BlastPoint's Credit Union Scorecard

DEVILS SLIDE

Charter #16264 · UT

2556 CUs in <100M nationally 29 in UT

DEVILS SLIDE has 2 strengths but faces 3 concerns

Key Strengths

Areas where this CU excels compared to peers

  • + Indirect Auto Concentration (%): Top 0.0% in tier
  • + First Mortgage Concentration (%): Top 0.0% in tier

Key Concerns

Areas that may need attention

  • - ROA 0.51% below tier average
  • - Delinquency rate 0.62% above tier average
  • - Share Certificate Concentration (%): Bottom 2.6% in tier

Core Metrics

As of 2025-Q4

Metric Current vs Tier Tier Avg State Avg (UT) National Avg Tier Percentile
Members 1,739
+2.8% YoY-1.5% QoQ
-876 2,615
-1.9% YoY
78,581
+8.3% YoY
33,374
+5.7% YoY
46%
Assets $20.5M
+6.1% YoY-2.3% QoQ
$-9.6M $30.1M
+2.1% YoY
$1.2B
+12.9% YoY
$561.6M
+9.7% YoY
49%
Loans $14.4M
+6.3% YoY-0.2% QoQ
$-1.3M $15.8M
-1.3% YoY
$958.3M
+12.4% YoY
$397.0M
+8.8% YoY
60%
Deposits $17.7M
+6.4% YoY-1.7% QoQ
$-8.0M $25.7M
+1.4% YoY
$1.1B
+12.7% YoY
$477.3M
+9.7% YoY
49%

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Tier 1
50+ financial metrics with peer benchmarks
Performance signatures (strengths & concerns)
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ROA 0.1%
-93.1% YoY-90.6% QoQ
-0.5% 0.6%
+10.8% YoY
0.8%
+12.1% YoY
0.7%
+15.9% YoY
21%
NIM 3.5%
-7.3% YoY+1.9% QoQ
-0.4% 4.0%
+4.0% YoY
3.4%
+4.7% YoY
3.8%
+5.1% YoY
36%
Efficiency Ratio 82.0%
+32.8% YoY+19.2% QoQ
-0.6% 82.6%
-2.3% YoY
72.6%
-3.7% YoY
79.7%
-3.3% YoY
56%
Delinquency Rate 2.2%
+1978.0% QoQ
+0.6 1.6%
-3.1% YoY
1.0%
+50.5% YoY
1.3%
-2.1% YoY
80%
Loan To Share 81.6%
-0.1% YoY+1.5% QoQ
+21.0% 60.6%
-3.1% YoY
76.7%
-4.3% YoY
67.4%
-1.7% YoY
80%
AMR $18,450
+3.5% YoY+0.5% QoQ
+$4K $14,783
-1.4% YoY
$21,704
+5.2% YoY
$19,687
+2.0% YoY
72%
CD Concentration 52.9%
+6.3% YoY+6.2% QoQ
+28.4% 24.4% 28.4% 19.8% 50%
Indirect Auto % 0.0% -13.8% 13.8% 7.4% 7.8% 50%

Signature Analysis

Strengths (0)

No strengths identified

Concerns (0)

No concerns identified

Metric Rankings

See how this credit union ranks across all tracked metrics compared to peers.

Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)

Comparing against 2556 peers in tier

Top Strengths (10 metrics)

1
Indirect Auto Concentration (%)
balance_sheet
Value: 0.00%
Peer Median: -
#1 of 2556 Top 0.0% in <100M tier
1
First Mortgage Concentration (%)
balance_sheet
Value: 0.00%
Peer Median: -
#1 of 2556 Top 0.0% in <100M tier
291
Member Growth Rate
growth
Value: 2.84%
Peer Median: -
#291 of 2556 Top 11.3% in <100M tier
417
Loan-to-Member Ratio (LMR)
engagement
Value: $8,291
Peer Median: -
#417 of 2556 Top 16.3% in <100M tier
452
Loan Growth Rate
growth
Value: 6.33%
Peer Median: -
#452 of 2556 Top 17.6% in <100M tier
477
Deposit Growth Rate
growth
Value: 6.43%
Peer Median: -
#477 of 2556 Top 18.6% in <100M tier
504
Loan-to-Share Ratio
balance_sheet
Value: 81.62%
Peer Median: -
#504 of 2556 Top 19.7% in <100M tier
535
Asset Growth Rate
growth
Value: 6.13%
Peer Median: -
#535 of 2556 Top 20.9% in <100M tier
552
Net Charge-Off Rate
risk
Value: 0.01%
Peer Median: -
#552 of 2556 Top 21.6% in <100M tier
598
Members Per Employee (MPE)
engagement
Value: 434.750
Peer Median: -
#598 of 2556 Top 23.4% in <100M tier

Top Weaknesses (3 metrics)

2491
Share Certificate Concentration (%)
balance_sheet
Value: 52.87%
Peer Median: -
#2491 of 2556 Bottom 2.6% in <100M tier
2048
Total Delinquency Rate (60+ days)
risk
Value: 2.17%
Peer Median: -
#2048 of 2556 Bottom 19.9% in <100M tier
2020
Return on Assets (ROA)
profitability
Value: 0.11%
Peer Median: -
#2020 of 2556 Bottom 21.0% in <100M tier
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