BlastPoint's Credit Union Scorecard
GRAND ALTITUDE
Charter #16009 · WY
GRAND ALTITUDE demonstrates 2 strengths
Key Strengths
Areas where this CU excels compared to peers
- + ROA 0.54% above tier average
- + Net Interest Margin 0.15% above tier average
Key Concerns
Areas that may need attention
No key concerns identified
NEW · Q2 2026 RECAP
Your Quarter, Wrapped
A 35-second highlight reel of your Q2 2026 — the wins worth celebrating and the one signal worth watching, pulled straight from your scorecard data.
Q2 2026 at a glance
- One of 1,024 credit unions with $100M-$500M in assets nationally, and 1 of 8 that size in Wyoming.
- Shares and deposits +3.4% year over year ($191M in shares and deposits).
- Membership: 12,735 members, +0.2% vs a year ago.
- Delinquency rate 0.23%.
- Return on assets 1.40%.
- Efficiency ratio 65.32% vs a 76.73% peer average.
- Loan-to-share ratio 85.42% vs a 71.54% peer average.
Data period: Q2 2026 NCUA call report. Animation disabled (reduced-motion preference). Full details in the metrics table below.
Core Metrics
As of 2026-Q2
| Metric | Current | vs Tier | Tier Avg | State Avg (WY) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
12,735
+0.2% YoY+1.1% QoQ
|
-2.4K |
15,168
-2.6% YoY
|
22,105
+2.3% YoY
|
34,678
+6.6% YoY
|
48% |
| Assets |
$222.3M
+4.1% YoY+2.3% QoQ
|
$-9.7M |
$232.0M
+0.7% YoY
|
$345.9M
+6.0% YoY
|
$593.1M
+10.2% YoY
|
57% |
| Loans |
$162.9M
+6.3% YoY+2.7% QoQ
|
+$16.6M |
$146.3M
+0.2% YoY
|
$256.8M
+5.3% YoY
|
$418.6M
+10.1% YoY
|
66% |
| Deposits |
$190.7M
+3.4% YoY+2.2% QoQ
|
$-10.0M |
$200.7M
+0.2% YoY
|
$290.0M
+5.4% YoY
|
$504.8M
+10.3% YoY
|
57% |
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| ROA |
1.4%
-2.4% YoY+5.5% QoQ
|
+0.5% |
0.9%
+12.5% YoY
|
1.4%
+23.8% YoY
|
1.2%
+121.4% YoY
|
84% |
| NIM |
3.8%
+2.9% YoY-2.1% QoQ
|
+0.1% |
3.7%
+4.5% YoY
|
3.9%
-1.1% YoY
|
3.8%
+2.3% YoY
|
60% |
| Efficiency Ratio |
65.3%
-2.3% YoY-1.7% QoQ
|
-11.4% |
76.7%
-0.8% YoY
|
70.6%
+1.3% YoY
|
83.0%
-5.3% YoY
|
16% |
| Delinquency Rate |
0.2%
-65.2% YoY-6.8% QoQ
|
-0.7 |
0.9%
+6.6% YoY
|
2.3%
+31.5% YoY
|
1.3%
+2.6% YoY
|
Top 13.4% in tier |
| Loan To Share |
85.4%
+2.8% YoY+0.5% QoQ
|
+13.9% |
71.5%
-0.3% YoY
|
76.6%
-2.2% YoY
|
66.4%
-1.4% YoY
|
77% |
| AMR |
$27,764
+4.5% YoY+1.4% QoQ
|
+$3K |
$25,107
+3.2% YoY
|
$23,513
+4.1% YoY
|
$20,028
-0.9% YoY
|
73% |
| CD Concentration |
28.2%
-4.2% YoY-2.0% QoQ
|
+3.6% | 24.6% | 26.8% | 20.0% | 50% |
| Indirect Auto % | 0.0% | -13.6% | 13.6% | 19.1% | 7.7% | 50% |
Signature Analysis
Strengths (0)
Concerns (0)
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)