BlastPoint's Credit Union Scorecard

DEVILS SLIDE

Charter #16264 · UT

<100M
2508 CUs in <100M nationally 29 in UT

DEVILS SLIDE has 3 strengths but faces 3 concerns

Key Strengths

Areas where this CU excels compared to peers

  • + Asset Growth Rate: Top 6.9% in tier
  • + Member Growth Rate: Top 7.2% in tier
  • + Deposit Growth Rate: Top 7.6% in tier

Key Concerns

Areas that may need attention

  • - ROA 1.51% below tier average
  • - Share Certificate Concentration (%): Bottom 2.5% in tier
  • - Net Charge-Off Rate: Bottom 8.6% in tier

Core Metrics

As of 2026-Q1

Metric Current vs Tier Tier Avg State Avg (UT) National Avg Tier Percentile
Members 1,773
+4.7% YoY+2.0% QoQ
-903 2,676
+1.6% YoY
80,723
+8.1% YoY
33,913
+5.7% YoY
47%
Assets $21.2M
+10.3% YoY+3.6% QoQ
$-9.0M $30.2M
+1.3% YoY
$1.3B
+11.9% YoY
$578.3M
+9.0% YoY
49%
Loans $14.5M
+4.3% YoY+0.6% QoQ
$-782K $15.3M
-2.0% YoY
$985.7M
+12.1% YoY
$402.4M
+8.7% YoY
61%
Deposits $18.3M
+10.5% YoY+3.4% QoQ
$-7.5M $25.8M
+0.7% YoY
$1.1B
+11.5% YoY
$494.3M
+9.1% YoY
49%

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Tier 1
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ROA -1.4%
-263.1% YoY-1355.7% QoQ
-1.5% 0.1%
-77.6% YoY
0.4%
-49.8% YoY
0.4%
-39.2% YoY
Bottom 6.9% in tier
NIM 3.3%
-11.2% YoY-7.9% QoQ
-0.7% 4.0%
+4.0% YoY
3.4%
+1.0% YoY
3.8%
+4.1% YoY
27%
Efficiency Ratio 74.7%
+1.4% YoY-8.9% QoQ
-15.9% 90.6%
+6.5% YoY
74.1%
+0.8% YoY
84.6%
+2.8% YoY
34%
Delinquency Rate 0.7%
+53.2% YoY-68.6% QoQ
-0.8 1.5%
+3.8% YoY
0.7%
+20.4% YoY
1.2%
+3.4% YoY
51%
Loan To Share 79.4%
-5.6% YoY-2.8% QoQ
+20.9% 58.5%
-3.0% YoY
75.0%
-3.9% YoY
65.6%
-1.4% YoY
81%
AMR $18,482
+2.8% YoY+0.2% QoQ
+$4K $14,884
-1.7% YoY
$21,837
+4.8% YoY
$19,920
+1.6% YoY
71%
CD Concentration 53.9%
+7.7% YoY+2.0% QoQ
+29.7% 24.3% 28.4% 19.8% 50%
Indirect Auto % 0.0% -13.8% 13.8% 7.1% 7.7% 50%

Signature Analysis

Strengths (0)

No strengths identified

Concerns (0)

No concerns identified

Metric Rankings

See how this credit union ranks across all tracked metrics compared to peers.

Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)

Comparing against 2508 peers in tier

Top Strengths (9 metrics)

1
Indirect Auto Concentration (%)
balance_sheet
Value: 0.00%
Peer Median: 0.00%
#1 of 2508 Top 0.1% in <100M tier
1
First Mortgage Concentration (%)
balance_sheet
Value: 0.00%
Peer Median: 3.66%
#1 of 2508 Top 0.1% in <100M tier
175
Asset Growth Rate
growth
Value: 10.27%
Peer Median: 1.30%
#175 of 2508 Top 6.9% in <100M tier
182
Member Growth Rate
growth
Value: 4.66%
Peer Median: -1.37%
#182 of 2508 Top 7.2% in <100M tier
191
Deposit Growth Rate
growth
Value: 10.48%
Peer Median: 0.66%
#191 of 2508 Top 7.6% in <100M tier
421
Loan-to-Member Ratio (LMR)
engagement
Value: $8,178
Peer Median: $4,923
#421 of 2508 Top 16.7% in <100M tier
478
Loan-to-Share Ratio
balance_sheet
Value: 79.36%
Peer Median: 58.72%
#478 of 2508 Top 19.0% in <100M tier
541
Members Per Employee (MPE)
engagement
Value: 443.250
Peer Median: 333.750
#541 of 2508 Top 21.5% in <100M tier
571
Loan Growth Rate
growth
Value: 4.26%
Peer Median: -2.36%
#571 of 2508 Top 22.7% in <100M tier

Top Weaknesses (3 metrics)

2447
Share Certificate Concentration (%)
balance_sheet
Value: 53.95%
Peer Median: 12.45%
#2447 of 2508 Bottom 2.5% in <100M tier
2336
Return on Assets (ROA)
profitability
Value: -1.36%
Peer Median: 0.61%
#2336 of 2508 Bottom 6.9% in <100M tier
2294
Net Charge-Off Rate
risk
Value: 1.61%
Peer Median: 0.07%
#2294 of 2508 Bottom 8.6% in <100M tier
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