.5% YoY+4.5% QoQ
|
$-6.1M |
$30.2M
+1.3% YoY
|
$257.9M
+8.7% YoY
|
$578.3M
+9.0% YoY
|
53% |
| Loans |
$13.5M
-8.9% YoY-4.6% QoQ
|
$-1.8M |
$15.3M
-2.0% YoY
|
$174.2M
+8.4% YoY
|
$402.4M
+8.7% YoY
|
59% |
| Deposits |
$19.5M
-3.3% YoY+5.6% QoQ
|
$-6.3M |
$25.8M
+0.7% YoY
|
$221.5M
+9.0% YoY
|
$494.3M
+9.1% YoY
|
51% |
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| ROA |
0.0%
-77.0% YoY-85.8% QoQ
|
-0.1% |
0.1%
-77.6% YoY
|
0.6%
+16.1% YoY
|
0.4%
-39.2% YoY
|
22% |
| NIM |
3.4%
+3.2% YoY-7.4% QoQ
|
-0.6% |
4.0%
+4.0% YoY
|
3.7%
+1.7% YoY
|
3.8%
+4.1% YoY
|
32% |
| Efficiency Ratio |
89.3%
-5.5% YoY-6.8% QoQ
|
-1.4% |
90.6%
+6.5% YoY
|
82.0%
-2.0% YoY
|
84.6%
+2.8% YoY
|
67% |
| Delinquency Rate |
0.2%
-52.6% YoY-72.1% QoQ
|
-1.3 |
1.5%
+3.8% YoY
|
1.4%
+35.7% YoY
|
1.2%
+3.4% YoY
|
26% |
| Loan To Share |
69.4%
-5.7% YoY-9.7% QoQ
|
+10.9% |
58.5%
-3.0% YoY
|
61.3%
-2.1% YoY
|
65.6%
-1.4% YoY
|
66% |
| AMR |
$10,567
-3.1% YoY+1.6% QoQ
|
$-4K |
$14,884
-1.7% YoY
|
$17,686
+5.3% YoY
|
$19,920
+1.6% YoY
|
31% |
| CD Concentration |
14.3%
+17.3% YoY-7.3% QoQ
|
-10.0% | 24.3% | 19.4% | 19.8% | 50% |
| Indirect Auto % | 0.0% | -13.8% | 13.8% | 11.4% | 7.7% | 50% |
Signature Analysis
Strengths (0)
Concerns (0)
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)